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7/29/2019 Financial Highlights of Sbi 05-09
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TABLE ISTATE BANK OF INDIA -FINANCIAL HIGHLIGHTS-2005-2009
Rs. in Billion FY2005 FY 2006 FY2007 FY 2008 FY 2009
Deposits 3670.48 3800.46 4355.21 5374.05 7420.73
Advances 2023.74 2618.01 3373.36 4168.95 5425.03
Investments 1970.98 1625.34 1491.49 1895.01 2759.54
Total Assets 4598.83 4940.29 5665.65 7215.26 9644.32
Interest Income 324.28 359.80 394.91 489.50 637.88
Interest
Expenses184.83 203.90 234.37 319.29 429.15
Net InterestIncome
139.45 155.89 160.54 170.21 208.73
Non-InterestIncome
71.20 74.35 57.69 86.95 126.91
Total OperatingIncome
210.65 230.24 218.23 257.16 335.64
Staff Expenses 69.07 81.23 79.33 77.86 97.47
OverheadExpenses
31.67 36.02 38.91 48.23 59.01
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Total Operating
Expenses100.74 117.25 118.24 126.09 156.49
Operating Profit 109.91 112.99 100.00 131.07 179.15
Total Provisions 66.86 68.93 54.59 63.78 87.94
Net Profit 43.05 44.07 45.41 67.29 91.21
TABLE II
STATE BANK OF INDIA -FINANCIAL HIGHLIGHTS-2005-2009 (IN US $)
FY2005 FY2006 FY2007 FY 2008 FY 2009
Deposits 83.91 85.18 100.19 133.95 146.31
Advances 46.26 58.68 77.60 103.88 106.96
Investments 45.06 36.43 34.31 47.23 54.41
Total Assets 105.13 110.73 130.33 179.84 190.15
Interest Income 7.41 8.06 9.08 12.20 12.58
Interest Expenses 4.23 4.57 5.39 7.96 8.46
Net Interest
Income3.18 3.49 3.69 4.24 4.12
Non-InterestIncome
1.63 1.66 1.33 2.17 2.50
Total OperatingIncome
4.81 5.15 5.02 6.41 6.62
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Staff Expenses 1.58 1.82 1.82 1.94 1.92
Overhead Expenses 0.72 0.81 0.90 1.2 1.17
Total OperatingExpenses
2.30 2.63 2.72 3.14 3.09
Operating Profit 2.51 2.52 2.30 3.27 3.53
Total Provisions 1.53 1.54 1.26 1.59 1.73
Net Profit 0.98 0.98 1.04 1.68 1.80
TABLE III
STATE BANK OF INDIA
KEY FINANCIALINDICATORS (%)
FY2005 FY2006 FY2007FY
2008FY 2009
ROA 0.99 0.89 0.84 1.01 1.04
ROE 18.10 15.47 14.24 17.82 15.07
EPS(Rs.) 81.79 83.73 86.29 126.62 143.77
BVS(Rs.) 450 525 606 776 918
Dividend Payout Ratio 15.29 16.72 16.22 22.64 22.90
Cost/Income Ratio 47.83 58.70 54.18 49.03 46.62
Capital Adequacy Ratio
(Basel I)
(Basel II)
12.45 11.88 12.34 13.54 12.97
14.25
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Cost of Deposits 5.11 4.77 4.79 5.59 6.30
Yield on Advances 7.68 7.78 8.67 9.90 10.15
Yield on Resources
Deployed7.94 7.10 6.88 6.92 7.10
Net Interest Margin 3.39 3.40 3.31 3.07 2.93
Gross NPA Ratio 5.96 3.61 2.92 3.04 2.86
Net NPA Ratio 2.65 1.88 1.56 1.78 1.79
Provision Coverage(Excl AUCA)
Including AUCA
57 49 47 42.17
56.98
38.42
59.23
TABLE IV
SUMMARY OF STATE BANK OF INDIAS BALANCE SHEET
(Rs. in billion) MARCH2005
MARCH2006 MARCH2007
MARCH2008 MARCH2009
CAPITAL & LIABILITIES
Capital 5.26 5.26 5.26 6.31 6.35
Reserves & Surplus 235.46 271.18 307.72 484.01 573.13
Deposits 3670.48 3800.46 4355.21 5374.04 7420.73
Borrowings 191.84 306.41 397.03 517.27 537.14
Other Liabilities &
Provisions495.79 556.98 600.42 833.62 1106.97
Total 4598.83 4940.29 5665.65 7215.26 9644.32
ASSETS
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Cash & balances with
Reserve Bank of India168.10 216.53 290.76 515.35 555.46
Balances with banks
and
money at call & shortnotice
225.12 229.07 228.92 159.32 488.58
Investments 1970.98 1625.34 1491.49 1895.01 2759.54
Advances 2023.74 2618.01 3373.36 4167.68 5425.03
Fixed Assets 26.98 27.53 28.19 33.73 38.38
Other Assets 183.91 223.81 252.92 444.17 377.33
Total 4598.83 4940.29 5665.65 7215.26 9644.32
Contingent Liabilities 1593.97 2288.51 3065.90 8107.96 7237
Bills for Collection 167.77 205.93 233.68 189.47 438.70
TABLE V
SUMMARY OF STATE BANK OF INDIAS BALANCE SHEET
(In US $ billion)MARCH
2005
MARCH
2006MARCH
2007MARCH
2008
MARCH
2009
CAPITAL &
LIABILITIES
Capital 0.12 0.12 0.120.16 0.13
Reserves &
Surplus 5.38 6.08 7.08
12.06 11.30
Deposits 83.94 85.18 100.19133.95 146.31
Borrowings 4.39 6.87 9.1312.89 10.59
Other Liabilities &
Provisions11.33 12.48 13.81
20.78 21.83
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Total 105.13 110.73 130.33179.84 190.15
ASSETS
Cash & balances
withReserve Bank ofIndia
3.84 4.85 6.69
12.85 10.95
Balances with
banks andmoney at call &short notice
5.15 5.13 5.27
3.97 9.63
Investments 45.06 36.43 34.3147.23 54.41
Advances 46.26 58.68 77.60103.88 106.96
Fixed Assets 0.62 0.62 0.65 0.84 0.76
Other Assets 4.20 5.02 5.8211.07 7.44
Total 105.13 110.73 130.33179.84 190.15
ContingentLiabilities
36.44 51.30 70.53202.09 142.69
Bills for Collection 3.83 4.62 5.384.72 8.65
TABLE VI
STATE BANK OF INDIA MARKET RELATED RATIOS
MARKET RELATED RATIOS MAR 05MAR06
MAR07
MAR08
MAR 09
Market Price (Rs)(as on last day of theyear/quarter)
657 968 993 1599 1067
Price to Book Ratio (%) 1.44 1.84 1.64 2.06 1.17
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Market Capitalization(Rs in Billion)
345.75 509.48 522.56 974.12 677.13
Earning Per Share
( Rs) 81.79 83.73 86.29
126.62 143.77
P/E Ratio (%)8.03 10.40 11.51
12.63 7.42
All Rights Reserved, State Bank of India
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