Health Reform: Why We Should Celebrate

Health Reform:Why We Should

Celebrate

Coverage for Those with Pre-Existing Conditions

Pre-Existing Conditions:What Reform Will Do

Stop denials of coverageEliminate higher premiums

based on health status or gender

AConsumer-

FriendlyMarketplace

Standardize plans

Promote competition

Provide coverage like members of Congress get

Insurance Marketplace:What Reform Will Do

Coverage Regardless

Of YourWorkplace

Offer coverage choices for all, regardless of place of work

Create a safety net for job loss

Stable Coverage:What Reform Will Do

Limits onOut-of-PocketCosts

Cap out-of-pocket costs for all

Extend extra help to lower- and middle-income people

Out-of-Pocket Costs:What Reform Will Do

Subsidies forMiddle-Income

Families

Offer help to middle-income families

Provide subsidies to buy insurance

Subsidies for Care:What Reform Will Do

AccountabilityFor InsurerSpending

Focus spending on care, not profits

Give refunds to consumers if requirements not met

Insurance Company Accountability:What Reform Will Do

ProtectionAgainst Losing

Coverage

Stop unfair rescissions of coverage

Require evidence of fraud or intentional misrepresentation in rescission cases

Loss of Coverage:What Reform Will Do

Tax CreditsFor Small

Businesses

Help small businesses afford coverage

Increase buying power

Help for Small Businesses:What Reform Will Do

CoverageFor Young

Adults

Allow coverage through parents’ plan until age 26

Offer stable coverage for recent graduates

Help for Young Adults:What Reform Will Do

Coverage forLow-Income

Families

Expand Medicaid to millions of Americans

Provide help for those affected by the recession

Help for Low-Income Families:What Reform Will Do

Help for Seniors andPeople withDisabilities

Eliminate the “doughnut hole”

Provide free preventive care

Extend life of trust fund

Improvements to Medicare:What Reform Will Do

Investment in Preventive

Care

Call for innovations to:bring down costsprevent errorsimprove delivery of care

Improve information systemsReward quality

Preventive Care:What Reform Will Do

Savings for Taxpayers and

The FederalGovernment

Contain the rising costs of health care

Reduce the federal deficit

Saving Money:What Reform Will Do

Coverage for Those with Pre-Existing Conditions

A Consumer-Friendly MarketplaceCoverage Regardless of WorkplaceLimits on Out-of-Pocket CostsSubsidies for Middle-Class FamiliesAccountability for Insurer Spending

Let’s Celebrate!

Protections against Losing Coverage Tax Credits for Small BusinessesCoverage for Young Adults Coverage for Low-Income FamiliesHelp for Seniors and People with Disabilities Investment in Preventive Care Savings for Taxpayers and the Federal

Government 

More Reasons to Celebrate!

Resources

This presentation is based onHelp Is on the Way:

13 Reasons to Embrace Health Reform, available on Families USA’s Web site:

http://www.familiesusa.org/assets/pdfs/health-reform/13-reasons-to-support-reform.pdf