View
122
Download
4
Category
Tags:
Preview:
Citation preview
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 1 of 121
Appendix to
Nordic CustomerCreditTransfer Initiation MIG Version 1.06 September 15th 2009
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 2 of 121
Table of Contents
1. INTRODUCTION 3
2. SWEDISH EXAMPLES 5
2.1 Sweden, Giro Payments 5
2.2 Sweden, OCR Payments 10
2.3 Sweden, Money Order 15
2.4 Sweden, Direct Credits with advice 19
2.5 Sweden, Direct Credits without advice 24
3. NORWEGIAN EXAMPLES 28
3.1 Norway, KID Payments (OCR) 28
3.2 Norway, Several KID Payments (OCR) in Batch 32
3.3 Norway, Direct Credit with advice 37
3.4 Norway, Direct Credit without advice 41
3.5 Norway, Money Order 44
3.6 Norway, Payroll or Pension 47
3.7 Norway, Intra Company 50
4. DANISH EXAMPLES 53
4.1 Denmark, Direct Credit With Prompt Advice (UDUS 355 Transfer) 53
4.2 Denmark, Direct Credit With Advice On Statement (UDUS 356 Transfer) 58
4.3 Denmark, Payment Slip With Advice (Giro Payment Slip - Gik 01) 64
4.4 Denmark, Payment Slip (OCR) (Giro Payment Slip - Gik 04) 68
4.5 Denmark, Payment Slip (OCR) (Giro Payment Slip - Gik 15) 72
4.6 Denmark, Payment Slip (OCR) (Payment Slip - Fik 71) 77
4.7 Denmark, Payment Slip (OCR) (Payment Slip - Fik 73) 81
4.9 Denmark, Payment Slip (OCR) (Payment Slip - Fik 75) 85
4.10 Denmark, Domestic Cheque 89
5. FINNISH EXAMPLES 93
5.1 Finland, Normal Payment With Message 93
5.2 Finland, Normal Payment With Reference 97
5.3 Finland, Tax Payment 101
5.4 Finland, Salary And Pension Payment 105
6. CROSS BORDER PAYMENT – ALL NORDIC COUNTRIES 110
6.1 All, Cross Border SEPA Payment 110
6.2 All, Cross Border non-SEPA Payment 114
6.3 All, Cross Border Urgent Payment 118
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 3 of 121
1. INTRODUCTION
This document contains descriptions and examples for payment types included in the Nordic Credit Transfer MIG for the Payment Initiation Standard For each example, a table is presented, which describes significant data elements for each type of payment. In general these elements are Mandatory. One or two message examples are enclosed below each table. Remittance information contains information about the reason for payment (e.g. invoice number), directed from the payor to the payee. The information may be structured and/or unstructured (structured information is preferred) Structured remittance information may include, for example, reference numbers for the invoices and credit notes to which the payment refers. Unstructured remittance information contains information in free text format from the Payor to the Payee. Note: The above described remittance information is delivered to the Payee via a credit advice or similar message.
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 4 of 121
All mandatory fields to be filled in, others should be the fields/elements which are of significant value to each national community.
Template – Service Independent – Domestic payments Business Function Description of the service. Data Element Element Code / Value Payment Information Identification
<PmtInfId>
Payment Method <PmtMtd> Batch Booking <BtchBookg> Category Purpose <CtgyPurp> Requested Execution Date
<ReqdExctnDt>
Debtor’s Organization Identification
<Dbtr> <Id> <OrgId>
Debtor Account <DbtrAcct> Debtor Agent Identification <DbtrAgt>
Instruction ID <PmtId><InstrId> End-to-end ID <PmtId><EndToEndId> Amount <Amt> Creditor name and address
<Cdtr> <Nm> <PslAdr> <StrtNm> <PstCd> <TwnNm> <Ctry>
Creditor Account Number <CdtrAcct>
Remittance Information Structured and/or Unstructured
<RmtInf> <Strd> <RmtInf> <Ustrd>
Structured invoice payment type Unstructured details of payment
Example: One or two examples follows here.
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 5 of 121
2. SWEDISH EXAMPLES
2.1 Sweden, Giro Payments
Business function: Vendor payments in Sweden “are by default” done as Giro Payments. Although the existence of two separate Giro systems, Bankgiro and Plusgiro, payments can be effected between these two systems. Data Element
<XML tag> / Element Code / Value
Requested Execution Date
<ReqdExctnDt>2009-04-07</ReqdExctnDt> 2009-04-07
Payment method by First Agent
<PmtMtd>TRF</PmtMtd> TRF
Debtor’s Organization Identification
<Dbtr>
<Nm>Payment Factory Outlet</Nm>
<Id>
<OrgId>
<Othr>
<Id>5566775511</Id> <SchmeNm>
<Cd>BANK</Cd> </SchmeNm >
</Othr>
</OrgId>
</Id>
</Dbtr>
Payment Factory Outlet 5566775511 BANK
Debit Account Number (identifying the debtors bankgiro number)
<DbtrAcct> <Id> <Othr> <Id>12334567</Id> <SchmeNm> <Prtry>BGNR</Prtry> </SchmeNm> </Othr> </Id> </DbtrAcct>
12334567 BGNR
OR
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 6 of 121
Data Element
<XML tag> / Element Code / Value
Debit Account Number (identifying the debtors Plusgiro account or a bank account number connected to a single bankgiro number)
<DbtrAcct> <Id> <Othr> <Id>55551011122</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </DbtrAcct>
55551011122 BBAN
Debtor Agent <DbtrAgt>
<FinInstnId>
<BIC>ESSESESS</BIC>
</FinInstnId>
</DbtrAgt>
ESSESESS
End-to-end ID
<EndToEndId>987654321</EndToEndId> 987654321
Amount <InstdAmt Ccy="SEK">5000</InstdAmt> SEK 5000
Creditor Agent (Swedish Clearing number Bankgiro = 9900 Plusgiro = 9960)
<CdtrAgt>
<FinInstnId> <ClrSysMmbId> <ClrSysId>
<Cd>SESBA</Cd>
</ClrSysId> <MmbId>9900</MmbId>
</ClrSysMmbId> </FinInstnId>
</CdtrAgt>
SESBA 9900
Creditor Account Number (Bankgiro number)
<CdtrAcct>
<Id> <Othr> <Id>12334567</Id> <SchmeNm> <Prtry>BGNR</Prtry> </SchmeNm> </Othr> </Id>
</CdtrAcct>
12334567 BGNR
OR
Creditor Account Number (Plusgiro number)
<CdtrAcct>
<Id> <Othr> <Id>55551011122</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct>
55551011122 BBAN
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 7 of 121
Data Element
<XML tag> / Element Code / Value
Creditor name
<Cdtr>
<Nm>EDI SURPLUS</Nm>
</Cdtr>
EDI SURPLUS
Remittance Information Structured (Reference number/Invoice number (RfrdDocNb) Bankgiro Max 25 Text Plusgiro Max 27 Text)
<RmtInf>
<Strd>
<RfrdDocInf>
<Tp> <CdOrPrtry>
<Cd>CINV</Cd>
</CdOrPrtry> </Tp>
<Nb>654654</Nb>
</RfrdDocInf>
<RfrdDocAmt>
<RmtdAmt Ccy="SEK">5000</RmtdAmt>
</RfrdDocAmt>
</Strd>
</RmtInf>
CINV 654654 SEK 5000
Example in XML
<?xml version="1.0" encoding="UTF-8" ?> <Document xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03"> <CstmrCdtTrfInitn> <GrpHdr>
<MsgId>20090822123</MsgId>
<CreDtTm>2009-08-22T09:30:47-05:00</CreDtTm>
<NbOfTxs>1</NbOfTxs>
<InitgPty>
<Id>
<OrgId> <Othr>
<Id>5566775511</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm >
</Othr>
</OrgId>
</Id>
</InitgPty>
</GrpHdr>
<PmtInf>
<PmtInfId>20090822123123</PmtInfId>
<PmtMtd>TRF</PmtMtd>
<ReqdExctnDt>2009-08-28</ReqdExctnDt>
<Dbtr>
<Nm>Payment Factory Outlet</Nm>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 8 of 121
<Id>
<OrgId> <Othr>
<Id>5566775511</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm >
</Othr>
</OrgId>
</Id>
</Dbtr>
<DbtrAcct>
<Id>
<Othr>
<Id>12334567</Id>
<SchmeNm > <Prtry>BGNR</Prtry> </SchmeNm > </Othr> </Id>
</DbtrAcct>
<DbtrAgt>
<FinInstnId>
<BIC>ESSESESS</BIC>
</FinInstnId>
</DbtrAgt>
<CdtTrfTxInf>
<PmtId>
<EndToEndId>20090822123123001</EndToEndId>
</PmtId>
<Amt>
<InstdAmt Ccy="SEK">5000</InstdAmt>
</Amt>
<CdtrAgt>
<FinInstnId>
<ClrSysMmbId>
<ClrSysId>
<Cd>SESBA</Cd>
</ClrSysId> <MmbId>9900</MmbId>
</ClrSysMmbId>
</FinInstnId>
</CdtrAgt>
<Cdtr>
<Nm>EDI SURPLUS</Nm>
</Cdtr>
<CdtrAcct>
<Id>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 9 of 121
<Othr>
<Id>87654321</Id>
<SchmeNm>
<Prtry>BGNR</Prtry>
</SchmeNm>
</Othr> </Id>
</CdtrAcct>
<RmtInf>
<Strd>
<RfrdDocInf>
<Tp> <CdOrPrtry>
<Cd>CINV</Cd>
</CdOrPrtry> </Tp>
<Nb>654654</Nb>
</RfrdDocInf>
<RfrdDocAmt>
<RmtdAmt Ccy="SEK">5000</RmtdAmt>
</RfrdDocAmt>
</Strd>
</RmtInf>
</CdtTrfTxInf>
</PmtInf>
</CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 10 of 121
2.2 Sweden, OCR Payments
Business Function: OCR services delivers an electronic file to the receiver for automated reconciliation of account receivable N.B Some beneficiaries require OCR reference and payments without this reference will be rejected. This rule is only applicable for payments from a bankgiro number to a Plusgiro account. Data Element <XML tag> / Element Code / Value Requested Execution Date
<ReqdExctnDt>2009-04-07</ReqdExctnDt> 2009-04-07
Payment method by First Agent
<PmtMtd>TRF</PmtMtd> TRF
Debtor’s Organization Identification
<Dbtr>
<Nm>Payment Factory Outlet</Nm>
<Id>
<OrgId>
<Othr>
<Id>5566775511</Id> <SchmeNm>
<Cd>BANK</Cd> </SchmeNm >
</Othr>
</OrgId>
</Id>
</Dbtr>
Payment Factory Outlet 5566775511 BANK
Debit Account Number (identifying the debtors bankgiro number)
<DbtrAcct> <Id> <Othr> <Id>12334567</Id> <SchmeNm> <Prtry>BGNR</Prtry> </SchmeNm> </Othr> </Id> </DbtrAcct>
12334567 BGNR
OR
Debit Account Number (identifying the debtors Plusgiro account or a bank account number connected to a single bankgiro number)
<DbtrAcct> <Id> <Othr> <Id>55551011122</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </DbtrAcct>
55551011122 BBAN
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 11 of 121
Data Element <XML tag> / Element Code / Value Debtor Agent <DbtrAgt>
<FinInstnId>
<BIC>ESSESESS</BIC>
</FinInstnId>
</DbtrAgt>
ESSESESS
End-to-end ID <EndToEndId>987654321</EndToEndId> 987654321
Amount <InstdAmt Ccy="SEK">5000</InstdAmt> SEK 5000
Creditor Agent (Swedish Clearing number Bankgiro = 9900 Plusgiro = 9960)
<CdtrAgt>
<FinInstnId> <ClrSysMmbId> <ClrSysId>
<Cd>SESBA</Cd>
</ClrSysId> <MmbId>9900</MmbId>
</ClrSysMmbId> </FinInstnId>
</CdtrAgt>
SESBA 9900
Creditor Account Number (Bankgiro number)
<CdtrAcct>
<Id> <Othr> <Id>12334567</Id> <SchmeNm> <Prtry>BGNR</Prtry> </SchmeNm> </Othr> </Id>
</CdtrAcct>
12334567
BGNR
OR
Creditor Account Number (Plusgiro number)
<CdtrAcct>
<Id> <Othr> <Id>55551011122</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct>
55551011122 BBAN
Creditor name
<Cdtr>
<Nm>EDI SURPLUS</Nm>
</Cdtr>
EDI SURPLUS
Remittance Information Structured Reference number/Invoice number (RfrdDocNb) Bankgiro Max 25 Text Plusgiro Max 27 Text
<RmtInf>
<Strd>
<RfrdDocAmt>
<RmtdAmt Ccy="SEK">5000</RmtdAmt>
</RfrdDocAmt>
<CdtrRefInf>
<Tp> <CdOrPrtry>
<Cd>SCOR</Cd>
</CdOrPrtry> </Tp>
<Ref>1234567890123456789012345</Ref> </CdtrRefInf>
</Strd>
</RmtInf>
SEK 5000 SCOR 1234567890123456789012345
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 12 of 121
Example in XML
<?xml version="1.0" encoding="UTF-8" ?> <Document xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03"> <CstmrCdtTrfInitn> <GrpHdr>
<MsgId>20090822123</MsgId>
<CreDtTm>2009-08-22T09:30:47-05:00</CreDtTm>
<NbOfTxs>1</NbOfTxs>
<InitgPty>
<Id>
<OrgId> <Othr>
<Id>5566775511</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm >
</Othr>
</OrgId>
</Id>
</InitgPty>
</GrpHdr>
<PmtInf>
<PmtInfId>20090822123123</PmtInfId>
<PmtMtd>TRF</PmtMtd>
<ReqdExctnDt>2009-08-28</ReqdExctnDt>
<Dbtr>
<Nm>Payment Factory Outlet</Nm>
<Id>
<OrgId>
<Othr>
<Id>5566775511</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm >
</Othr>
</OrgId>
</Id>
</Dbtr>
<DbtrAcct>
<Id>
<Othr>
<Id>12334567</Id>
<SchmeNm > <Prtry>BGNR</Prtry> </SchmeNm >
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 13 of 121
</Othr> </Id>
</DbtrAcct>
<DbtrAgt>
<FinInstnId>
<BIC>ESSESESS</BIC>
</FinInstnId>
</DbtrAgt>
<CdtTrfTxInf>
<PmtId>
<EndToEndId>20090822123123001</EndToEndId>
</PmtId>
<Amt>
<InstdAmt Ccy="SEK">5000</InstdAmt>
</Amt>
<CdtrAgt>
<FinInstnId>
<ClrSysMmbId>
<ClrSysId>
<Cd>SESBA</Cd>
</ClrSysId> <MmbId>9900</MmbId>
</ClrSysMmbId>
</FinInstnId>
</CdtrAgt>
<Cdtr>
<Nm>EDI SURPLUS</Nm>
</Cdtr>
<CdtrAcct>
<Id>
<Othr>
<Id>87654321</Id>
<SchmeNm>
<Prtry>BGNR</Prtry>
</SchmeNm>
</Othr> </Id>
</CdtrAcct>
<RmtInf>
<Strd>
<RfrdDocAmt>
<RmtdAmt Ccy="SEK">5000</RmtdAmt>
</RfrdDocAmt>
<CdtrRefInf>
<Tp> <CdOrPrtry>
<Cd>SCOR</Cd>
</CdOrPrtry>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 14 of 121
</Tp>
<Ref>1234567890123456789012345</Ref>
</CdtrRefInf>
</Strd>
</RmtInf>
</CdtTrfTxInf>
</PmtInf>
</CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 15 of 121
2.3 Sweden, Money Order
Business Function: Payments to a beneficiary where the payor does not know creditors bankgiro number or account number. Data Element <XML tag> / Element Code / Value Requested Execution Date
<ReqdExctnDt>2009-04-07</ReqdExctnDt> 2009-04-07
Payment method by First Agent
<PmtMtd>CHK</PmtMtd> CHK
Debtor’s Organization Identification
<Dbtr>
<Nm>Payment Factory Outlet</Nm>
<Id>
<OrgId>
<Othr>
<Id>5566775511</Id> <SchmeNm>
<Cd>BANK</Cd> </SchmeNm >
</Othr>
</OrgId>
</Id>
</Dbtr>
Payment Factory Outlet 5566775511 BANK
Debit Account Number (identifying the debtors bankgiro number)
<DbtrAcct> <Id> <Othr> <Id>12334567</Id> <SchmeNm> <Prtry>BGNR</Prtry> </SchmeNm> </Othr> </Id> </DbtrAcct>
12334567 BGNR
OR Debit Account Number (identifying the debtors Plusgiro account or a bank account number connected to a single bankgiro number)
<DbtrAcct> <Id> <Othr> <Id>55551011122</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </DbtrAcct>
55551011122 BBAN
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 16 of 121
Data Element <XML tag> / Element Code / Value Debtor Agent <DbtrAgt>
<FinInstnId>
<BIC>ESSESESS</BIC>
</FinInstnId>
</DbtrAgt>
ESSESESS
End-to-end ID <EndToEndId>987654321</EndToEndId> 987654321 Amount <Amt>
<InstdAmt Ccy="SEK">5000</InstdAmt>
</Amt>
SEK 5000
Creditor name and address
<Cdtr>
<Nm>EDI SURPLUS</Nm>
<PstlAdr>
<AdrTp>ADDR</AdrTp>
<StrtNm>NACKAGATAN 14</StrtNm>
<PstCd>11647</PstCd>
<TwnNm>STOCKHOLM</TwnNm>
<Ctry>SE</Ctry>
</PstlAdr>
</Cdtr>
EDI SURPLUS ADDR NACKAGATAN 14 11647 STOCKHOLM SE
Remittance Information Structured
<RmtInf>
<Strd>
<RfrdDocInf>
<Tp> <CdOrPrtry>
<Cd>CINV</Cd>
</CdOrPrtry> </Tp>
<Nb>654654</Nb>
</RfrdDocInf>
<RfrdDocAmt>
<RmtdAmt
Ccy="SEK">5000</RmtdAmt>
</RfrdDocAmt>
</Strd>
</RmtInf>
CINV 654654 SEK 5000
Example in XML
<?xml version="1.0" encoding="UTF-8" ?> <Document xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03"> <CstmrCdtTrfInitn> <GrpHdr>
<MsgId>20090822123</MsgId>
<CreDtTm>2009-08-22T09:30:47-05:00</CreDtTm>
<NbOfTxs>1</NbOfTxs>
<InitgPty>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 17 of 121
<Id>
<OrgId> <Othr>
<Id>5566775511</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm >
</Othr>
</OrgId>
</Id>
</InitgPty>
</GrpHdr>
<PmtInf>
<PmtInfId>20090822123123</PmtInfId>
<PmtMtd>CHK</PmtMtd>
<ReqdExctnDt>2009-08-28</ReqdExctnDt>
<Dbtr>
<Nm>Payment Factory Outlet</Nm>
<Id>
<OrgId> <Othr>
<Id>5566775511</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm >
</Othr>
</OrgId>
</Id>
</Dbtr>
<DbtrAcct>
<Id>
<Othr>
<Id>12334567</Id>
<SchmeNm > <Prtry>BGNR</Prtry> </SchmeNm > </Othr> </Id>
</DbtrAcct>
<DbtrAgt>
<FinInstnId>
<BIC>ESSESESS</BIC>
</FinInstnId>
</DbtrAgt>
<CdtTrfTxInf>
<PmtId>
<EndToEndId>20090822123123001</EndToEndId>
</PmtId>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 18 of 121
<Amt>
<InstdAmt Ccy="SEK">5000</InstdAmt>
</Amt>
<Cdtr>
<Nm>EDI SURPLUS</Nm>
<PstlAdr>
<AdrTp>ADDR</AdrTp>
<StrtNm>NACKAGATAN 14</StrtNm>
<PstCd>11647</PstCd>
<TwnNm>STOCKHOLM</TwnNm>
<Ctry>SE</Ctry>
</PstlAdr>
</Cdtr>
<RmtInf>
<Strd>
<RfrdDocInf>
<Tp> <CdOrPrtry>
<Cd>CINV</Cd>
</CdOrPrtry> </Tp>
<Nb>654654</Nb>
</RfrdDocInf>
<RfrdDocAmt>
<RmtdAmt Ccy="SEK">5000</RmtdAmt>
</RfrdDocAmt>
</Strd>
</RmtInf>
</CdtTrfTxInf>
</PmtInf>
</CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 19 of 121
2.4 Sweden, Direct Credits with advice
Business Function: Payments to a beneficiary where the payor does not know creditors bankgiro number, first choice, but the creditors account number, second choice. A separate paper based advice will be sent to the receiver. Data Element <XML tag> / Element Code / Value Requested Execution Date
<ReqdExctnDt>2009-08-28</ReqdExctnDt> 2009-08-28
Payment method by First Agent
<PmtMtd>TRF</PmtMtd> TRF
Debtor’s Organization Identification
<Dbtr>
<Nm>Payment Factory Outlet</Nm>
<Id>
<OrgId>
<Othr>
<Id>5566775511</Id> <SchmeNm>
<Cd>BANK</Cd> </SchmeNm >
</Othr>
</OrgId>
</Id>
</Dbtr>
Payment Factory Outlet 5566775511 BANK
Debit Account Number (identifying the debtors bankgiro number)
<DbtrAcct>
<Id>
<Othr>
<Id>12334567</Id>
<SchmeNm > <Prtry>BGNR</Prtry> </SchmeNm >
</Othr> </Id>
</DbtrAcct>
12334567 BGNR
OR
Debit Account Number (identifying the debtors Plusgiro account or a bank account number connected to a single bankgiro number)
<DbtrAcct>
<Id>
<Othr>
<Id>55551011122</Id>
<SchmeNm > <Cd>BBAN</Cd> </SchmeNm > </Othr>
</Id>
</DbtrAcct>
55551011122 BBAN
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 20 of 121
Data Element <XML tag> / Element Code / Value Debtor Agent <DbtrAgt>
<FinInstnId>
<BIC>ESSESESS</BIC>
</FinInstnId>
</DbtrAgt>
ESSESESS
End-to-end ID <EndToEndId>987654321</EndToEndId> 987654321
Amount <InstdAmt Ccy="SEK">5000</InstdAmt> SEK 5000
Creditor Agent <CdtrAgt>
<FinInstnId>
<ClrSysMmbId>
<ClrSysId>
<Cd>SESBA</Cd>
</ClrSysId> <MmbId>5000</MmbId>
</ClrSysMmbId> </FinInstnId>
</CdtrAgt>
SESBA 5000
Creditor Account Number
<CdtrAcct>
<Id>
<Othr>
<Id>55991011212</Id>
<SchmeNm>
<Cd>BBAN</Cd >
</SchmeNm>
</Othr> </Id>
</CdtrAcct>
55991011212 BBAN
Creditor name <Cdtr>
<Nm>EDI SURPLUS</Nm>
</Cdtr>
EDI SURPLUS
Remittance Information Structured (Reference number/Invoice number (RfrdDocNb) Bankgiro Max 25 Text Plusgiro Max 27 Text)
<RmtInf>
<Strd>
<RfrdDocInf>
<Tp> <CdOrPrtry>
<Cd>CINV</Cd>
</CdOrPrtry> </Tp>
<Nb>654654</Nb>
</RfrdDocInf>
<RfrdDocAmt>
<RmtdAmt Ccy="SEK">5000</RmtdAmt>
</RfrdDocAmt>
</Strd>
</RmtInf>
CINV 654654 SEK
5000
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 21 of 121
Example in XML <?xml version="1.0" encoding="UTF-8" ?>
<Document xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03">
<CstmrCdtTrfInitn> <GrpHdr>
<MsgId>20090822123</MsgId>
<CreDtTm>2009-08-22T09:30:47-05:00</CreDtTm>
<NbOfTxs>1</NbOfTxs>
<InitgPty>
<Id>
<OrgId> <Othr>
<Id>5566775511</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm >
</Othr>
</OrgId>
</Id>
</InitgPty>
</GrpHdr>
<PmtInf>
<PmtInfId>20090822123123</PmtInfId>
<PmtMtd>TRF</PmtMtd>
<ReqdExctnDt>2009-08-28</ReqdExctnDt>
<Dbtr>
<Nm>Payment Factory Outlet</Nm>
<Id>
<OrgId> <Othr>
<Id>5566775511</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm >
</Othr>
</OrgId>
</Id>
</Dbtr>
<DbtrAcct>
<Id>
<Othr>
<Id>12334567</Id>
<SchmeNm > <Prtry>BGNR</Prtry> </SchmeNm > </Othr> </Id>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 22 of 121
</DbtrAcct>
<DbtrAgt>
<FinInstnId>
<BIC>ESSESESS</BIC>
</FinInstnId>
</DbtrAgt>
<CdtTrfTxInf>
<PmtId>
<EndToEndId>20090822123123001</EndToEndId>
</PmtId>
<Amt>
<InstdAmt Ccy="SEK">5000</InstdAmt>
</Amt>
<CdtrAgt>
<FinInstnId>
<ClrSysMmbId>
<ClrSysId>
<Cd>SESBA</Cd>
</ClrSysId> <MmbId>5000</MmbId>
</ClrSysMmbId>
</FinInstnId>
</CdtrAgt>
<Cdtr>
<Nm>EDI SURPLUS</Nm>
<PstlAdr>
<AdrTp>ADDR</AdrTp>
<StrtNm>NACKAGATAN 14</StrtNm>
<PstCd>11647</PstCd>
<TwnNm>STOCKHOLM</TwnNm>
<Ctry>SE</Ctry>
</PstlAdr>
</Cdtr>
<CdtrAcct>
<Id>
<Othr>
<Id>55991011212</Id>
<SchmeNm>
<Cd>BBAN</Cd >
</SchmeNm>
</Othr> </Id>
</CdtrAcct>
<RmtInf>
<Strd>
<RfrdDocInf>
<Tp> <CdOrPrtry>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 23 of 121
<Cd>CINV</Cd>
</CdOrPrtry> </Tp>
<Nb>654654</Nb>
</RfrdDocInf>
<RfrdDocAmt>
<RmtdAmt Ccy="SEK">5000</RmtdAmt>
</RfrdDocAmt>
</Strd>
</RmtInf>
</CdtTrfTxInf>
</PmtInf>
</CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 24 of 121
2.5 Sweden, Direct Credits without advice
Business Function: Credit transfer, to an account number, that only will be shown on the receiver’s statement of account. Data Element <XML tag> / Element Code / Value
Requested Execution Date
<ReqdExctnDt>2009-04-07</ReqdExctnDt> 2009-04-07
Payment method by First Agent
<PmtMtd>TRF</PmtMtd> TRF
Debtor’s Organization Identification
<Dbtr>
<Nm>Payment Factory Outlet</Nm>
<Id>
<OrgId>
<Othr>
<Id>5566775511</Id> <SchmeNm>
<Cd>BANK</Cd> </SchmeNm >
</Othr>
</OrgId>
</Id>
</Dbtr>
Payment Factory Outlet 5566775511 BANK
Debit Account Number (identifying the debtors bankgiro number)
<DbtrAcct>
<Id>
<Othr>
<Id>12334567</Id>
<SchmeNm > <Prtry>BGNR</Prtry> </SchmeNm > </Othr>
</Id>
</DbtrAcct>
12334567 BGNR
OR Debit Account Number (identifying the debtors Plusgiro account or a bank account number connected to a single bankgiro number)
<DbtrAcct>
<Id>
<Othr>
<Id>55551011122</Id>
<SchmeNm > <Cd>BBAN</Cd> </SchmeNm > </Othr>
</Id>
</DbtrAcct>
55551011122 BBAN
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 25 of 121
Data Element <XML tag> / Element Code / Value Debtor Agent <DbtrAgt>
<FinInstnId>
<BIC>ESSESESS</BIC>
</FinInstnId>
</DbtrAgt>
ESSESESS
End-to-end ID <EndToEndId>987654321</EndToEndId> 987654321 Amount <InstdAmt Ccy="SEK">5000</InstdAmt> SEK
5000 Creditor Agent <CdtrAgt>
<FinInstnId>
<ClrSysMmbId>
<ClrSysId>
<Cd>SESBA</Cd>
</ClrSysId> <MmbId>5000</MmbId>
</ClrSysMmbId> </FinInstnId>
</CdtrAgt>
SESBA 5000
Creditor Account Number
<CdtrAcct>
<Id>
<Othr>
<Id>55991011212</Id>
<SchmeNm>
<Cd>BBAN</Cd >
</SchmeNm>
</Othr> </Id>
</CdtrAcct>
55991011212 BBAN
Creditor name <Cdtr>
<Nm>EDI SURPLUS</Nm>
</Cdtr>
EDI SURPLUS
Example in XML
<?xml version="1.0" encoding="UTF-8" ?> <Document xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03"> <CstmrCdtTrfInitn> <GrpHdr>
<MsgId>20090822123</MsgId>
<CreDtTm>2009-08-22T09:30:47-05:00</CreDtTm>
<NbOfTxs>1</NbOfTxs>
<InitgPty>
<Id>
<OrgId> <Othr>
<Id>5566775511</Id> <SchmeNm>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 26 of 121
<Cd>BANK</Cd> </SchmeNm >
</Othr>
</OrgId>
</Id>
</InitgPty>
</GrpHdr>
<PmtInf>
<PmtInfId>20090822123123</PmtInfId>
<PmtMtd>TRF</PmtMtd>
<ReqdExctnDt>2009-08-28</ReqdExctnDt>
<Dbtr>
<Nm>Payment Factory Outlet</Nm>
<Id>
<OrgId> <Othr>
<Id>5566775511</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm >
</Othr>
</OrgId>
</Id>
</Dbtr>
<DbtrAcct>
<Id>
<Othr>
<Id>12334567</Id>
<SchmeNm > <Prtry>BGNR</Prtry> </SchmeNm > </Othr> </Id>
</DbtrAcct>
<DbtrAgt>
<FinInstnId>
<BIC>ESSESESS</BIC>
</FinInstnId>
</DbtrAgt>
<CdtTrfTxInf>
<PmtId>
<EndToEndId>20090822123123001</EndToEndId>
</PmtId>
<Amt>
<InstdAmt Ccy="SEK">5000</InstdAmt>
</Amt>
<CdtrAgt>
<FinInstnId>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 27 of 121
<ClrSysMmbId>
<ClrSysId>
<Cd>SESBA</Cd>
</ClrSysId> <MmbId>5000</MmbId>
</ClrSysMmbId>
</FinInstnId>
</CdtrAgt>
<Cdtr>
<Nm>EDI SURPLUS</Nm>
</Cdtr>
<CdtrAcct>
<Id>
<Othr>
<Id>55991011212</Id>
<SchmeNm>
<Cd>BBAN</Cd >
</SchmeNm>
</Othr> </Id>
</CdtrAcct>
</CdtTrfTxInf>
</PmtInf>
</CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 28 of 121
3. NORWEGIAN EXAMPLES
Note to the Norwegian examples: The information in the examples is based on the minimum requriements for the NO banks to generate a valid payment transaction through the Norwegian interbanksystem.
3.1 Norway, KID Payments (OCR)
Business Function: OCR that delivers an electronic file to the receiver for automated reconciliation of account receivable (some beneficiaries require KID reference and payments without this reference will be rejected). Message Item <XML tag> /Element Code / Value
Payment Information Identification
<PmtInfId>123456789</PmtInfId>
123456789
Payment method <PmtMtd>TRF</PmtMtd>
TRF
Batch Booking <BtchBookg>false</BtchBookg> false Category Purpose <PmtTpInf>
<CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp>
SUPP
Requested Execution Date
<ReqdExctnDt>2009-06-24</ReqdExctnDt>
24.06.2009
Debtor’s Organization Identification
<Dbtr> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </Dbtr>
987654321
Debtor Account
<DbtrAcct> <Id> <Othr> <Id>70012098765</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </DbtrAcct>
70012098765 or NOXX70012098765
Debtor Agent Identification
<DbtrAgt> <FinInstnId> <BIC>DNBANOKK</BIC> </FinInstnId> </DbtrAgt>
DNBANOKK
Instruction ID End-to-end ID
<PmtId> <InstrId>2356</InstrId> <EndToEndId>136722</EndToEndId> </PmtId>
2356 (max 20) 136722 (max 16) (reference on creditors
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 29 of 121
statement) Amount <Amt>
<InstdAmt Ccy = "NOK">2000</InstdAmt> </Amt>
NOK 2000
Creditor Account Number
<CdtrAcct> <Id> <Othr> <Id>60011012345</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct>
60011012345 or NOXX60011012345
Remittance Information Structured
</RfrdDocInf> <RfrdDocAmt> <RmtdAmt Ccy = "NOK">2000</RmtdAmt> </RfrdDocAmt> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>12345678912345</Ref> </CdtrRefInf>
SCOR 12345678912345 NOK 2000
Example in XML: <?xml version = "1.0" encoding = "UTF-8"?> <Document xmlns = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi = "http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 file:///C:/Users/Morten.BSK/BSK/Arbeid/Oppgaver%20%26%20Prosjekter/Nordic%20ISO20022%20Messages/Nordic%20C2B%20Customer%20Credit%20Transfer/2009OppdatertAppendix/Nordic_CCT_Mig_pain001_001_003.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>123456</MsgId> <CreDtTm>2009-06-24T11:00:00</CreDtTm> <NbOfTxs>1</NbOfTxs> <InitgPty/> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>123456789</PmtInfId>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 30 of 121
<PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg>
<PmtTpInf> <CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp> </PmtTpInf> <ReqdExctnDt>2009-06-24</ReqdExctnDt> <Dbtr> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>70012098765</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DNBANOKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>2356</InstrId> <EndToEndId>136722</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy = "NOK">2000</InstdAmt> </Amt> <ChrgBr>SHAR</ChrgBr> <CdtrAcct> <Id> <Othr> <Id>60011012345</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct> <RmtInf>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 31 of 121
<Strd> <RfrdDocAmt> <RmtdAmt Ccy = "NOK">2000</RmtdAmt> </RfrdDocAmt> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>12345678912345</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 32 of 121
3.2 Norway, Several KID Payments (OCR) in Batch
Business Function: OCR payments from one debitor to two different creditors that are delivered in an electronic file so that the receivers can do an automated reconciliation of account receivable (some beneficiaries require KID reference and payments without this reference will be rejected). Message Item <XML tag> /Element Code / Value Payment Information Identification
<PmtInfId>123456789</PmtInfId>
123456789
Payment method <PmtMtd>TRF</PmtMtd>
TRF
Batch Booking <BtchBookg>false</BtchBookg> true Category Purpose <PmtTpInf>
<CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp>
SUPP
Requested Execution Date
<ReqdExctnDt>2009-06-24</ReqdExctnDt>
24.06.2009
Debtor’s Organization Identification
<Dbtr> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </Dbtr>
987654321
Debtor Account
<DbtrAcct> <Id> <Othr> <Id>70012098765</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </DbtrAcct>
70012098765 or NOXX70012098765
Debtor Agent Identification
<DbtrAgt> <FinInstnId> <BIC>DNBANOKK</BIC> </FinInstnId> </DbtrAgt>
DNBANOKK
Instruction ID End-to-end ID
<PmtId> <InstrId>2356</InstrId> <EndToEndId>136722</EndToEndId> </PmtId>
2356 (max 20) 136722 (max 16) (reference on creditors statement)
Amount <Amt> <InstdAmt Ccy = "NOK">2000</InstdAmt> </Amt>
NOK 2000
Creditor Account Number
<CdtrAcct> <Id> <Othr>
60011012345 or NOXX60011012345
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 33 of 121
<Id>60011012345</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct>
Remittance Information Structured
</RfrdDocInf> <RfrdDocAmt> <RmtdAmt Ccy = "NOK">2000</RmtdAmt> </RfrdDocAmt> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>12345678912345</Ref> </CdtrRefInf>
SCOR 12345678912345 NOK 2000
Instruction ID End-to-end ID
<PmtId> <InstrId>2398</InstrId> <EndToEndId>136789</EndToEndId> </PmtId>
2398 (max 20) 136789 (max 16) (reference on creditors statement)
Amount <Amt> <InstdAmt Ccy = "NOK">56200</InstdAmt> </Amt>
NOK 56200
Creditor Account Number
<CdtrAcct> <Id> <Othr> <Id>90551212345</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct>
90551212345 or NOXX90551212345
Remittance Information Structured
</RfrdDocInf> <RfrdDocAmt> <RmtdAmt Ccy = "NOK">56200</RmtdAmt> </RfrdDocAmt> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp>
<Ref>58954650000012012</Ref> </CdtrRefInf>
SCOR 58954650000012012 NOK 56200
Example in XML: <?xml version = "1.0" encoding = "UTF-8"?>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 34 of 121
<Document xmlns = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi = "http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 file:///C:/Users/Morten.BSK/BSK/Arbeid/Oppgaver%20%26%20Prosjekter/Nordic%20ISO20022%20Messages/Nordic%20C2B%20Customer%20Credit%20Transfer/2009OppdatertAppendix/Nordic_CCT_Mig_pain001_001_003.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>123456</MsgId> <CreDtTm>2009-06-24T11:00:00</CreDtTm> <NbOfTxs>2</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>123456789</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>true</BtchBookg> <PmtTpInf> <CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp> </PmtTpInf> <ReqdExctnDt>2009-06-24</ReqdExctnDt> <Dbtr> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>70012098765</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </DbtrAcct> <DbtrAgt> <FinInstnId>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 35 of 121
<BIC>DNBANOKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>2356</InstrId> <EndToEndId>136722</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy = "NOK">2000</InstdAmt> </Amt> <ChrgBr>SHAR</ChrgBr> <CdtrAcct> <Id> <Othr> <Id>60011012345</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct> <RmtInf> <Strd> <RfrdDocAmt> <RmtdAmt Ccy = "NOK">2000</RmtdAmt> </RfrdDocAmt> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>12345678912345</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> <CdtTrfTxInf> <PmtId> <InstrId>2398</InstrId> <EndToEndId>136789</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy = "NOK">56200</InstdAmt> </Amt> <ChrgBr>SHAR</ChrgBr> <CdtrAcct> <Id> <Othr> <Id>90551212345</Id> <SchmeNm>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 36 of 121
<Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct> <RmtInf> <Strd> <RfrdDocAmt> <RmtdAmt Ccy = "NOK">56200</RmtdAmt> </RfrdDocAmt> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>58954650000012012</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 37 of 121
3.3 Norway, Direct Credit with advice
Business Function: Electronic or paper based advice will be sent to the receiver Message Item <XML tag> /Element Code / Value Payment Information Identification
<PmtInfId>123456789</PmtInfId>
123456789
Payment method <PmtMtd>TRF</PmtMtd>
TRF
Batch Booking <BtchBookg>false</BtchBookg> false Category Purpose <PmtTpInf>
<CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp>
SUPP
Requested Execution Date
<ReqdExctnDt>2009-06-24</ReqdExctnDt>
24.06.2009
Debtor’s Organization Identification
<Dbtr> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </Dbtr>
987654321
Debtor Account
<DbtrAcct> <Id> <Othr> <Id>70012098765</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </DbtrAcct>
70012098765 or NOXX70012098765
Debtor Agent Identification
<DbtrAgt> <FinInstnId> <BIC>DNBANOKK</BIC> </FinInstnId> </DbtrAgt>
DNBANOKK
Instruction ID End-to-end ID
<PmtId> <InstrId>2357</InstrId> <EndToEndId>3344753</EndToEndId> </PmtId>
2357 (max.20) 3344753 (max.16) (reference on creditors statement)
Amount <Amt> <InstdAmt Ccy = "NOK">3000</InstdAmt> </Amt>
NOK 3000
Creditor name and address
<Cdtr> <Nm>Titti Produkter</Nm> <PstlAdr> <StrtNm>Oslogate 10</StrtNm> <PstCd>0101</PstCd>
Titti Produkter Oslogate 10 0101 Oslo NO-Norge (optional)
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 38 of 121
<TwnNm>OSLO</TwnNm> <Ctry>NO</Ctry> </PstlAdr> </Cdtr>
Creditor Account Number
<CdtrAcct> <Id> <Othr> <Id>60011012345</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct>
60011012345 or NOXX60011012345
Remittance Information Structured (or Unstructured)
<RmtInf> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Cd>CINV</Cd> </CdOrPrtry> </Tp> <Nb>808021</Nb> </RfrdDocInf> <RfrdDocAmt> <RmtdAmt Ccy = “NOK">2500</RmtdAmt> </RfrdDocAmt> </Strd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Cd>CINV</Cd> </CdOrPrtry> </Tp> <Nb>808023</Nb> </RfrdDocInf> <RfrdDocAmt> <RmtdAmt Ccy = "NOK">500</RmtdAmt> </RfrdDocAmt> </Strd> </RmtInf>
Structured invoice payment type CINV Invoice No: 808021 Amount: NOK 2500 (mandatory) Invoice No: 808023 Amount: NOK 500 (mandatory) (Unstructured details of Payment (Payment of invoice 808021 and 808023) (Max 1750 characters)) NOTE: Structured and unstructured remittance information can not be mixed.
Example in XML: Structured Details of Payment <?xml version = "1.0" encoding = "UTF-8"?> <Document xmlns = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi = "http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 file:///C:/Users/Morten.BSK/BSK/Arbeid/Oppgaver%20%26%20Prosjekter/Nordic%20ISO20022%20Messages/Nordic%20C2B%20Customer%20Credit%20Transfer/2009OppdatertAppendix/Nordic_CCT_Mig_pain001_001_003.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>123456</MsgId> <CreDtTm>2009-06-24T11:00:00</CreDtTm> <NbOfTxs>1</NbOfTxs>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 39 of 121
<InitgPty/> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>123456789</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg>
<PmtTpInf> <CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp> </PmtTpInf> <ReqdExctnDt>2009-06-24</ReqdExctnDt> <Dbtr> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>70012098765</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DNBANOKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>2357</InstrId> <EndToEndId>3344753</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy = "NOK">3000</InstdAmt> </Amt>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 40 of 121
<ChrgBr>SHAR</ChrgBr> <Cdtr> <Nm>Titti Produkter</Nm> <PstlAdr> <StrtNm>Oslogate 10</StrtNm> <PstCd>0101</PstCd> <TwnNm>OSLO</TwnNm> <Ctry>NO</Ctry> </PstlAdr> </Cdtr> <CdtrAcct> <Id> <Othr> <Id>60011012345</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct> <RmtInf> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Cd>CINV</Cd> </CdOrPrtry> </Tp> <Nb>808021</Nb> </RfrdDocInf> <RfrdDocAmt> <RmtdAmt Ccy = "NOK">2500</RmtdAmt> </RfrdDocAmt> </Strd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Cd>CINV</Cd> </CdOrPrtry> </Tp> <Nb>808023</Nb> </RfrdDocInf> <RfrdDocAmt> <RmtdAmt Ccy = "NOK">500</RmtdAmt> </RfrdDocAmt> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 41 of 121
3.4 Norway, Direct Credit without advice
Business Function: Credit transfer that only will be shown on the receiver’s statement of account Message Item <XML tag> /Element Code / Value Payment Information Identification
<PmtInfId>123456789</PmtInfId>
123456789
Payment method <PmtMtd>TRF</PmtMtd>
TRF
Batch Booking <BtchBookg>false</BtchBookg> false Category Purpose <PmtTpInf>
<CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp>
SUPP
Requested Execution Date
<ReqdExctnDt>2009-06-24</ReqdExctnDt>
24.06.2009
Debtor’s Organization Identification
<Dbtr> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </Dbtr>
987654321
Debtor Account
<DbtrAcct> <Id> <Othr> <Id>70012098765</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </DbtrAcct>
70012098765 or NOXX70012098765
Debtor Agent Identification
<DbtrAgt> <FinInstnId> <BIC>DNBANOKK</BIC> </FinInstnId> </DbtrAgt>
DNBANOKK
Instruction ID End-to-end ID
<PmtId> <InstrId>2357</InstrId> <EndToEndId>3344753</EndToEndId> </PmtId>
2358 (max.20) 338528523 (max.16) (reference on creditors statement)
Amount <Amt> <InstdAmt Ccy = "NOK">2500</InstdAmt> </Amt>
NOK 2500
Creditor name and address
<Cdtr> <Nm>Titti Produkter</Nm> <PstlAdr> <StrtNm>Oslogate 10</StrtNm> <PstCd>0101</PstCd>
Titti Produkter Oslogate 10 0101 Oslo NO-Norge (optional)
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 42 of 121
<TwnNm>OSLO</TwnNm> <Ctry>NO</Ctry> </PstlAdr> </Cdtr>
Creditor Account Number
<CdtrAcct> <Id> <Othr> <Id>60011012345</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct>
60011012345 or NOXX60011012345
Example in XML: <?xml version = "1.0" encoding = "UTF-8"?> <Document xmlns = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi = "http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 file:///C:/Users/Morten.BSK/BSK/Arbeid/Oppgaver%20%26%20Prosjekter/Nordic%20ISO20022%20Messages/Nordic%20C2B%20Customer%20Credit%20Transfer/2009OppdatertAppendix/Nordic_CCT_Mig_pain001_001_003.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>123456</MsgId> <CreDtTm>2009-06-24T11:00:00</CreDtTm> <NbOfTxs>1</NbOfTxs> <InitgPty/> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>123456789</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp> </PmtTpInf> <ReqdExctnDt>2009-06-24</ReqdExctnDt> <Dbtr> <Id> <OrgId> <Othr> <Id>987654321</Id>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 43 of 121
</Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>70012098765</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DNBANOKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>2358</InstrId> <EndToEndId>338528523</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy = "NOK">2500</InstdAmt> </Amt> <ChrgBr>SHAR</ChrgBr> <Cdtr> <Nm>Titti Produkter</Nm> <PstlAdr> <StrtNm>Oslogate 10</StrtNm> <PstCd>0101</PstCd> <TwnNm>OSLO</TwnNm> <Ctry>NO</Ctry> </PstlAdr> </Cdtr> <CdtrAcct> <Id> <Othr> <Id>60011012345</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 44 of 121
3.5 Norway, Money Order
Business Function: Payments to a beneficiary where the payor does not know creditors account number. Message Item <XML tag> /Element Code / Value Payment Information Identification
<PmtInfId>123456789</PmtInfId>
123456789
Payment method <PmtMtd>CHK</PmtMtd>
CHK
Batch Booking <BtchBookg>false</BtchBookg> false Category Purpose <PmtTpInf>
<CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp>
SUPP
Requested Execution Date
<ReqdExctnDt>2009-06-24</ReqdExctnDt>
24.06.2009
Debtor’s Organization Identification
<Dbtr> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </Dbtr>
987654321
Debtor Account
<DbtrAcct> <Id> <Othr> <Id>70012098765</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </DbtrAcct>
70012098765 or NOXX70012098765
Debtor Agent Identification
<DbtrAgt> <FinInstnId> <BIC>DNBANOKK</BIC> </FinInstnId> </DbtrAgt>
DNBANOKK
Instruction ID End-to-end ID
<PmtId> <InstrId>2359</InstrId> <EndToEndId>2359</EndToEndId> </PmtId>
2359 (max.20) 2359 (max.16) (reference on creditors statement)
Amount <Amt> <InstdAmt Ccy = "NOK">3500</InstdAmt> </Amt>
NOK 3500
Creditor name and address
<Cdtr> <Nm>Hans Hansen</Nm> <PstlAdr> <StrtNm>Oslogate 1</StrtNm> <PstCd>0101</PstCd> <TwnNm>OSLO</TwnNm>
Hans Hansen Oslogate 1 0101 Oslo NO-Norge (optional)
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 45 of 121
<Ctry>NO</Ctry> </PstlAdr> </Cdtr>
Remittance Information
<RmtInf> <Ustrd>Utbetaling av tippepremie uke 25/2009</Ustrd> </RmtInf>
Structured invoice payment type will be passed on as unstructured Unstructured details of Payment (Utbetaling av tippepremie uke 25/2009) (Max 1750 characters) Note: Structured and unstructured remittance information can not be mixed.
Example in XML: Unstructured Details of Payment <?xml version = "1.0" encoding = "UTF-8"?> <Document xmlns = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi = "http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 file:///C:/Users/Morten.BSK/BSK/Arbeid/Oppgaver%20%26%20Prosjekter/Nordic%20ISO20022%20Messages/Nordic%20C2B%20Customer%20Credit%20Transfer/2009OppdatertAppendix/Nordic_CCT_Mig_pain001_001_003.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>123456</MsgId> <CreDtTm>2009-06-24T11:00:00</CreDtTm> <NbOfTxs>1</NbOfTxs> <InitgPty/> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>123456789</PmtInfId> <PmtMtd>CHK</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp> </PmtTpInf> <ReqdExctnDt>2009-06-24</ReqdExctnDt>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 46 of 121
<Dbtr> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>70012098765</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DNBANOKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>2359</InstrId> <EndToEndId>2359</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy = "NOK">3500</InstdAmt> </Amt> <ChrgBr>SHAR</ChrgBr> <Cdtr> <Nm>Hans Hansen</Nm> <PstlAdr> <StrtNm>Oslogate 1</StrtNm> <PstCd>0101</PstCd> <TwnNm>OSLO</TwnNm> <Ctry>NO</Ctry> </PstlAdr> </Cdtr> <RmtInf> <Ustrd>Utbetaling av tippepremie uke 25/2009</Ustrd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 47 of 121
3.6 Norway, Payroll or Pension
Business Function: Payment of salary or pension, no advice, only information on receiver’s statement of account. Message Item <XML tag> /Element Code / Value Payment Information Identification
<PmtInfId>123456789</PmtInfId>
123456789
Payment method <PmtMtd>TRF</PmtMtd>
TRF
Batch Booking <BtchBookg>false</BtchBookg> false Category Purpose <PmtTpInf>
<CtgyPurp> <Cd>SALA</Cd> </CtgyPurp>
SALA or PENS
Requested Execution Date
<ReqdExctnDt>2009-06-24</ReqdExctnDt>
24.06.2009
Debtor’s Organization Identification
<Dbtr> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </Dbtr>
987654321
Debtor Account
<DbtrAcct> <Id> <Othr> <Id>70012098765</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </DbtrAcct>
70012098765 or NOXX70012098765
Debtor Agent Identification
<DbtrAgt> <FinInstnId> <BIC>DNBANOKK</BIC> </FinInstnId> </DbtrAgt>
DNBANOKK
Instruction ID End-to-end ID
<PmtId> <InstrId>2360</InstrId> <EndToEndId>8869247</EndToEndId> </PmtId>
2360 (max.20) 8869247 (max.16) (reference on creditors statement)
Amount <Amt> <InstdAmt Ccy = "NOK">15000</InstdAmt> </Amt>
NOK 15000
Creditor Account Number
<CdtrAcct> <Id> <Othr> <Id>20011595555</Id>
20021595555 or NOXX20011595555
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 48 of 121
<SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct>
Example in XML: <?xml version = "1.0" encoding = "UTF-8"?> <Document xmlns = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi = "http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 file:///C:/Users/Morten.BSK/BSK/Arbeid/Oppgaver%20%26%20Prosjekter/Nordic%20ISO20022%20Messages/Nordic%20C2B%20Customer%20Credit%20Transfer/2009OppdatertAppendix/Nordic_CCT_Mig_pain001_001_003.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>123456</MsgId> <CreDtTm>2009-06-24T11:00:00</CreDtTm> <NbOfTxs>1</NbOfTxs> <InitgPty/> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>123456789</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <CtgyPurp> <Cd>SALA</Cd> </CtgyPurp> </PmtTpInf> <ReqdExctnDt>2009-06-24</ReqdExctnDt> <Dbtr> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 49 of 121
<Othr> <Id>70012098765</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DNBANOKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>2360</InstrId> <EndToEndId>8869247</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy = "NOK">15000</InstdAmt> </Amt> <ChrgBr>SHAR</ChrgBr> <CdtrAcct> <Id> <Othr> <Id>20021595555</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 50 of 121
3.7 Norway, Intra Company
Business Function: Account regulation within the same company in the same bank or to his own account in another Norwegian bank. Message Item <XML tag> /Element Code / Value Payment Information Identification
<PmtInfId>123456789</PmtInfId>
123456789
Payment method <PmtMtd>TRF</PmtMtd>
TRF
Batch Booking <BtchBookg>false</BtchBookg> false Category Purpose <PmtTpInf>
<CtgyPurp> <Cd>INTC</Cd> </CtgyPurp>
INTC
Requested Execution Date
<ReqdExctnDt>2009-06-24</ReqdExctnDt>
24.06.2009
Debtor’s Organization Identification
<Dbtr> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </Dbtr>
987654321
Debtor Account
<DbtrAcct> <Id> <Othr> <Id>70012098765</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </DbtrAcct>
70012098765 or NOXX70012098765
Debtor Agent Identification
<DbtrAgt> <FinInstnId> <BIC>DNBANOKK</BIC> </FinInstnId> </DbtrAgt>
DNBANOKK
Instruction ID End-to-end ID
<PmtId> <InstrId>2362</InstrId> <EndToEndId>598741259</EndToEndId> </PmtId>
2362 (max 20) 598741259 (max 16) (reference on creditors statement)
Amount <Amt> <InstdAmt Ccy = "NOK">500000</InstdAmt> </Amt>
NOK 500000
Creditor Account Number
<CdtrAcct> <Id> <Othr>
60011012345 or NOXX60011012345
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 51 of 121
<Id>60011012345</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct>
Example in XML: <?xml version = "1.0" encoding = "UTF-8"?> <Document xmlns = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi = "http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 file:///C:/Users/Morten.BSK/BSK/Arbeid/Oppgaver%20%26%20Prosjekter/Nordic%20ISO20022%20Messages/Nordic%20C2B%20Customer%20Credit%20Transfer/2009OppdatertAppendix/Nordic_CCT_Mig_pain001_001_003.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>123456</MsgId> <CreDtTm>2009-06-24T11:00:00</CreDtTm> <NbOfTxs>1</NbOfTxs> <InitgPty/> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>123456789</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <CtgyPurp> <Cd>INTC</Cd> </CtgyPurp> </PmtTpInf> <ReqdExctnDt>2009-06-24</ReqdExctnDt> <Dbtr> <Id> <OrgId> <Othr> <Id>987654321</Id> </Othr> </OrgId> </Id> </Dbtr>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 52 of 121
<DbtrAcct> <Id> <Othr> <Id>70012098765</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DNBANOKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>2362</InstrId> <EndToEndId>598741259</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy = "NOK">500000</InstdAmt> </Amt> <ChrgBr>SHAR</ChrgBr> <CdtrAcct> <Id> <Othr> <Id>60011012345</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> </Othr> </Id> </CdtrAcct> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 53 of 121
4. DANISH EXAMPLES
4.1 Denmark, Direct Credit With Prompt Advice (UDUS 355 Transfer)
Business Function: Account to account credit transfer with promt advise. Optional creditors ID of debtor. Optional Document Reference. Optional 41*35 characters unstructured advice
Message Item <XML tag> /Element Code / Value Payment Information Identification
<PmtInfId>DEBENTID-12345678901</PmtInfId>
DEBENTID-12345678901
Payment Method <PmtMtd>TRF</PmtMtd> TRF (TRA or TRF) Payment Type Information <PmtTpInf>
<InstrPrty>HIGH</InstrPrty> <!-- UDUS 355 instruction = TRA/TRF + HIGH --> <CtgyPurp> <Cd>SUPP</Cd> <!-- Not forwarded beyond DebitorAgent in UDUS 355 --> </CtgyPurp> </PmtTpInf>
HIGH SUPP (INTC, PENS, SALA, SUPP or TREA)
Requested Execution Date <ReqdExctnDt>2009-12-18</ReqdExctnDt>
18.12.2009
Debtor’s Organization Identification
<Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId> </Id> </Dbtr>
123456789 BANK Danske Bank Denmark - DABADKKK
Debit Account Number
<DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct>
30000987654321 (DK3030000987654321) BBAN Danske Bank Denmark - DABADKKK DKK
Instruction ID <InstrId>OWNREF-Webservice</InstrId>
OWNREF-Webservice
End-to-end ID <EndToEndId>ENDTOENDID-12345678901</EndToEndId>
ENDTOENDID-12345678901
Purpose Amount <InstdAmt Ccy="DKK">
10666.00</InstdAmt> "DKK" 10666.00
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 54 of 121
Message Item <XML tag> /Element Code / Value Credit Account Number
<CdtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </CdtrAcct>
20001234567890 (DK2720001234567890) BBAN Nordea Denmark - NDEADKKK
Creditor name and address <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> <Ctry>DK</Ctry> </PstlAdr> </Cdtr>
CAPE Webconsult Aps. Markvejen 103 4600 Koege DK
Instruction for First agent Remittance Information Unstructured and/or Structured
<RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server</Ustrd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Cd>CINV</Cd> </CdOrPrtry> </Tp> <Nb>InvoiceNo-1234</Nb> </RfrdDocInf> <Invcee> <Id> <OrgId> <Othr> <Id>123456789012345</Id> <SchmeNm> <Cd>CUST</Cd> </SchmeNm> <Issr>CAPE Webconsult Aps.</Issr> </Othr> </OrgId> </Id> </Invcee> </Strd> </RmtInf>
Payment for webservices related to the new MS SQL web server (max 1435) CINV InvoiceNo-1234 123456789012345 CUST CAPE Webconsult Aps.
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 55 of 121
Example: <?xml version="1.0" encoding="UTF-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2009--> <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2009\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678901</MsgId> <CreDtTm>2009-12-17T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678901</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <InstrPrty>HIGH</InstrPrty> <!-- UDUS 355 instruction = TRA/TRF + HIGH --> <CtgyPurp> <Cd>SUPP</Cd> <!-- Not forwarded beyond DebitorAgent in UDUS 355 --> </CtgyPurp> </PmtTpInf> <ReqdExctnDt>2009-12-18</ReqdExctnDt> <Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 56 of 121
</Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>OWNREF-Webservice</InstrId> <!-- Not forwarded beyond DebitorAgent in UDUS 355 --> <EndToEndId>ENDTOENDID-12345678901</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">10666.00</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> <Ctry>DK</Ctry> </PstlAdr> </Cdtr> <CdtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 57 of 121
</SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </Id> </CdtrAcct> <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server</Ustrd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Cd>CINV</Cd> </CdOrPrtry> </Tp> <Nb>InvoiceNo-1234</Nb> </RfrdDocInf> <Invcee> <Id> <OrgId> <Othr> <Id>123456789012345</Id> <SchmeNm> <Cd>CUST</Cd> </SchmeNm> <Issr>CAPE Webconsult Aps.</Issr> </Othr> </OrgId> </Id> </Invcee> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 58 of 121
4.2 Denmark, Direct Credit With Advice On Statement (UDUS 356 Transfer)
Business Function: Account to account credit transfer with long advise. Could require text code that is used as advice-text (for instance 0248 – Pension). Optional 20 characters (35) short text. Debtors ID of the payment (20). Creditors ID of debtor. Document reference. 41*35 characters unstructured advice.
Message Item <XML tag> /Element Code / Value Payment Information Identification
<PmtInfId>DEBENTID-12345678901</PmtInfId>
DEBENTID-12345678902
Payment Method <PmtMtd>TRA</PmtMtd> TRA (TRA or TRF) Payment Type Information <PmtTpInf>
<InstrPrty>NORM</InstrPrty> <!-- UDUS 356 instruction = TRA/TRF + NORM --> <CtgyPurp> <Cd>SUPP</Cd> <!-- Forwarded beyond DebitorAgent in UDUS 356 --> </CtgyPurp> </PmtTpInf>
NORM SUPP (INTC, PENS, SALA, SUPP or TREA)
Requested Execution Date <ReqdExctnDt>2009-12-18</ReqdExctnDt>
18.12.2009
Debtor’s Organization Identification
<Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId> </Id> </Dbtr>
123456789 BANK Danske Bank Denmark - DABADKKK
Debit Account Number
<DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct>
30000987654321 (DK3030000987654321) BBAN Danske Bank Denmark - DABADKKK DKK
Instruction ID <InstrId>OWNREF-Webservice</InstrId>
OWNREF-Webservice (Max20Text)
End-to-end ID <EndToEndId>ENDTOENDID-12345678901</EndToEndId>
ENDTOENDID-12345678902
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 59 of 121
Message Item <XML tag> /Element Code / Value Purpose <Purp>
<Prtry>0086</Prtry> <!-- UDUS 356 TextCode ("05") and optional meaning in Text ("11") is forwarded beyond DebtorAgent --> <!-- Code or Text --> <!-- 0086 = Invoice tekst code for Danish domestic Low-value clearing --> </Purp>
0086 (0019, 0051, 0078, 0086, 0248, 0523, 0531, 0558, 0566 or other) Or Short text (Max20Text) Or <Purp><Cd> to UDUS 356 TextCode or Max20Text (BECH, INTX, PENS, REFU, RENT, SALA, SUPP or other)
Amount <InstdAmt Ccy="DKK">10666.00</InstdAmt>
"DKK" 10666.00
Creditor Account Number
<CdtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </Id> </CdtrAcct>
20001234567890 (DK2720001234567890) BBAN Nordea Denmark - NDEADKKK
Creditor name and address <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> <Ctry>DK</Ctry> </PstlAdr> </Cdtr>
CAPE Webconsult Aps. Markvejen 103 4600 Koege DK
Instruction for First agent
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 60 of 121
Message Item <XML tag> /Element Code / Value Remittance Information Unstructured and/or Structured
<RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server</Ustrd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Cd>CINV</Cd> </CdOrPrtry> </Tp> <Nb>InvoiceNo-1234</Nb> </RfrdDocInf> <Invcee> <Id> <OrgId> <Othr> <Id>123456789012345</Id> <SchmeNm> <Cd>CUST</Cd> </SchmeNm> <Issr>CAPE Webconsult Aps.</Issr> </Othr> </OrgId> </Id> </Invcee> </Strd> </RmtInf>
Payment for webservices related to the new MS SQL web server (Max1435Text) CINV InvoiceNo-1234 123456789012345 CUST CAPE Webconsult Aps.
Example: <?xml version="1.0" encoding="UTF-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2009--> <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2009\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678902</MsgId> <CreDtTm>2009-12-17T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 61 of 121
</OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678902</PmtInfId> <PmtMtd>TRA</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <InstrPrty>NORM</InstrPrty> <!-- UDUS 356 instruction = TRA/TRF + NORM --> <CtgyPurp> <Cd>SUPP</Cd> <!-- UDUS 356 TextCode ("05") and optional meaning in Text ("11") is forwarded beyond DebtorAgent --> </CtgyPurp> </PmtTpInf> <ReqdExctnDt>2009-12-18</ReqdExctnDt> <Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>OWNREF-Webservice</InstrId> <!-- UDUS 356 OwnRef ("13") is forwarded beyond DebtorAgent -->
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 62 of 121
<EndToEndId>ENDTOENDID-12345678902</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">10666.00</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> <Ctry>DK</Ctry> </PstlAdr> </Cdtr> <CdtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </Id> </CdtrAcct> <Purp> <Prtry>0086</Prtry> <!-- UDUS 356 TextCode ("05") and optional meaning in Text ("11") is forwarded beyond DebtorAgent --> <!-- Code or Text --> <!-- 0086 = Invoice tekst code for Danish domestic Low-value clearing --> </Purp> <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server</Ustrd> <Strd> <RfrdDocInf> <Tp> <CdOrPrtry> <Cd>CINV</Cd> </CdOrPrtry> </Tp> <Nb>InvoiceNo-1234</Nb> </RfrdDocInf> <Invcee>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 63 of 121
<Id> <OrgId> <Othr> <Id>123456789012345</Id> <SchmeNm> <Cd>CUST</Cd> </SchmeNm> <Issr>CAPE Webconsult Aps.</Issr> </Othr> </OrgId> </Id> </Invcee> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 64 of 121
4.3 Denmark, Payment Slip With Advice (Giro Payment Slip - Gik 01)
Business Function: Payment Slip/OCR without Payment Identification but with Remittance Information. No Payment ID for automatic reconciliation. Creditor receives information concerning Debtor name, address and additional information like invoice number (supplied by Debtor) for instance via a copy of the card or via an account statement. Unstructured advice could be included. Payment to account in Financial Institution.
Message Item <XML tag> /Element Code / Value Payment Information Identification
<PmtInfId>DEBENTID-12345678904</PmtInfId>
DEBENTID-12345678904
Payment Method <PmtMtd>TRF</PmtMtd> TRF (TRA or TRF) Payment Type Information <PmtTpInf>
<InstrPrty>NORM</InstrPrty> <LclInstrm> <Prtry>IBK</Prtry> </LclInstrm> </PmtTpInf>
NORM IBK
Requested Execution Date <ReqdExctnDt>2009-12-18</ReqdExctnDt>
18.12.2009
Debtor’s Organization Identification
<Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId> </Id> </Dbtr>
123456789 BANK Danske Bank Denmark - DABADKKK
Debit Account Number
<DbtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct>
20001234567890 (DK2720001234567890) BBAN Nordea Denmark - NDEADKKK DKK
Instruction ID <InstrId>OWNREF-Webservice</InstrId>
OWNREF-Webservice
End-to-end ID <EndToEndId>ENDTOENDID-12345678904</EndToEndId>
ENDTOENDID-12345678904
Purpose Amount <InstdAmt
Ccy="DKK">866.06</InstdAmt> DKK" 866.06
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 65 of 121
Message Item <XML tag> /Element Code / Value Creditor Account Number
<CdtrAcct> <Id> <Othr> <Id>1234567</Id> <SchmeNm> <Prtry>Giro Account Number</Prtry> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </Id> </CdtrAcct>
1234567 Giro Account Number Danske Bank Denmark - DABADKKK
Creditor name and address Instruction for First agent Remittance Information Unstructured and/or Structured
<RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server. Phonenumber: +45 3300 0033</Ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>01+</Ref> </CdtrRefInf> </Strd> </RmtInf>
Payment for webservices related to the new MS SQL web server. Phonenumber: +45 3300 0033 (Max1435Text) SCOR 01+
Example: <?xml version="1.0" encoding="UTF-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2009--> <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2009\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678904</MsgId> <CreDtTm>2009-12-17T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 66 of 121
<Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678904</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <InstrPrty>NORM</InstrPrty> <LclInstrm> <Prtry>IBK</Prtry> </LclInstrm> </PmtTpInf> <ReqdExctnDt>2009-12-18</ReqdExctnDt> <Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </DbtrAgt> <ChrgsAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 67 of 121
<Cd>BBAN</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </Id> </ChrgsAcct> <CdtTrfTxInf> <PmtId> <InstrId>OWNREF-Webservice</InstrId> <EndToEndId>ENDTOENDID-12345678904</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">866.06</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAcct> <Id> <Othr> <Id>1234567</Id> <SchmeNm> <Prtry>Giro Account Number</Prtry> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </Id> </CdtrAcct> <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server. Phonenumber: +45 3300 0033</Ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>01+</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 68 of 121
4.4 Denmark, Payment Slip (OCR) (Giro Payment Slip - Gik 04)
Business Function: Payment Slip /OCR with Payment Identification but without Remittance nformation. 16 digits Payment ID for automatic reconciliation. No unstructured advice. Payment to Giro account.
Message Item <XML tag> /Element Code / Value
Payment Information Identification
<PmtInfId>DEBENTID-12345678905</PmtInfId>
DEBENTID-12345678905
Payment Method <PmtMtd>TRF</PmtMtd> TRF (TRA or TRF) Payment Type Information <PmtTpInf>
<InstrPrty>NORM</InstrPrty> <LclInstrm> <Prtry>IBK</Prtry> </LclInstrm> </PmtTpInf>
NORM IBK
Requested Execution Date <ReqdExctnDt>2009-12-18</ReqdExctnDt>
18.12.2009
Debtor’s Organization Identification
<OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </OrgId>
123456789 BANK Nordea Denmark - NDEADKKK
Debit Account Number
<DbtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct>
20001234567890 (DK2720001234567890) BBAN Nordea Denmark - NDEADKKK DKK
Instruction ID <InstrId>OWNREF-Webservice</InstrId>
OWNREF-Webservice
End-to-end ID <EndToEndId>ENDTOENDID-12345678905</EndToEndId>
ENDTOENDID-12345678905
Purpose Amount <InstdAmt
Ccy="DKK">866.06</InstdAmt> "DKK" 866.06
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 69 of 121
Message Item <XML tag> /Element Code / Value Creditor Account Number
<CdtrAcct> <Id> <Othr> <Id>1234567</Id> <SchmeNm> <Prtry>Giro Account Number</Prtry> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> <!-- FI Creditor Number - PBS Denmark --> </Othr> </Id> </CdtrAcct>
1234567 Giro Account Number Danske Bank Denmark - DABADKKK
Creditor name and address Instruction for First agent Remittance Information Unstructured and/or Structured
<RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>04+1234567890123456</Ref> </CdtrRefInf> </Strd> </RmtInf>
SCOR 04+1234567890123456
Example: <?xml version="1.0" encoding="UTF-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2009--> <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2009\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678905</MsgId> <CreDtTm>2009-12-17T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 70 of 121
</Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678905</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <InstrPrty>NORM</InstrPrty> <LclInstrm> <Prtry>IBK</Prtry> </LclInstrm> </PmtTpInf> <ReqdExctnDt>2009-12-18</ReqdExctnDt> <Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </DbtrAgt> <ChrgsAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 71 of 121
</SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </Id> </ChrgsAcct> <CdtTrfTxInf> <PmtId> <InstrId>OWNREF-Webservice</InstrId> <EndToEndId>ENDTOENDID-12345678905</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">866.06</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAcct> <Id> <Othr> <Id>1234567</Id> <SchmeNm> <Prtry>Giro Account Number</Prtry> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> <!-- FI Creditor Number - PBS Denmark --> </Othr> </Id> </CdtrAcct> <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>04+1234567890123456</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 72 of 121
4.5 Denmark, Payment Slip (OCR) (Giro Payment Slip - Gik 15)
Business Function: Payment Slip/OCR with Payment Identification but without Remittance Information. 16 digits Payment ID for automatic reconciliation. No unstructured advice. Payment to Giro account.
Message Item <XML tag> /Element Code / Value Payment Information Identification
<PmtInfId>DEBENTID-12345678906</PmtInfId>
DEBENTID-12345678906
Payment Method <PmtMtd>TRA</PmtMtd> TRA (TRA or TRF) Payment Type Information <PmtTpInf>
<InstrPrty>NORM</InstrPrty> <LclInstrm> <Prtry>IBK</Prtry> </LclInstrm> </PmtTpInf>
NORM IBK
Requested Execution Date <ReqdExctnDt>2009-12-18</ReqdExctnDt>
18.12.2009
Debtor’s Organization Identification
<OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </OrgId>
123456789 BANK Nordea Denmark - NDEADKKK
Debit Account Number
<DbtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct>
20001234567890 (DK272000123456789) BBAN Nordea Denmark - NDEADKKK</Issr> DKK
Instruction ID <InstrId>OWNREF-Webservice</InstrId>
OWNREF-Webservice
End-to-end ID <EndToEndId>ENDTOENDID-12345678906</EndToEndId>
ENDTOENDID-12345678906
Purpose Amount <InstdAmt
Ccy="DKK">866.06</InstdAmt> "DKK" 866.06
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 73 of 121
Message Item <XML tag> /Element Code / Value Creditor Account Number
<CdtrAcct> <Id> <Othr> <Id>1234567</Id> <SchmeNm> <Prtry>Giro Account Number</Prtry> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> <!-- FI Creditor Number - PBS Denmark --> </Othr> </Id> </CdtrAcct>
1234567 Giro Account Number Danske Bank Denmark - DABADKKK
Creditor name and address Instruction for First agent Remittance Information Unstructured and/or Structured
<RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>15+1234567890123456</Ref> </CdtrRefInf> </Strd> </RmtInf>
SCOR 15+1234567890123456
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 74 of 121
Example: <?xml version="1.0" encoding="UTF-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2009--> <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2009\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678906</MsgId> <CreDtTm>2009-12-17T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678906</PmtInfId> <PmtMtd>TRA</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <InstrPrty>NORM</InstrPrty> <LclInstrm> <Prtry>IBK</Prtry> </LclInstrm> </PmtTpInf> <ReqdExctnDt>2009-12-18</ReqdExctnDt> <Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </OrgId>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 75 of 121
</Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </DbtrAgt> <ChrgsAcct> <Id> <Othr> <Id>20001234567890</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Nordea Denmark - NDEADKKK</Issr> </Othr> </Id> </ChrgsAcct> <CdtTrfTxInf> <PmtId> <InstrId>OWNREF-Webservice</InstrId> <EndToEndId>ENDTOENDID-12345678906</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">866.06</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAcct> <Id> <Othr> <Id>1234567</Id> <SchmeNm> <Prtry>Giro Account Number</Prtry> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> <!-- FI Creditor Number - PBS Denmark --> </Othr> </Id> </CdtrAcct> <RmtInf>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 76 of 121
<Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>15+1234567890123456</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 77 of 121
4.6 Denmark, Payment Slip (OCR) (Payment Slip - Fik 71)
Business Function: Payment Slip/OCR with Payment Identification but without Remittance Information. 15 digits Payment ID for automatic reconciliation. No unstructured advice. Payment to account in Financial Institution.
Message Item <XML tag> /Element Code / Value Payment Information Identification
<PmtInfId>DEBENTID-12345678907</PmtInfId>
DEBENTID-12345678907
Payment Method <PmtMtd>TRF</PmtMtd> TRF (TRA or TRF) Payment Type Information <PmtTpInf>
<InstrPrty>NORM</InstrPrty> <LclInstrm> <Prtry>IBK</Prtry> </LclInstrm> </PmtTpInf>
NORM IBK
Requested Execution Date <ReqdExctnDt>2009-12-18</ReqdExctnDt>
18.12.2009
Debtor’s Organization Identification
<OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId>
123456789 BANK Danske Bank Denmark - DABADKKK
Debit Account Number
<DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct>
30000987654321 (DK3030000987654321) BBAN Danske Bank Denmark – DABADKKK DKK
Instruction ID <InstrId>OWNREF-Webservice</InstrId>
OWNREF-Webservice
End-to-end ID <EndToEndId>ENDTOENDID-12345678907</EndToEndId>
ENDTOENDID-12345678907
Purpose Amount <InstdAmt
Ccy="DKK">666.06</InstdAmt> "DKK" 666.06
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 78 of 121
Message Item <XML tag> /Element Code / Value Creditor Account Number
<CdtrAcct> <Id> <Othr> <Id>87654321</Id> <SchmeNm> <Prtry>FI Creditor Number</Prtry> </SchmeNm> <Issr>PBS Denmark</Issr> <!-- Giro Account Number - Danske Bank Denmark - DABADKKK --> </Othr> </Id> </CdtrAcct>
87654321 FI Creditor Number PBS Denmark
Creditor name and address Instruction for First agent Remittance Information Unstructured and/or Structured
<RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>71+123456789012345</Ref> </CdtrRefInf> </Strd> </RmtInf>
SCOR 71+123456789012345
Example: <?xml version="1.0" encoding="UTF-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2009--> <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2009\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678907</MsgId> <CreDtTm>2009-12-17T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 79 of 121
<Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678907</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <InstrPrty>NORM</InstrPrty> <LclInstrm> <Prtry>IBK</Prtry> </LclInstrm> </PmtTpInf> <ReqdExctnDt>2009-12-18</ReqdExctnDt> <Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <ChrgsAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 80 of 121
<Cd>BBAN</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </Id> </ChrgsAcct> <CdtTrfTxInf> <PmtId> <InstrId>OWNREF-Webservice</InstrId> <EndToEndId>ENDTOENDID-12345678907</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">666.06</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAcct> <Id> <Othr> <Id>87654321</Id> <SchmeNm> <Prtry>FI Creditor Number</Prtry> </SchmeNm> <Issr>PBS Denmark</Issr> <!-- Giro Account Number - Danske Bank Denmark - DABADKKK --> </Othr> </Id> </CdtrAcct> <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>71+123456789012345</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 81 of 121
4.7 Denmark, Payment Slip (OCR) (Payment Slip - Fik 73)
Business Function: Payment Slip/OCR without Payment Identification but with Remittance Information. No Payment ID for automatic reconciliation. Creditor receives information concerning Debtor name, address and additional information like invoice number (supplied by Debtor) for instance via a copy of the card or via an account-statement. Unstructured advice could be included. Payment to account in Financial Institution.
Message Item <XML tag> /Element Code / Value Payment Information Identification
<PmtInfId>DEBENTID-12345678908</PmtInfId>
DEBENTID-12345678908
Payment Method <PmtMtd>TRF</PmtMtd> TRF (TRA or TRF) Payment Type Information <PmtTpInf>
<InstrPrty>NORM</InstrPrty> <LclInstrm> <Prtry>IBK</Prtry> </LclInstrm> </PmtTpInf>
NORM IBK
Requested Execution Date <ReqdExctnDt>2009-12-18</ReqdExctnDt>
18.12.2009
Debtor’s Organization Identification
<OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId>
123456789 BANK Danske Bank Denmark - DABADKKK
Debit Account Number
<DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct>
30000987654321 (DK3030000987654321) BBAN Danske Bank Denmark – DABADKKK
DKK
Instruction ID <InstrId>OWNREF-Webservice</InstrId>
OWNREF-Webservice
End-to-end ID <EndToEndId>ENDTOENDID-12345678908</EndToEndId>
ENDTOENDID-12345678908
Purpose Amount <InstdAmt
Ccy="DKK">666.06</InstdAmt> "DKK">666.06
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 82 of 121
Message Item <XML tag> /Element Code / Value Creditor Account Number
<CdtrAcct> <Id> <Othr> <Id>12345678</Id> <SchmeNm> <Prtry>FI Creditor Number</Prtry> </SchmeNm> <Issr>PBS Denmark</Issr> <!-- Giro Account Number - Danske Bank Denmark - DABADKKK --> </Othr> </Id> </CdtrAcct>
12345678 FI Creditor Number PBS Denmark
Creditor name and address Instruction for First agent Remittance Information Unstructured and/or Structured
<RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server. Phonenumber: +45 3300 0033</Ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>73+</Ref> </CdtrRefInf> </Strd> </RmtInf>
Payment for webservices related to the new MS SQL web server. Phonenumber: +45 3300 0033 (Max1435Text) SCOR 73+
Example: <?xml version="1.0" encoding="UTF-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2009--> <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2009\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678908</MsgId> <CreDtTm>2009-12-17T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 83 of 121
<Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678908</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <InstrPrty>NORM</InstrPrty> <LclInstrm> <Prtry>IBK</Prtry> </LclInstrm> </PmtTpInf> <ReqdExctnDt>2009-12-18</ReqdExctnDt> <Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <ChrgsAcct> <Id> <Othr>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 84 of 121
<Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </Id> </ChrgsAcct> <CdtTrfTxInf> <PmtId> <InstrId>OWNREF-Webservice</InstrId> <EndToEndId>ENDTOENDID-12345678908</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">666.66</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAcct> <Id> <Othr> <Id>12345678</Id> <SchmeNm> <Prtry>FI Creditor Number</Prtry> </SchmeNm> <Issr>PBS Denmark</Issr> <!-- Giro Account Number - Danske Bank Denmark - DABADKKK --> </Othr> </Id> </CdtrAcct> <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server. Phonenumber: +45 3300 0033</Ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>73+</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 85 of 121
4.9 Denmark, Payment Slip (OCR) (Payment Slip - Fik 75)
Business Function: Payment Slip/OCR with Payment Identification and with Remittance Information. 16 digits Payment ID for automatic reconciliation. Unstructured advice could be included but not Debtor name and address. Payment to account in Financial Institution.
Message Item <XML tag> /Element Code / Value Payment Information Identification
<PmtInfId>DEBENTID-12345678909</PmtInfId>
DEBENTID-12345678909
Payment Method <PmtMtd>TRF</PmtMtd> TRF (TRA or TRF) Payment Type Information <PmtTpInf>
<InstrPrty>NORM</InstrPrty> <LclInstrm> <Prtry>IBK</Prtry> </LclInstrm> </PmtTpInf>
NORM IBK
Requested Execution Date <ReqdExctnDt>2009-12-18</ReqdExctnDt>
18.12.2009
Debtor’s Organization Identification
<OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId>
123456789 BANK Danske Bank Denmark - DABADKKK
Debit Account Number
<DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct>
30000987654321 (DK3030000987654321) BBAN Danske Bank Denmark - DABADKKK DKK
Instruction ID <InstrId>OWNREF-Webservice</InstrId>
OWNREF-Webservice
End-to-end ID <EndToEndId>ENDTOENDID-12345678909</EndToEndId>
ENDTOENDID-12345678909
Purpose Amount <InstdAmt
Ccy="DKK">666.66</InstdAmt> "DKK" 666.66
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 86 of 121
Message Item <XML tag> /Element Code / Value Creditor Account Number
<CdtrAcct> <Id> <Othr> <Id>12345678</Id> <SchmeNm> <Prtry>FI Creditor Number</Prtry> </SchmeNm> <Issr>PBS Denmark</Issr> <!-- Giro Account Number - Danske Bank Denmark - DABADKKK --> </Othr> </Id> </CdtrAcct>
12345678 FI Creditor Number PBS Denmark
Creditor name and address Instruction for First agent Remittance Information Unstructured and/or Structured
<RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server</Ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>75+1234567890123456</Ref> </CdtrRefInf> </Strd> </RmtInf>
Payment for webservices related to the new MS SQL web server (Max1435Text) SCOR 75+1234567890123456
Example: <?xml version="1.0" encoding="UTF-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2009--> <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2009\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678909</MsgId> <CreDtTm>2009-12-17T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 87 of 121
<Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678909</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <InstrPrty>NORM</InstrPrty> <LclInstrm> <Prtry>IBK</Prtry> </LclInstrm> </PmtTpInf> <ReqdExctnDt>2009-12-18</ReqdExctnDt> <Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <ChrgsAcct> <Id> <Othr>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 88 of 121
<Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </Id> </ChrgsAcct> <CdtTrfTxInf> <PmtId> <InstrId>OWNREF-Webservice</InstrId> <EndToEndId>ENDTOENDID-12345678909</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">666.66</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAcct> <Id> <Othr> <Id>12345678</Id> <SchmeNm> <Prtry>FI Creditor Number</Prtry> </SchmeNm> <Issr>PBS Denmark</Issr> <!-- Giro Account Number - Danske Bank Denmark - DABADKKK --> </Othr> </Id> </CdtrAcct> <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server</Ustrd> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>75+1234567890123456</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 89 of 121
4.10 Denmark, Domestic Cheque
Business Function: Domestic cheque without Payment Identification. Unstructured advice could be included. Cheque is sent by mail to Creditor.
Message Item <XML tag> /Element Code / Value Payment Information Identification
<PmtInfId>DEBENTID-12345678909CHK</PmtInfId>
DEBENTID-12345678909CHK
Payment Method <PmtMtd>CHK</PmtMtd> CHK Payment Type Information Requested Execution Date <ReqdExctnDt>2009-12-
18</ReqdExctnDt> 18.12.2009
Debtor’s Organization Identification
<Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId> </Id> </Dbtr>
123456789 BANK Danske Bank Denmark - DABADKKK
Debit Account Number
<DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct>
30000987654321 (DK3030000987654321) BBAN Danske Bank Denmark - DABADKKK DKK
Instruction ID <InstrId>OWNREF-Webservice</InstrId>
OWNREF-Webservice
End-to-end ID <EndToEndId>ENDTOENDID-12345678909CHK</EndToEndId>
ENDTOENDID-12345678909CHK
Purpose Amount <InstdAmt Ccy="DKK">
10666.00</InstdAmt> "DKK" 10666.00
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 90 of 121
Message Item <XML tag> /Element Code / Value Cheque Instruction <ChqInstr>
<ChqTp>CCHQ</ChqTp> <DlvryMtd> <Cd>MLCD</Cd> </DlvryMtd> <DlvrTo> <Nm>CAPE Webconsult Aps.</Nm> <Adr> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> <Ctry>DK</Ctry> </Adr> </DlvrTo> </ChqInstr>
CCHQ (BCHQ, CCCH, CCHQ) MLCD (MLDB, MLCD, PUCD) CAPE Webconsult Aps. Markvejen 103 4600 Koege DK
Creditor Account Number
Creditor name and address <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> <Ctry>DK</Ctry> </PstlAdr> </Cdtr>
CAPE Webconsult Aps. Markvejen 103 4600 Koege DK
Instruction for First agent Remittance Information Unstructured and/or Structured
<RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server. InvoiceNo-1234</Ustrd> </RmtInf>
Payment for webservices related to the new MS SQL web server. InvoiceNo-1234 (Max1435Text)
Example: <?xml version="1.0" encoding="UTF-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2009--> <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 C:\Data\NORDIC~1\ISO20022_Maintenance2009\XSD\pain.001.001.03.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-12345678909CHK</MsgId> <CreDtTm>2009-12-17T09:30:47+01:00</CreDtTm> <Authstn>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 91 of 121
<Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-12345678909CHK</PmtInfId> <PmtMtd>CHK</PmtMtd> <BtchBookg>false</BtchBookg> <ReqdExctnDt>2009-12-18</ReqdExctnDt> <Dbtr> <Id> <OrgId> <Othr> <Id>123456789</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <Othr> <Id>30000987654321</Id> <SchmeNm> <Cd>BBAN</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </Id> <Ccy>DKK</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 92 of 121
<CdtTrfTxInf> <PmtId> <InstrId>OWNREF-Webservice</InstrId> <EndToEndId>ENDTOENDID-12345678909CHK</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="DKK">10666.00</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <ChqInstr> <ChqTp>CCHQ</ChqTp> <DlvryMtd> <Cd>MLCD</Cd> </DlvryMtd> <DlvrTo> <Nm>CAPE Webconsult Aps.</Nm> <Adr> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> <Ctry>DK</Ctry> </Adr> </DlvrTo> </ChqInstr> <Cdtr> <Nm>CAPE Webconsult Aps.</Nm> <PstlAdr> <StrtNm>Markvejen</StrtNm> <BldgNb>103</BldgNb> <PstCd>4600</PstCd> <TwnNm>Koege</TwnNm> <Ctry>DK</Ctry> </PstlAdr> </Cdtr> <RmtInf> <Ustrd>Payment for webservices related to the new MS SQL web server. InvoiceNo-1234</Ustrd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 93 of 121
5. FINNISH EXAMPLES
5.1 Finland, Normal Payment With Message
Business Function: Account to account credit transfer with message. Optional max. 140 characters unstructured advice
Message Item <XML tag> /Element Code / Value
Payment Information Identification
<PmtInfId>20090821-123456-06</PmtInfId>
20090821-123456-06
Payment Method <PmtMtd>TRF</PmtMtd> TRF Requested Execution Date <ReqdExctnDt>2009-08-
24</ReqdExctnDt> 24.8.2009
Batch Booking <BtchBookg>true</BtchBookg> The Payer may indicate their request to receive the debits one by one, or as joint bundles at PaymentInformation level.
Debtor’s Organization Identification
<Id> <OrgId> <Othr> <Id>0987654321</Id> </Othr> </OrgId> </Id>
987654321
Debit Account Number
<DbtrAcct> <Id> <IBAN>FI852950180003 0574</IBAN> </Id> </DbtrAcct>
FI8529501800030574 Only IBAN is allowed
Instruction ID <InstrId>20090821-I000017</InstrId>
20090821-I000017 Payer’s unique identification, which is used between the payer and payer’s bank. The identification is returned to the payer only.
End-to-end ID <EndToEndId>20090821-E000005</EndToEndId>
20090821-E000005 Unique identification assigned by the payer to unambiguously identify the transaction. This identification will be returned to the payer and passed on to the beneficiary.
Amount <Amt> <InstdAmt Ccy="EUR">2000.02</InstdAmt> </Amt>
2000,02
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 94 of 121
Message Item <XML tag> /Element Code / Value Creditor Account Number
<CdtrAcct> <Id> <IBAN> AT611904300234573201 </IBAN> </Id> </CdtrAcct>
AT611904300234573201
Creditor name and address <Cdtr> <Nm>SACHER GmbH</Nm> <PstlAdr> <Ctry>AT</Ctry> <AdrLine>Hohenstaufengasse 123</AdrLine> <AdrLine>AT-1010 Wien</AdrLine> </PstlAdr> </Cdtr>
SACHER GmbH Hohenstaufengasse 123 AT-1010 Wien
Unstructured Remittance Information
<RmtInf> <Ustrd> INVOICES SAC187//SAC188</Ustrd> </RmtInf>
INVOICES SAC187//SAC188
Example: <?xml version="1.0" encoding="UTF-8"?> <Document xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 pain.001.001.03.xsd" xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>20090821-0000004</MsgId> <CreDtTm>2009-08-21T10:30:00</CreDtTm> <NbOfTxs>1</NbOfTxs> <CtrlSum>2000.02</CtrlSum> <InitgPty> <Nm>Group Finance</Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Aleksanterinkatu 23</AdrLine> <AdrLine>FI-00100 Helsinki</AdrLine> </PstlAdr> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>20090821-123456-06</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>true</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>SEPA</Cd> </SvcLvl> </PmtTpInf> <ReqdExctnDt>2009-08-24</ReqdExctnDt>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 95 of 121
<Dbtr> <Nm>Oy Company Ab </Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Mannerheimintie 66</AdrLine> <AdrLine>FI-00260 Helsinki</AdrLine> </PstlAdr> <Id> <OrgId> <Othr> <Id>0987654321</Id> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <IBAN>FI8529501800030574</IBAN> </Id> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>NDEAFIHH</BIC> </FinInstnId> </DbtrAgt> <ChrgBr>SLEV</ChrgBr> <CdtTrfTxInf> <PmtId> <InstrId>20090821-I000017</InstrId> <EndToEndId>20090821-E000005</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="EUR">2000.02</InstdAmt> </Amt> <UltmtDbtr> <Nm>Original Debtor Plc</Nm> </UltmtDbtr> <CdtrAgt> <FinInstnId> <BIC>BANKATWW</BIC> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>SACHER GmbH</Nm> <PstlAdr> <Ctry>AT</Ctry> <AdrLine>Hohenstaufengasse 123</AdrLine> <AdrLine>AT-1010 Wien</AdrLine> </PstlAdr> </Cdtr> <CdtrAcct> <Id>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 96 of 121
<IBAN>AT611904300234573201</IBAN> </Id> </CdtrAcct> <RmtInf> <Ustrd> INVOICES SAC187//SAC188</Ustrd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 97 of 121
5.2 Finland, Normal Payment With Reference
Business Function: Account to account credit transfer with domestic reference.
Message Item <XML tag> /Element Code / Value
Payment Information Identification
<PmtInfId>20090821-123456-03</PmtInfId>
20090821-123456-03
Payment Method <PmtMtd>TRF</PmtMtd> TRF Batch Booking <BtchBookg>true</BtchBookg
> The Payer may indicate their request to receive the debits one by one, or as joint bundles at PaymentInformation level.
Requested Execution Date <ReqdExctnDt>2009-08-24</ReqdExctnDt>
24.8.2009
Debtor’s Organization Identification
<Id> <OrgId> <Othr> <Id>0987654321</Id> </Othr> </OrgId> </Id>
987654321
Debit Account Number
<DbtrAcct> <Id> <IBAN>FI852950180003 0574</IBAN> </Id> </DbtrAcct>
FI8529501800030574 Only IBAN is allowed
Instruction ID <InstrId>20090821-I000013</InstrId>
20090821-I000013 Payer’s unique identification, which is used between the payer and payer’s bank. The identification is returned to the payer only.
End-to-end ID <EndToEndId>20090821-E000003</EndToEndId>
20090821-E000003 Unique identification assigned by the payer to unambiguously identify the transaction. This identification will be returned to the payer and passed on to the beneficiary.
Amount <Amt> <InstdAmt Ccy="EUR">181.10</InstdAmt> </Amt>
181,10
Creditor Account Number
<CdtrAcct> <Id> <IBAN>FI6329501800020 582</IBAN> </Id> </CdtrAcct>
FI6329501800020 582
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 98 of 121
Message Item <XML tag> /Element Code / Value Creditor name and address <Cdtr>
<Nm>Creditor Company</Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Linnankatu 50</AdrLine> <AdrLine>20100 Turku</AdrLine> </PstlAdr> </Cdtr>
Remittance Information Structured
<RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>000000000000000012 45</Ref> </CdtrRefInf> </Strd> </RmtInf>
Reference number: 12345
Example: <?xml version="1.0" encoding="UTF-8"?> <Document xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 pain.001.001.03.xsd" xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>20090821-0000003</MsgId> <CreDtTm>2009-08-21T10:30:00</CreDtTm> <NbOfTxs>1</NbOfTxs> <CtrlSum>181.10</CtrlSum> <InitgPty> <Nm>Group Finance</Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Aleksanterinkatu 23</AdrLine> <AdrLine>FI-00100 Helsinki</AdrLine> </PstlAdr> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>20090821-123456-03</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>true</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>SEPA</Cd>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 99 of 121
</SvcLvl> </PmtTpInf> <ReqdExctnDt>2009-08-24</ReqdExctnDt> <Dbtr> <Nm>Oy Company Ab </Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Mannerheimintie 66</AdrLine> <AdrLine>FI-00260 Helsinki</AdrLine> </PstlAdr> <Id> <OrgId> <Othr> <Id>0987654321</Id> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <IBAN>FI8529501800030574</IBAN> </Id> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>NDEAFIHH</BIC> </FinInstnId> </DbtrAgt> <ChrgBr>SLEV</ChrgBr> <CdtTrfTxInf> <PmtId> <InstrId>20090821-I000013</InstrId> <EndToEndId>20090821-E000003</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="EUR">181.10</InstdAmt> </Amt> <CdtrAgt> <FinInstnId> <BIC>BANKFIHH</BIC> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>Creditor Company</Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Linnankatu 50</AdrLine> <AdrLine>20100 Turku</AdrLine> </PstlAdr> </Cdtr> <CdtrAcct> <Id>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 100 of 121
<IBAN>FI6329501800020582</IBAN> </Id> </CdtrAcct> <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>00000000000000001245</Ref> </CdtrRefInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 101 of 121
5.3 Finland, Tax Payment
Business Function: Payments to tax authority the Creditor reference and Additional Remittance Information is forwarded to the beneficiary. Message Item <XML tag> /Element Code / Value Payment Information Identification
<PmtInfId>20090821-123456-02</PmtInfId>
20090821-123456-02
Payment Method <PmtMtd>TRF</PmtMtd>
TRF
Batch Booking <BtchBookg>true</BtchBookg>
The Payer may indicate their request to receive the debits one by one, or as joint bundles at PaymentInformation level.
Payment Type Information <PmtTpInf> <SvcLvl> <Cd>SEPA</Cd> </SvcLvl> </PmtTpInf>
“SEPA” can be used.
Requested Execution Date <ReqdExctnDt>2009-08-24</ReqdExctnDt>
24.8.2009
Debtor’s Organization Identification
<OrgId> <Othr> <Id>0987654321</Id> </Othr> </OrgId>
987654321
Debit Account Number
<IBAN>FI8529501800030574</IBAN>
FI8529501800030574
only IBAN is allowed
Instruction ID <InstrId>20090821-I000012</InstrId>
20090821-I000012 Payer’s unique identification, which is used between the payer and payer’s bank. The identification is returned to the payer only.
End-to-end ID <EndToEndId>20090821-E000002</EndToEndId>
20090821-E000002 Unique identification assigned by the payer to unambiguously identify the transaction. This identification will be returned to the payer and passed on to the beneficiary.
Amount <Amt> <InstdAmt Ccy="EUR">81.10</InstdAmt> </Amt>
81,10
Creditor Account Number
<CdtrAcct> <Id> <IBAN>FI39800017100057 87</IBAN> </Id> </CdtrAcct>
FI39800017100057 87
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 102 of 121
Message Item <XML tag> /Element Code / Value Creditor name and address
<Cdtr> <Nm>VEROHALLINTO</Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Linnankatu 22</AdrLine> <AdrLine>20100 Turku </AdrLine> </PstlAdr> </Cdtr>
Verohallinto Linnankatu 22 20100 Turku
Remittance Information Structured and additional Remittance information
<RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>0000000000000000 1245</Ref> </CdtrRefInf> <AddtlRmtInf>21=111051-0507/30=0507-0607/</AddtlRmtInf> </Strd> </RmtInf>
Reference: 1245 and additional information 21=111051-0507/30=0507-0607/
Example: <?xml version="1.0" encoding="UTF-8"?> <Document xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 pain.001.001.03.xsd" xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>20090821-0000001</MsgId> <CreDtTm>2009-08-21T10:30:00</CreDtTm> <NbOfTxs>1</NbOfTxs> <CtrlSum>81.10</CtrlSum> <InitgPty> <Nm>Group Finance</Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Aleksanterinkatu 23</AdrLine> <AdrLine>FI-00100 Helsinki</AdrLine> </PstlAdr> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>20090821-123456-02</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>true</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>SEPA</Cd> </SvcLvl>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 103 of 121
</PmtTpInf> <ReqdExctnDt>2009-08-24</ReqdExctnDt> <Dbtr> <Nm>Oy Company Ab </Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Mannerheimintie 66</AdrLine> <AdrLine>FI-00260 Helsinki</AdrLine> </PstlAdr> <Id> <OrgId> <Othr> <Id>0987654321</Id> </Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <IBAN>FI8529501800030574</IBAN> </Id> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>NDEAFIHH</BIC> </FinInstnId> </DbtrAgt> <ChrgBr>SLEV</ChrgBr> <CdtTrfTxInf> <PmtId> <InstrId>20090821-I000012</InstrId> <EndToEndId>20090821-E000002</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="EUR">81.10</InstdAmt> </Amt> <CdtrAgt> <FinInstnId> <BIC>BANKFIHH</BIC> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>VEROHALLINTO</Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Linnankatu 22</AdrLine> <AdrLine>20100 Turku</AdrLine> </PstlAdr> </Cdtr> <CdtrAcct> <Id> <IBAN>FI3980001710005787</IBAN>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 104 of 121
</Id> </CdtrAcct> <RmtInf> <Strd> <CdtrRefInf> <Tp> <CdOrPrtry> <Cd>SCOR</Cd> </CdOrPrtry> </Tp> <Ref>00000000000000001245</Ref> </CdtrRefInf> <AddtlRmtInf>21=111051-0507/30=0507-0607/</AddtlRmtInf> </Strd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 105 of 121
5.4 Finland, Salary And Pension Payment
Business Function: Payment of salary or pension. Requested Execution Date is the date when the payment is debited. Message Item <XML tag> /Element Code / Value Payment Information Identification
<PmtInfId>20090821-123456-01</PmtInfId>
20090821-123456-01
Payment Method <PmtMtd>TRF</PmtMtd> TRF Batch Booking <BtchBookg>true</BtchBookg> The Payer may indicate
their request to receive the debits one by one, or as joint bundles at PaymentInformation level.
Category Purpose <CtgyPurp> <Cd>SALA</Cd> </CtgyPurp>
The “SALA” code is used for indicating salary and pension payments. The code tells the payer’s bank that this is a salary/pension payment order. For transactions with the SALA code, only a combined debit is made on the payer’s account statement.
Requested Execution Date <ReqdExctnDt>2009-08-24</ReqdExctnDt>
24.8.2009 In the Payment Information part, one should use the Date of Debit in element Requested Execution Date. This Date of Debit should be one Banking Day prior to Payment Date. Note! If Salary Date is not a Banking Day, then Salary should be credited to the Beneficiary on the previous Banking Day and therefore in those instances the Date of Debit should be two Banking Days prior to the Salary Date.
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 106 of 121
Message Item <XML tag> /Element Code / Value Debtor’s Organization Identification
<Id> <OrgId> <Othr> <Id>0987654321</Id> </Othr> </OrgId> </Id>
987654321
Debit Account Number
<DbtrAcct> <Id> <IBAN>FI8529501800030 574</IBAN> </Id> </DbtrAcct>
FI8529501800030574 only IBAN is allowed
Instruction ID <InstrId>20090821-I000010</InstrId> 20090821-I000010 Payer’s unique identification, which is used between the payer and payer’s bank. The identification is returned to the payer only.
End-to-end ID <EndToEndId>20090821-E000010</EndToEndId>
20090821-E000010
Unique identification assigned by the payer to unambiguously identify the transaction. This identification will be returned to the payer and passed on to the beneficiary.
Amount <Amt> <InstdAmt Ccy="EUR">2010.10 </InstdAmt> </Amt>
2010,10
Creditor Account Number
<IBAN>FI6329501800020582</IBAN>
FI6329501800020582
Creditor name and address <Cdtr> <Nm>Simo Saaja</Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Aleksis Kiven katu 35</AdrLine> <AdrLine>00500 Helsinki</AdrLine> </PstlAdr> …
Simo Saaja Aleksis Kiven katu 35 00500 Helsinki
Purpose <Purp> <Cd>PENS</Cd> </Purp>
PENS
Remittance Information Unstructured
<RmtInf> <Ustrd>PALKKA, 31.08.2009, Elokuu 2009</Ustrd> </RmtInf>
Optional information on beneficiary's own language
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 107 of 121
Message Item <XML tag> /Element Code / Value Ultimate Creditor <UltmtCdtr>
<Nm>Eemeli Edunsaaja</Nm> <Id> <PrvtId> <SclSctyNb>010203-123X </Sc lSctyNb> </PrvtId> </Id> </UltmtCdtr>
If the salary is paid to a trustee or the Execution Office the Creditor information is given in a Creditor -field and beneficiary information is given in an Ultimate Creditor –field.
Example: <?xml version="1.0" encoding="UTF-8"?> <Document xsi:schemaLocation="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 pain.001.001.03.xsd" xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>20090821-0000002</MsgId> <CreDtTm>2009-08-21T10:30:00</CreDtTm> <NbOfTxs>1</NbOfTxs> <CtrlSum>2010.10</CtrlSum> <InitgPty> <Nm>Group Finance</Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Aleksanterinkatu 23</AdrLine> <AdrLine>FI-00100 Helsinki</AdrLine> </PstlAdr> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>20090821-123456-01</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>true</BtchBookg> <PmtTpInf> <CtgyPurp> <Cd>SALA</Cd> </CtgyPurp> </PmtTpInf> <ReqdExctnDt>2009-08-24</ReqdExctnDt> <Dbtr> <Nm>Oy Company Ab </Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Mannerheimintie 66</AdrLine> <AdrLine>FI-00260 Helsinki</AdrLine> </PstlAdr> <Id> <OrgId> <Othr> <Id>0987654321</Id>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 108 of 121
</Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <IBAN>FI8529501800030574</IBAN> </Id> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>NDEAFIHH</BIC> </FinInstnId> </DbtrAgt> <ChrgBr>SLEV</ChrgBr> <CdtTrfTxInf> <PmtId> <InstrId>20090821-I000010</InstrId> <EndToEndId>20090821-E000010</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy="EUR">2010.10</InstdAmt> </Amt> <CdtrAgt> <FinInstnId> <BIC>BANKFIHH</BIC> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>Simo Saaja</Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Aleksis Kiven katu 35</AdrLine> <AdrLine>00500 Helsinki</AdrLine> </PstlAdr> <Id> <PrvtId> <Othr> <Id>112233-0000</Id> </Othr> </PrvtId> </Id> </Cdtr> <CdtrAcct> <Id> <IBAN>FI6329501800020582</IBAN> </Id> </CdtrAcct> <RmtInf> <Ustrd>PALKKA, 31.08.2009, Elokuu 2009</Ustrd> </RmtInf> </CdtTrfTxInf>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 109 of 121
</PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 110 of 121
6. CROSS BORDER PAYMENT – ALL NORDIC COUNTRIES
6.1 All, Cross Border SEPA Payment
Business Function: Cross Border SEPA payment sent from the debitor SPEED Model Racing Team Aps. In Denmark to the creditor IFMAR in Sweden. Data Element Element Code / Value
Payment Information Identification
<PmtInfId>DEBENTID-123456_sepa</PmtInfId>
DEBENTID-123456_sepa
Payment Method <PmtMtd>TRF</PmtMtd>
TRF
Batch Booking <BtchBookg>false</BtchBookg> false
Payment Type Information
<PmtTpInf> <SvcLvl> <Cd>SEPA</Cd> </SvcLvl> </PmtTpInf>
SEPA
Category Purpose <CtgyPurp>
Requested Execution Date
<ReqdExctnDt>2008-12-18</ReqdExctnDt>
2008-12-18
Debtor’s Organization Identification
<Dbtr> <Nm>SPEED Model Racing Team Aps.</Nm> <Id> <OrgId> <Othr> <Id>798000019034</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId> </Id> </Dbtr>
SPEED Model Racing Team Aps. Id: 798000019034 Issued by DABADKKK
Debtor Account <DbtrAcct> <Id> <IBAN>DK8003450003179681</IBAN> </Id> </DbtrAcct>
DK8003450003179681
Debtor Agent Identification
<DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt>
DABADKKK
Charge Bearer <ChrgBr>SLEV</ChrgBr> SLEV
Instruction ID End-to-end ID
<PmtId> <InstrId>INSTRID-IFMAR-2009</InstrId> <EndToEndId>ENDTOENDID-123456_sepa</EndToEndId> </PmtId>
INSTRID-IFMAR-2009 ENDTOENDID-123456_sepa
Amount Amt> <InstdAmt Ccy = "EUR">190.00</InstdAmt> </Amt>
"EUR">190.00
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 111 of 121
Data Element Element Code / Value
Creditor Agent <CdtrAgt> <FinInstnId> <BIC>HANDSESS</BIC> </FinInstnId> </CdtrAgt>
HANDSESS
Creditor name and address
<Cdtr> <Nm>IFMAR</Nm> <PstlAdr> <Ctry>SE</Ctry> <AdrLine>Urbangatan 109</AdrLine> <AdrLine>S-605 98 Norrkoping Sweden</AdrLine> </PstlAdr> </Cdtr>
IFMAR Urbangatan 109 S-605 98 Norrkoping Sweden SE
Creditor Account Number
<CdtrAcct> <Id> <IBAN>SE4860000000000043109969</IBAN> </Id> </CdtrAcct>
SE4860000000000043109969
Remittance Information Unstructured
<RmtInf> <Ustrd>Fee for INTERNATIONAL FEDERATION OF MODEL AUTO RACING World Championship in Sweden in July 2009</Ustrd> </RmtInf>
Fee for INTERNATIONAL FEDERATION OF MODEL AUTO RACING World Championship in Sweden in July 2009
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 112 of 121
Example in XML: Structured Details of Payment <?xml version = "1.0" encoding = "UTF-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2009--> <Document xmlns = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi = "http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 file:///C:/Users/Morten.BSK/BSK/Arbeid/Oppgaver%20%26%20Prosjekter/Nordic%20ISO20022%20Messages/Nordic%20C2B%20Customer%20Credit%20Transfer/2009OppdatertAppendix/Nordic_CCT_Mig_pain001_001_003.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-123456_sepa</MsgId> <CreDtTm>2008-12-17T09:30:47+01:00</CreDtTm> <NbOfTxs>1</NbOfTxs> <InitgPty> <Nm>SPEED Model Racing Team Aps.</Nm> <Id> <OrgId> <Othr> <Id>798000019034</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-123456_sepa</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <SvcLvl> <Cd>SEPA</Cd> </SvcLvl> </PmtTpInf> <ReqdExctnDt>2008-12-18</ReqdExctnDt> <Dbtr> <Nm>SPEED Model Racing Team Aps.</Nm> <Id> <OrgId> <Othr> <Id>798000019034</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Danske Bank Denmark - DABADKKK</Issr>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 113 of 121
</Othr> </OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <IBAN>DK8003450003179681</IBAN> </Id> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>DABADKKK</BIC> </FinInstnId> </DbtrAgt> <ChrgBr>SLEV</ChrgBr> <CdtTrfTxInf> <PmtId> <InstrId>INSTRID-IFMAR-2009</InstrId> <EndToEndId>ENDTOENDID-123456_sepa</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy = "EUR">190.00</InstdAmt> </Amt> <CdtrAgt> <FinInstnId> <BIC>HANDSESS</BIC> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>IFMAR</Nm> <PstlAdr> <Ctry>SE</Ctry> <AdrLine>Urbangatan 109</AdrLine> <AdrLine>S-605 98 Norrkoping Sweden</AdrLine> </PstlAdr> </Cdtr> <CdtrAcct> <Id> <IBAN>SE4860000000000043109969</IBAN> </Id> </CdtrAcct> <RmtInf> <Ustrd>Fee for INTERNATIONAL FEDERATION OF MODEL AUTO RACING World Championship in Sweden in July 2009</Ustrd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 114 of 121
6.2 All, Cross Border non-SEPA Payment
Business Function: Cross Border non-SEPA payment sent from the debitor “Debtor Company Plc” in Finland to the creditor “Creditor Company” in Denmark. Data Element Element Code / Value
Payment Information Identification
<PmtInfId> DEBENTID-1234567891002</PmtInfId>
DEBENTID-1234567891002
Payment Method <PmtMtd>TRF</PmtMtd>
TRF
Batch Booking <BtchBookg>false</BtchBookg> false
Payment Type Information
<PmtTpInf> <InstrPrty>NORM</InstrPrty>
NORM
Category Purpose <CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp>
SUPP
Requested Execution Date
<ReqdExctnDt>2008-12-18</ReqdExctnDt>
2008-12-18
Debtor’s Organization Identification
<Dbtr> <Nm>Debtor Company Plc</Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Mannerheimintie 123</AdrLine> <AdrLine>FI-00100 Helsinki</AdrLine> </PstlAdr> <Id> <OrgId> <Othr> <Id>0987654321</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Nordea Finland - NDEAFIHH</Issr> </Othr> </OrgId> </Id> </Dbtr>
Debtor Company Plc Mannerheimintie 123 FI-00100 Helsinki FI Id: 0987654321 Issued by Nordea Finland - NDEAFIHH
Debtor Account <DbtrAcct> <Id> <IBAN>FI8529501800020574</IBAN> </Id> <Ccy>EUR</Ccy> </DbtrAcct>
FI8529501800020574 EUR
Debtor Agent Identification
<DbtrAgt> <FinInstnId> <BIC>NDEAFIHH</BIC> </FinInstnId> </DbtrAgt>
NDEAFIHH
Charge Bearer <ChrgBr>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 115 of 121
Data Element Element Code / Value
Instruction ID End-to-end ID
<PmtId> <InstrId>INSTRID-FiFi0102</InstrId> <EndToEndId>ENDTOENDID-FiFi0102</EndToEndId> </PmtId>
INSTRID-FiFi0102 ENDTOENDID-FiFi0102
Amount <Amt> <InstdAmt Ccy = "EUR">5000.00</InstdAmt> </Amt>
"EUR">5000.00
Charge Bearer <ChrgBr>DEBT</ChrgBr>
DEBT
Creditor Agent <CdtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </CdtrAgt>
NDEADKKK
Creditor name and address
<Cdtr> <Nm>Creditor Company</Nm> <PstlAdr> <Ctry>DK</Ctry> <AdrLine>Bredgade 123</AdrLine> <AdrLine>1256 Copenhagen K</AdrLine> </PstlAdr> <CtryOfRes>DK</CtryOfRes> </Cdtr>
Creditor Company Bredgade 123 1256 Copenhagen K DK
Creditor Account Number
<CdtrAcct> <Id> <IBAN>DK8003450003179681</IBAN> </Id> </CdtrAcct>
DK8003450003179681
Remittance Information Unstructured
<RmtInf> <Ustrd>Invoices 5123 and 3521</Ustrd> </RmtInf>
Invoices 5123 and 3521
Example in XML: <?xml version = "1.0" encoding = "UTF-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2009--> <Document xmlns = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi = "http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 file:///C:/Users/Morten.BSK/BSK/Arbeid/Oppgaver%20%26%20Prosjekter/Nordic%20ISO20022%20Messages/Nordic%20C2B%20Customer%20Credit%20Transfer/2009OppdatertAppendix/Nordic_CCT_Mig_pain001_001_003.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-FiFi00102</MsgId> <CreDtTm>2008-12-17T09:30:47+01:00</CreDtTm>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 116 of 121
<Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry> </Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Nm>Group Finance</Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Aleksanterinkatu 123</AdrLine> <AdrLine>FI-00100 Helsinki</AdrLine> </PstlAdr> <Id> <OrgId> <Othr> <Id>1234567890</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Nordea Finland - NDEAFIHH</Issr> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-1234567891002</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <InstrPrty>NORM</InstrPrty> <CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp> </PmtTpInf> <ReqdExctnDt>2008-12-18</ReqdExctnDt> <Dbtr> <Nm>Debtor Company Plc</Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Mannerheimintie 123</AdrLine> <AdrLine>FI-00100 Helsinki</AdrLine> </PstlAdr> <Id> <OrgId> <Othr> <Id>0987654321</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Nordea Finland - NDEAFIHH</Issr> </Othr> </OrgId>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 117 of 121
</Id> </Dbtr> <DbtrAcct> <Id> <IBAN>FI8529501800020574</IBAN> </Id> <Ccy>EUR</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>NDEAFIHH</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>INSTRID-FiFi0102</InstrId> <EndToEndId>ENDTOENDID-FiFi0102</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy = "EUR">5000.00</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>Creditor Company</Nm> <PstlAdr> <Ctry>DK</Ctry> <AdrLine>Bredgade 123</AdrLine> <AdrLine>1256 Copenhagen K</AdrLine> </PstlAdr> <CtryOfRes>DK</CtryOfRes> </Cdtr> <CdtrAcct> <Id> <IBAN>DK8003450003179681</IBAN> </Id> </CdtrAcct> <RmtInf> <Ustrd>Invoices 5123 and 3521</Ustrd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 118 of 121
6.3 All, Cross Border Urgent Payment
Business Function: Cross Border Urgent Payment sent from the debitor “Debtor Company Plc” in Finland to the creditor “Creditor Company” in Denmark. Data Element Element Code / Value
Payment Information Identification
<PmtInfId> DEBENTID-1234567891002</PmtInfId>
DEBENTID-1234567891002
Payment Method <PmtMtd>TRF</PmtMtd>
TRF
Batch Booking <BtchBookg>false</BtchBookg> false
Payment Type Information
<PmtTpInf> <InstrPrty>NORM</InstrPrty> <SvcLvl> <Cd>URGP</Cd> </SvcLvl>
NORM URGP
Category Purpose <CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp>
SUPP
Requested Execution Date
<ReqdExctnDt>2008-12-18</ReqdExctnDt>
2008-12-18
Debtor’s Organization Identification
<Dbtr> <Nm>Debtor Company Plc</Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Mannerheimintie 123</AdrLine> <AdrLine>FI-00100 Helsinki</AdrLine> </PstlAdr> <Id> <OrgId> <Othr> <Id>0987654321</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Nordea Finland - NDEAFIHH</Issr> </Othr> </OrgId> </Id> </Dbtr>
Debtor Company Plc Mannerheimintie 123 FI-00100 Helsinki FI Id: 0987654321 Issued by Nordea Finland - NDEAFIHH
Debtor Account <DbtrAcct> <Id> <IBAN>FI8529501800020574</IBAN> </Id> <Ccy>EUR</Ccy> </DbtrAcct>
FI8529501800020574 EUR
Debtor Agent Identification
<DbtrAgt> <FinInstnId> <BIC>NDEAFIHH</BIC> </FinInstnId> </DbtrAgt>
NDEAFIHH
Charge Bearer <ChrgBr>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 119 of 121
Data Element Element Code / Value
Instruction ID End-to-end ID
<PmtId> <InstrId>INSTRID-FiFi0102</InstrId> <EndToEndId>ENDTOENDID-FiFi0102</EndToEndId> </PmtId>
INSTRID-FiFi0102 ENDTOENDID-FiFi0102
Amount <Amt> <InstdAmt Ccy = "EUR">5000.00</InstdAmt> </Amt>
"EUR">5000.00
Charge Bearer <ChrgBr>DEBT</ChrgBr>
DEBT
Creditor Agent <CdtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </CdtrAgt>
NDEADKKK
Creditor name and address
<Cdtr> <Nm>Creditor Company</Nm> <PstlAdr> <Ctry>DK</Ctry> <AdrLine>Bredgade 123</AdrLine> <AdrLine>1256 Copenhagen K</AdrLine> </PstlAdr> <CtryOfRes>DK</CtryOfRes> </Cdtr>
Creditor Company Bredgade 123 1256 Copenhagen K DK
Creditor Account Number
<CdtrAcct> <Id> <IBAN>DK8003450003179681</IBAN> </Id> </CdtrAcct>
DK8003450003179681
Remittance Information Unstructured
<RmtInf> <Ustrd>Invoices 5123 and 3521</Ustrd> </RmtInf>
Invoices 5123 and 3521
Example in XML: <?xml version = "1.0" encoding = "UTF-8"?> <!--Instance XML file generated by Carsten I. Pedersen for Danish Bankers' Association in 2009--> <Document xmlns = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xsi = "http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03 file:///C:/Users/Morten.BSK/BSK/Arbeid/Oppgaver%20%26%20Prosjekter/Nordic%20ISO20022%20Messages/Nordic%20C2B%20Customer%20Credit%20Transfer/2009OppdatertAppendix/Nordic_CCT_Mig_pain001_001_003.xsd"> <CstmrCdtTrfInitn> <GrpHdr> <MsgId>MSGID-FiFi00102</MsgId> <CreDtTm>2008-12-17T09:30:47+01:00</CreDtTm> <Authstn> <Prtry>AWEERDfas3342312aSDSD</Prtry>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 120 of 121
</Authstn> <NbOfTxs>1</NbOfTxs> <InitgPty> <Nm>Group Finance</Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Aleksanterinkatu 123</AdrLine> <AdrLine>FI-00100 Helsinki</AdrLine> </PstlAdr> <Id> <OrgId> <Othr> <Id>1234567890</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Nordea Finland - NDEAFIHH</Issr> </Othr> </OrgId> </Id> </InitgPty> </GrpHdr> <PmtInf> <PmtInfId>DEBENTID-1234567891002</PmtInfId> <PmtMtd>TRF</PmtMtd> <BtchBookg>false</BtchBookg> <PmtTpInf> <InstrPrty>NORM</InstrPrty> <SvcLvl> <Cd>URGP</Cd> </SvcLvl> <CtgyPurp> <Cd>SUPP</Cd> </CtgyPurp> </PmtTpInf> <ReqdExctnDt>2008-12-18</ReqdExctnDt> <Dbtr> <Nm>Debtor Company Plc</Nm> <PstlAdr> <Ctry>FI</Ctry> <AdrLine>Mannerheimintie 123</AdrLine> <AdrLine>FI-00100 Helsinki</AdrLine> </PstlAdr> <Id> <OrgId> <Othr> <Id>0987654321</Id> <SchmeNm> <Cd>BANK</Cd> </SchmeNm> <Issr>Nordea Finland - NDEAFIHH</Issr> </Othr>
Appendix to CustomerCreditTransfer Initiation NORDIC MIG
Page 121 of 121
</OrgId> </Id> </Dbtr> <DbtrAcct> <Id> <IBAN>FI8529501800020574</IBAN> </Id> <Ccy>EUR</Ccy> </DbtrAcct> <DbtrAgt> <FinInstnId> <BIC>NDEAFIHH</BIC> </FinInstnId> </DbtrAgt> <CdtTrfTxInf> <PmtId> <InstrId>INSTRID-FiFi0102</InstrId> <EndToEndId>ENDTOENDID-FiFi0102</EndToEndId> </PmtId> <Amt> <InstdAmt Ccy = "EUR">5000.00</InstdAmt> </Amt> <ChrgBr>DEBT</ChrgBr> <CdtrAgt> <FinInstnId> <BIC>NDEADKKK</BIC> </FinInstnId> </CdtrAgt> <Cdtr> <Nm>Creditor Company</Nm> <PstlAdr> <Ctry>DK</Ctry> <AdrLine>Bredgade 123</AdrLine> <AdrLine>1256 Copenhagen K</AdrLine> </PstlAdr> <CtryOfRes>DK</CtryOfRes> </Cdtr> <CdtrAcct> <Id> <IBAN>DK8003450003179681</IBAN> </Id> </CdtrAcct> <RmtInf> <Ustrd>Invoices 5123 and 3521</Ustrd> </RmtInf> </CdtTrfTxInf> </PmtInf> </CstmrCdtTrfInitn> </Document>
Recommended