EMPLOYEE RETIREMENT EDUCATION FOCUS: SURVEYING THE LANDSCAPE · Americans’ average retirement...

Current trends

What’s not working and why?

The latest ERISA liability concerns …and how they affect you

Steps employers can take to generate sustainable results

EMPLOYEE RETIREMENT EDUCATION FOCUS: SURVEYING THE LANDSCAPE

EMPLOYEE RETIREMENT EDUCATION FOCUS: SURVEYING THE LANDSCAPE

Bob West – Partner, Haynes Benefits

Trisha Brambley – Partner, Retirement Playbook, Inc.

Skip Massingill – Senior Vice President, Robert W. Baird & Co

Alice Whinnery – CEO, LFE Institute

Our Guest PanelistsOur Guest Panelists

Maximize Profits – Minimize LiabilitiesMaximize Profits – Minimize Liabilities

Americans’ average retirement savings is only $74,000 - Fidelity

65% Baby Boomers (earning under $50,000) don’t have for retirement – LifeGoesStrong

Retirement financial gap is $6.6 trillion – US Senate

Home values are at 2003 levels – S&P/Case-Shiller Home Price Index

Gas prices are $1.00 more a gallon that this time last year - AAA

More than 66% saw their net worth drop during the recession – Federal Reserve

Average cost for breach of fiduciary claims is $994,000 – Financial Advisor Magazine

Current Economic TrendsCurrent Economic Trends

Why don’t employees save more?

Why the “new” corporate emphasis on Financial Wellness?

Why aren’t current methods generating results?

What strategies are leaving employers vulnerable to liabilities?

What’s Not Working & Why?What’s Not Working & Why?

What are ERISA’s fiduciary employee education standards?

Who is considered a fiduciary … & why should you care?

What’s happening with claim awards?

ERISA’s 404(c) fiduciary safe harbor – how can this help you?

How to protect yourself

The Latest ERISA Liability Concerns …& How They Affect You

The Latest ERISA Liability Concerns …& How They Affect You

Eliminate retirement mythsUse methodologies that workDesign a plan for better outcomesCreate & measure sustainable results

Steps to Generate Sustainable ResultsSteps to Generate Sustainable Results

For employees?

For fiduciaries personally?

For employers?

What’s the next step?

What’s the Bottom Line?What’s the Bottom Line?

Questions?Questions?

Thanks to Our Panel of Experts!Thanks to Our Panel of Experts!