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7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 1/24
Annual interest 4% Monthly overp
Amount to borrow £100,000.00 100
Months 300
Standard amortization scenario Overpayment
Total interest paid -£!,31.0 Total interest p
Total repaid -£1!,31.0 Total repaid
Month "alan#e $apital repayment nterest payment Total &ayment 'verpayment1 £100,000.00 -£1(4.0 -£333.33 -£)*.!4 -£100.00
) £((,!0.0 -£1(.1 -£33).+! -£)*.!4 -£100.00
3 £((,+10.34 -£1(.!0 -£33).03 -£)*.!4 -£100.00
4 £((,414.4 -£1(+.4+ -£331.3! -£)*.!4 -£100.00
£((,)1!.0( -£1(*.11 -£330.*3 -£)*.!4 -£100.00
+ £((,0)0.(! -£1(*.** -£330.0* -£)*.!4 -£100.00
* £(!,!)3.)1 -£1(!.43 -£3)(.41 -£)*.!4 -£100.00
! £(!,+)4.*! -£1((.0( -£3)!.* -£)*.!4 -£100.00
( £(!,4).*0 -£1((.* -£3)!.0( -£)*.!4 -£100.00
10 £(!,)).( -£)00.4) -£3)*.4) -£)*.!4 -£100.00
11 £(!,0).3 -£)01.0( -£3)+.* -£)*.!4 -£100.00
1) £(*,!)4.44 -£)01.*+ -£3)+.0! -£)*.!4 -£100.0013 £(*,+)).+( -£)0).43 -£3).41 -£)*.!4 -£100.00
14 £(*,4)0.)+ -£)03.10 -£3)4.*3 -£)*.!4 -£100.00
1 £(*,)1*.1+ -£)03.*! -£3)4.0+ -£)*.!4 -£100.00
1+ £(*,013.3! -£)04.4+ -£3)3.3! -£)*.!4 -£100.00
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1( £(+,3(*.( -£)0+.1 -£3)1.33 -£)*.!4 -£100.00
)0 £(+,1(1.44 -£)0*.)0 -£3)0.+4 -£)*.!4 -£100.00
)1 £(,(!4.) -£)0*.!( -£31(.( -£)*.!4 -£100.00
)) £(,**+.3+ -£)0!.! -£31(.) -£)*.!4 -£100.00
)3 £(,+*.** -£)0(.)! -£31!.+ -£)*.!4 -£100.00
)4 £(,3!.0 -£)0(.(! -£31*.!+ -£)*.!4 -£100.00) £(,14!.) -£)10.+! -£31*.1+ -£)*.!4 -£100.00
)+ £(4,(3*.! -£)11.3! -£31+.4+ -£)*.!4 -£100.00
)* £(4,*)+.4* -£)1).0! -£31.* -£)*.!4 -£100.00
)! £(4,14.3( -£)1).*( -£31.0 -£)*.!4 -£100.00
)( £(4,301.+0 -£)13.0 -£314.34 -£)*.!4 -£100.00
30 £(4,0!!.10 -£)14.)1 -£313.+3 -£)*.!4 -£100.00
31 £(3,!*3.!( -£)14.() -£31).(1 -£)*.!4 -£100.00
3) £(3,+!.(* -£)1.+4 -£31).)0 -£)*.!4 -£100.00
33 £(3,443.33 -£)1+.3+ -£311.4! -£)*.!4 -£100.00
34 £(3,))+.(* -£)1*.0! -£310.*+ -£)*.!4 -£100.00
3 £(3,00(.!( -£)1*.!0 -£310.03 -£)*.!4 -£100.00
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3! £(),34.)( -£)1(.(( -£30*.! -£)*.!4 -£100.00
3( £(),134.30 -£))0.*) -£30*.11 -£)*.!4 -£100.00
40 £(1,(13.! -£))1.4+ -£30+.3! -£)*.!4 -£100.00
41 £(1,+().1) -£))).)0 -£30.+4 -£)*.!4 -£100.00
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43 £(1,)4+.(( -£))3.+! -£304.1+ -£)*.!4 -£100.00
44 £(1,0)3.31 -£))4.43 -£303.41 -£)*.!4 -£100.00
4 £(0,*(!.!! -£)).1* -£30).++ -£)*.!4 -£100.00
7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 2/24
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7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 3/24
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7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 4/24
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7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 5/24
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7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 6/24
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7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 7/24
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7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 8/24
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7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 9/24
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7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 10/24
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7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 11/24
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7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 12/24
7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 13/24
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7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 14/24
7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 15/24
7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 16/24
7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 17/24
7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 18/24
7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 19/24
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7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 20/24
7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 21/24
7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 22/24
7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 23/24
7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison
http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 24/24
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