MABS Management Meeting

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MABS Management Meeting

UPDATES on RB2000

January 28, 2003

Unit 511, PDCP Landco Center

Davao City

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PRESENTATION OUTLINE

• Objective• Brief History• Features• Investments• Status• On-going Activities• Next Steps• Rollout Companies

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Objective

At the end of this presentation, the MABS technical staff shall be made aware on the following:

•Features of RB2000•Status of the development•On-going activities•Next Steps•Rollout Companies

This presentation however, does not include the actual demonstration of RB2000 system.

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BRIEF HISTORY• 1st Qtr 1998 – Start of MABS Program• 3rd Qtr 1998 – MIS Enhancements of PBs• 4th Qtr 1998 – MABS tasked by USAID/RBAP to develop a system• 2nd Qtr 1999 –RBAP/MABS developed systems

specifications• 3rd Qtr 1999 – Bidding for a developer• 4th Qtr 1999 – Development contract awarded to ASEC• – ISSEC and MB Phil (rollout companies)• 1st Qtr 2000 – Start development• May 2001 – GLM Certified for “early” rollout• March 19, 2002 – RB2000 Version 1.0 certified for rollout

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FEATURES

• Windows-Based Client Server Technology• LAN & WAN Capable• Wizard-Type “Menu Driven” Setup & Installation• Scalable & Portable• Data Integrity (Real-time Rollback & Commit – SQL)• Online Context-Sensitive Help

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FEATURES

• Client Information Filing System • Microfinance support and reports• BSP Reports• Multi-currency• Audit Trail• Easy in-house maintenance facility

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FEATURES

Financial Product Design (FPD)

Deposit Management Module

(DMM)

Loan Managemen

t Module (LMM)

General Ledger

Interface (GLI)

General Ledger Module (GLM)

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FEATURES – FPD

• Customize and maintain bank product with minimal help from the developers

• Customize the behavior of each transactions • Easy creation and maintenance of codes & tables• Parameterized Form Printing: passbook, ledgers, etc…• User-defined bank charges, penalties, etc…

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FEATURES – FPD

• Flexible Deposit Interest Computation• User-defined Depositor Type Maintaining Balance• Parameterized Bank Charges / Penalties for Deposit & Loan• User-defined Loan Amortization Type• User-defined Loan Notices Printing

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FEATURES – Deposit Module

• Standard deposit module functionality present:• Tellering Transactions• Back-Office Transactions• Miscellaneous Transactions• Vault, Cashier & Tellers Cash Transferring• Auto-Debit & Auto-Credit Facility

• Etc…• Inter-branch deposit & transfers transactions • User-defined report format• Online Picture & Signature Verification• ATM Connectivity/Interface ready

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FEATURES – Loan Module

• Standard loan module functionality present :• Flexible Amortization Schedule & Type• User-definable Loan Classification/Categorization• Customized Loan Package offering• Standard loan repayment and specified repayment transactions• Auto-debit of loan payment from client’s deposit account

• Etc…• Capturing of client’s information as early as when the loan is

applied • User-definable Microfinance Loan Product

• Individual Loans• Group Loans (Grameen-type)

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FEATURES – General Ledger Interface

• Deposit Products Transaction Codes GLI Template• Loan Products Transaction Codes GLI Template• Miscellaneous Products Transaction Codes GLI Template

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FEATURES – General Ledger

• Fully parameterized Chart of Accounts• User-definable Financial Statements & Other Schedules

formats • Bank-wide consolidation of reports through online or through

dial up methodology• Parameterized BSP report1 formatting• Integrated with Deposit and Loans Modules via GL/I• Electronic reporting• Report Generator

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FEATURES – 1BSP Reporting

BANK(RB2000

)

$

Bangko Sentral Ng Pilipinas

Conventional

Diskette

Email

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Minimum Configuration• IBM Compatible Computer

• Intel Pentium IV 1.8Ghz

• 512KB Cache

• 256MB RAM

• 80GB Hard disk

• CD R/W (Backup)

• 100/10BaseT Ethernet Card

• Standard Peripherals

Recommended Configuration• Branded Computer

• Intel Pentium IV or higher

• 512KB Cache

• 256MB RAM

• 80GB Hard disk

• CD R/W (Backup)

• 100/10BaseT Ethernet Card

• Standard Peripherals

INVESTMENT – Hardware / Server

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Minimum Configuration• IBM Compatible Computer

• Intel Celeron 1.2

• 256KB Cache

• 128MB RAM

• 40GB Hard disk

• CD ROM (Optional)

• 100/10BaseT Ethernet Card

• Standard Peripherals

Recommended Configuration• Branded / Compatible

• Intel Pentium IV or higher

• 256KB Cache

• 256MB RAM

• 40GB Hard disk

• CD ROM (Optional)

• 100/10BaseT Ethernet Card

• Standard Peripherals

INVESTMENT – Hardware / Workstation

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INVESMENT – Software

• RB2000 License (Free)• MS SQL Version SBS (Small Business Server)• RB2000 Installation Cost1

• Includes installation charges per module• Transportation, lodging, & out-of-pocket expense• Bank staff cost i.e. overtime, meals, electricity, etc…

• Licensing2 of workstations (MS Windows 98Me or higher)

1 Accredited RB2000 Rollout Companies2 Licensing of software is now a standard business practice to adhere to Intellectual Property Rights and the Anti-Piracy Law

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LOCATION # BANKS # BRANCHES

LUZON 36 57

VISAYAS 11 16

MINDANAO 9 12

TOTAL 56 85

STATUS – Installations

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ONGOING ACTIVITIES

• MABS & RBAP MIS SteerCom monitors rollout• One (1) year warranty period (version 1.0) • Enhance Loan Functionality (Early Repayment of Loan)• BSP Additional Reports and Reports format changes as of

July 1, 2002• Personal Digital Assistant (PDA)3 Loan Collection Interface

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ONGOING ACTIVITIES – Loans

• Partial Payments applied to Principal Balance on term loans• Partial payments applied to principal only on amortized

loans; no adjustments to amortization schedule• Partial payments applied to principal only on amortized

loans; adjust amortization schedule• Partial payments applied to both principal & interest on

amortized loans; no adjustments• Partial payments applied to both principal & interest on

amortized loans; adjust amortization schedule

Early Repayment Features

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ONGOING ACTIVITIES –3PDA

• Personal Digital Assistant (PDA) is a term for any small mobile hand-held device that provides computing and information storage and retrieval capabilities for personal or business use, often for keeping schedule calendars and address book information handy.

• Several MFIs throughout the world are now using PDAs in their operations. More than a year ago, a MABS participant bank in Mindanao piloted the use of PDA for their daily & weekly collections.

• To-date, there are already 2 banks using the PDA. One MABS partner bank followed in Luzon. Both banks are satisfied and already have realized a lot of tangible and intangible benefits using the PDA.

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ONGOING ACTIVITIES – Loans

Changes to BSP report formats as at July 2001• AGRI/AGRA Reports• SME Reports• Others

BSP Reports

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NEXT STEPS

• Develop 24/7 RB2000 on-line support• Develop RB2000 website for FAQs, discussion groups• Plan for RB2000 Version 2.0 enhancements

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RB2000 ROLLOUT COMPANIES

• Automated Systems & Equipment Corporation (ASEC)• Integrated Systems (ISSEC)• Microbanker Philippines (MBPhil)

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RB2000 ROLLOUT COMPANIES

Automated Systems & Equipment Corporation

Unit 607 Park Avenue Mansion

Park Avenue, Pasay City

Metro Manila

Telephone: 02-8315171

Fax: 02-8315206

Email: asecorp@info.com.ph

Contact Person:

Mr. Florentino A. Roque

President

ASEC

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RB2000 ROLLOUT COMPANIES

Integrated Systems Services & Equipment Corporation

U1106-1107 Cityland Shaw Tower

Shaw Blvd. corner St. Francis Sts.

Mandaluyong City, Philippines 1550

Telephone: 02-6387628

Fax: 02-6359744

Email: info@issec.com.ph

Contact Person:

Mr. Larry Adeva

VP Marketing / Director

ISSEC

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RB2000 ROLLOUT COMPANIES

Microbanker Philippines, Incorporated

3/F Doña Mercedes Bldg.

#584 San Andres St., Malate 1004

Manila, Philippines

Telephone: 02-5364748

Fax: 02-5268908

Email: mnl@mbphil.com

Contact Person:

Mac Franceau S. Panuncialman

General Manager

MBPHIL