EL FUTURO ES HOYnewsletter.alumnidba.es/files/descargas/1450422582_1.pdf · “Zopa becomes the...

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EL FUTURO ES HOY: la reinvención de los negocios

@josezimmer

This is a connected world

This is an unbalanced world

Globalization/Structural Changes + Mobile Connectivity + Generational Shifts

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NEW ECONOMIC, BUSINESS & SOCIAL MODELS

On demand retail?

Frictionless

• $1 billion European startup

• Leader in Sweden, Germany, France,

Italy and soon UK and US

• 40% of Swedish online shoppers have

used Klarna

• Conversion rates of 50% on mobile

(compared with 3% without)

Nuevas organizaciones

Un nuevo modelo de negocio

Un nuevo modelo financiero

“Zopa becomes the UK’s first P2P lender to lend £1 billion, and

more than doubled (122%) its loan volumes in July 2015. Zopa

now has a 2% share of the UK unsecured personal loans market

… and it expects to lend in excess of £550 million in 2015, more

than doubling 2014’s total of £265 million.” August 2015

“BBVA will be a software company” Francisco González, Chairman, BBVA

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