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Federal Reserve System Organization 279
Federal Advisory Council—Continued
The Federal Advisory Council met on Feb- from each of the twelve Federal Reserveruary 3-4, May 4-5, September 7-8, and Districts, is required by the Federal ReserveNovember 2-3, 2000. The Board of Gov- Act to meet in Washington at least four timesernors met with the council on Febru- each year and is authorized by the Act toary 4, May 5, September 8, and Novem- consult with, and advise, the Board on allber 3, 2000. The council, which is composed matters within the jurisdiction of the Board,of one representative of the banking industry
Consumer Advisory CouncilDecember 31, 2000
MembersWALTER J. BOYER, Chairman, The Diamond Group, Dallas, TexasDOROTHY BROADMAN, Senior Vice President, Cal Fed Bank, San Francisco, CaliforniaTERESA A. BRYCE, General Counsel, Nexstar, St. Louis, MissouriMALCOLM BUSH, President, Woodstock Institute, Chicago, IllinoisROBERT M. CHEADLE, Chief Executive Officer, Indian Territory Development,
Ada, OklahomaMARY ELLEN DOMEIER, President, State Bank and Trust Company of New Ulm,
New Ulm, MinnesotaJEREMY D. EISLER, Director of Litigation, South Mississippi Legal Services Corp.,
Biloxi, MississippiROBERT F. ELLIOTT, Retired Vice Chairman, Household International, Prospect Heights,
IllinoisLESTER WM. FIRSTENBERGER, Deputy General Counsel, American General Finance,
Evansville, IndianaJOHN C. GAMBOA, Executive Director, The Greenlining Institute, San Francisco, CaliforniaKARLA S. IRVINE, Executive Director, Housing Opportunities Made Equal of Greater
Cincinnati, Inc., Cincinnati, OhioWILLIE M. JONES, Senior Vice President, The Community Builders, Inc., Boston,
MassachusettsM. DEAN KEYES, Senior Vice President, Firstar, St. Louis, MissouriGWENN S. KYZER, Vice President, Experian, Inc., Allen, TexasJOHN C. LAMB, Senior Staff Counsel, Department of Consumer Affairs, Sacramento,
CaliforniaANNE S. LI, Executive Director, New Jersey Community Loan Fund, Trenton, New JerseyMARTHA W. MILLER, President, Choice Federal Credit Union, Greensboro, North CarolinaDANIEL W. MORTON, Vice President and Senior Counsel, The Huntington National Bank,
Columbus, OhioJEREMY NOWAK, Chief Executive Officer, The Reinvestment Fund, Philadelphia,
PennsylvaniaMARTA RAMOS, Vice President and Community Reinvestment Act Officer, Banco Popular
de Puerto Rico, San Juan, Puerto Rico
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
2000
280 87th Annual Report, 2000
Consumer Advisory Council—Continued
DAVID L. RAMP, Assistant Attorney General, State of Minnesota, St. Paul, MinnesotaRUSSELL W. SCHRADER, Senior Vice President and Assistant General Counsel,
Visa U.S.A., San Francisco, CaliforniaROBERT G. SCHWEMM, Ashland Professor of Law, University of Kentucky, Lexington,
KentuckyDAVID J. SHIRK, Senior Manager, Lending Systems Framework, Inc.,
Tarrytown, New YorkGARY S. WASHINGTON, Senior Vice President, ABN AMRO, Chicago, IllinoisROBERT L. WYNN II, Financial Education Officer, Wisconsin Department of Financial
Institutions, Madison, Wisconsin
OfficersDWIGHT GOLANN, Chair
Professor of Law,Suffolk University Law School,Boston, Massachusetts
The Consumer Advisory Council met withmembers of the Board of Governors onMarch 30, June 22, and October 26, 2000.The council is composed of academics, stateand local government officials, representa-tives of the financial industry, and represen-
LAUREN ANDERSON, Vice ChairExecutive Director,Neighborhood Housing Services
of New Orleans, Inc.,New Orleans, Louisiana
tatives of consumer and community inter-ests. It was established pursuant to the 1976amendments to the Equal Credit OpportunityAct to advise the Board on consumer finan-cial services.
Thrift Institutions Advisory CouncilDecember 31, 2000
MembersJAMES C. BLAINE, President, State Employees' Credit Union, Raleigh, North CarolinaLAWRENCE L. BOUDREAUX III, President and Chief Executive Officer, Fidelity Homestead
Association, New Orleans, LouisianaTOM R. DORETY, President and Chief Executive Officer, Suncoast Schools Federal Credit
Union, Tampa, FloridaBABETTE E. HEIMBUCH, President and Chief Executive Officer, First Federal Bank of
California, FSB, Santa Monica, CaliforniaTHOMAS S. JOHNSON, Chairman and Chief Executive Officer, GreenPoint Bank,
Manhattan, New YorkWILLIAM A. LONGBRAKE, Vice Chair and Chief Financial Officer, Washington Mutual
Bank, Seattle, WashingtonCORNELIUS D. MAHONEY, Chairman, President, and Chief Executive Officer, Woronco
Savings Bank, Westfield, MassachusettsKATHLEEN E. MARINANGEL, Chair, President, and Chief Executive Officer, McHenry
Savings Bank, McHenry, Illinois
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
2000
Federal Reserve System Organization 309
Federal Advisory Council—Continued
The Federal Advisory Council met on Feb- industry from each of the twelve Federalruary 1-2, May 3-4, September 6-7, and Reserve Districts, is required by the FederalDecember 13-14, 2001. The Board of Gov- Reserve Act to meet in Washington at leasternors met with the council on Febru- four times each year and is authorized by theary 2, May 4, September 7, and Decem- act to consult with, and advise, the Boardber 14, 2001. The council, which is com- on all matters within the jurisdiction of theposed of one representative of the banking Board.
Consumer Advisory CouncilDecember 31, 2001
MembersANTHONY ABB ATE, President and Chief Executive Officer, Interchange Bank, Saddle
Brook, New JerseyTERESA A. BRYCE, General Counsel, Nexstar Financial Corporation, St. Louis, MissouriMALCOLM BUSH, President, Woodstock Institute, Chicago, IllinoisMANUEL CASANOVA, JR., Executive Vice President, International Bank of Commerce,
Brownsville, TexasCONSTANCE CHAMBERLIN, President and Chief Executive Officer, Housing Opportunities
Made Equal, Richmond, VirginiaROBERT M. CHEADLE, Legislative Counsel, The Chickasaw Tribal Legislature, Ada,
OklahomaMARY ELLEN DOMEIER, President, State Bank and Trust Company of New Ulm,
New Ulm, MinnesotaLESTER WM. FIRSTENBERGER, Attorney, Pittsfield, New HampshireJOHN C. GAMBOA, Executive Director, The Greenlining Institute, San Francisco, CaliforniaEARL JAROLIMEK, Vice President and Corporate Compliance Officer, Community First
Bankshares, Fargo, North DakotaWILLIE JONES, Senior Vice President, The Community Builders, Inc., Boston,
MassachusettsANNE S. LI, Former Executive Director, New Jersey Community Loan Fund, Trenton,
New JerseyJ. PATRICK LIDDY, Director of Compliance, Fifth Third Bancorp, Cincinnati, OhioOSCAR MARQUIS, Attorney, Hunton and Williams, Park Ridge, IllinoisJEREMY NOWAK, Chief Executive Officer, The Reinvestment Fund, Philadelphia,
PennsylvaniaMARTA RAMOS, Vice President and Community Reinvestment Act Officer, Banco Popular
de Puerto Rico, San Juan, Puerto RicoRONALD REITER, Supervising Deputy Attorney General, California Department of Justice,
San Francisco, CaliforniaELIZABETH RENUART, Staff Attorney, National Consumer Law Center, Boston,
MassachusettsRUSSELL W. SCHRADER, Senior Vice President and Assistant General Counsel,
Visa U.S.A., San Francisco, CaliforniaFRANK TORRES III, Legislative Counsel, Consumers Union, Washington, District of
Columbia
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
2001
310 88th Annual Report, 2001
Consumer Advisory Council—ContinuedGARY S. WASHINGTON, Senior Vice President, ABN AMRO, Chicago, IllinoisROBERT L. WYNN II, Financial Education Officer, Wisconsin Department of Financial
Institutions, Madison, Wisconsin
OfficersLAUREN ANDERSON, Chair
Executive Director,Neighborhood Housing Services
of New Orleans, Inc.,New Orleans, Louisiana
The Consumer Advisory Council met withmembers of the Board of Governors onMarch 22, June 28, and October 25, 2001.The council is composed of academics, stateand local government officials, representa-tives of the financial industry, and represen-
DOROTHY BROADMAN, Vice ChairDirector of Corporate Citizenship,Capital One Financial Corporation,Falls Church, Virginia
tatives of consumer and community inter-ests. It was established pursuant to the 1976amendments to the Equal Credit OpportunityAct to advise the Board on consumer finan-cial services.
Thrift Institutions Advisory CouncilDecember 31,2001
MembersTOM R. DORETY, President and Chief Executive Officer, Suncoast Schools Federal Credit
Union, Tampa, FloridaRONALD S. ELIASON, President and Chief Executive Officer, Utah Community Federal
Credit Union, Provo, UtahD.R. GRIMES, Vice Chairman and Chief Executive Officer, NetBank, Alpharetta, GeorgiaTHOMAS S. JOHNSON, Chairman and Chief Executive Officer, GreenPoint Bank,
New York, New YorkCORNELIUS D. MAHONEY, Chairman, President, and Chief Executive Officer, Woronco
Savings Bank, Westfield, MassachusettsKAREN L. MCCORMICK, President and Chief Executive Officer, First Federal Savings and
Loan Association, Port Angeles, WashingtonJAMES F. MCKENNA, President and Chief Executive Officer, North Shore Bank, FSB,
Brookfield, WisconsinCHARLES C. PEARSON, JR., Co-Chairman and Chief Executive Officer, Waypoint Bank,
Harrisburg, PennsylvaniaHERBERT M. SANDLER, Chairman and Chief Executive Officer, World Savings Bank, FSB,
Oakland, CaliforniaEVERETT STILES, President and Chief Executive Officer, Macon Bank, Franklin,
North Carolina
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
2001
246 89th Annual Report, 2002
Consumer Advisory CouncilDecember 31,2002
MembersANTHONY ABBATE, President and Chief
Executive Officer, Interchange Bank,Saddle Brook, New Jersey
JANIE BARRERA, President and Chief Execu-tive Officer, ACCION Texas, SanAntonio, Texas
KENNETH P. BORDELON, Chief ExecutiveOfficer, E Federal Credit Union, BatonRouge, Louisiana
TERESA A. BRYCE, General Counsel,Nexstar Financial Corporation, St. Louis,Missouri
MANUEL CASANOVA, JR., Executive VicePresident, International Bank of Com-merce, Brownsville, Texas
CONSTANCE CHAMBERLIN, President andChief Executive Officer, HousingOpportunities Made Equal, Richmond,Virginia
ROBERT M. CHEADLE, Legislative Counsel,The Chickasaw Tribal Legislature, Ada,Oklahoma
ROBIN COFFEY, Vice President, Harris Trustand Savings Bank, Chicago, Illinois
LESTER WM. FIRSTENBERGER, Attorney atLaw, Pittsfield, New Hampshire
THOMAS FITZGIBBON, Senior Vice President,MB Financial Bank, Chicago, Illinois
LARRY HAWKINS, President and ChiefExecutive Officer, Unity National Bank,Houston, Texas
EARL JAROLIMEK, Vice President/CorporateCompliance Officer, Community FirstBankshares, Fargo, North Dakota
J. PATRICK LIDDY, Director of Compliance,Fifth Third Bancorp, Cincinnati, Ohio
RUHI MAKER, Senior Attorney, Law Officeof Rochester, Rochester, New York
OSCAR MARQUIS, Attorney, Hunton and Wil-liams, Park Ridge, Illinois
PATRICIA MCCOY, Professor of Law,Massachusetts Institute of Technology,Cambridge, Massachusetts
JEREMY NOWAK, Chief Executive Officer,The Reinvestment Fund, Philadelphia,Pennsylvania
ELIZABETH RENUART, Staff Attorney,National Consumer Law Center, Boston,Massachusetts
DEBRA S. REYES, President, NeighborhoodLending Partners, Inc., Tampa, Florida
BENSON ROBERTS, Vice President for Policy,Local Initiatives Support Corporation,Washington, District of Columbia
AGNES BUNDY SCANLAN, Managing Direc-tor and Chief Compliance Officer,FleetBoston Financial, Boston,Massachusetts
RUSSELL SCHRADER, Senior Vice Presidentand Assistant General Counsel, VisaU.S.A., San Francisco, California
FRANK TORRES III, Legislative Counsel,Consumers Union, Washington, Districtof Columbia
HUBERT VAN TOL, Co-Director, Fairness inRural Lending, Sparta, Wisconsin
OfficersDOROTHY BROADMAN, Chair
Director of Corporate CitizenshipCapital One Financial CorporationFalls Church, Virginia
RONALD REITER, Vice ChairSupervising Deputy Attorney GeneralCalifornia Department of JusticeSan Francisco, California
The Consumer Advisory Council was estab-lished pursuant to the 1976 amendments tothe Equal Credit Opportunity Act to advisethe Board of Governors on consumer finan-cial services. It is composed of academics,state and local government officials, repre-sentatives of the financial industry, and rep-resentatives of consumer and communityinterests. The council met with members ofthe Board on March 14, June 27, and Octo-ber 24, 2002.
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
2002
234 90th Annual Report, 2003
Consumer Advisory CouncilDecember 31, 2003
MembersANTHONY ABBATE, President and Chief
Executive Officer, Interchange Bank,Saddle Brook, New Jersey
JANIE BARRERA, President and Chief Execu-tive Officer, ACCION Texas, SanAntonio, Texas
KENNETH P. BORDELON, Chief ExecutiveOfficer, E Federal Credit Union, BatonRouge, Louisiana
SUSAN BREDEHOFT, Senior Vice President,Commerce Bank, N.A., Cherry Hill, NewJersey
MANUEL CASANOVA, JR., Executive VicePresident, International Bank of Com-merce, Brownsville, Texas
CONSTANCE CHAMBERLIN, President andChief Executive Officer, HousingOpportunities Made Equal, Richmond,Virginia
ROBIN COFFEY, Senior Vice President, Har-ris Trust and Savings Bank, Chicago,Illinois
DAN DIXON, Group Senior Vice President,World Savings Bank, FSB, Washington,District of Columbia
THOMAS FITZGIBBON, Senior Vice President,MB Financial Bank, Chicago, Illinois
JAMES GARNER, Senior Vice President andGeneral Counsel, North AmericaConsumer Finance for Citigroup,Baltimore, Maryland
CHARLES GATSON, Vice President and ChiefOperating Officer, Swope CommunityBuilders, Kansas City, Missouri
LARRY HAWKINS, President and ChiefExecutive Officer, Unity National Bank,Houston, Texas
EARL JAROLIMEK, Vice President/CorporateCompliance Officer, Community FirstBankshares, Fargo, North Dakota
W. JAMES KING, President and Chief Execu-tive Officer, Community RedevelopmentGroup, Cincinnati, Ohio
J. PATRICK LIDDY, Director of Compliance,Fifth Third Bancorp, Cincinnati, Ohio
RUHI MAKER, Senior Attorney, Law Officeof Rochester, Rochester, New York
OSCAR MARQUIS, Attorney, Hunton and Wil-liams, Park Ridge, Illinois
PATRICIA MCCOY, Professor of Law,University of Connecticut School of Law,Hartford, Connecticut
ELSIE MEEKS, Executive Director, FirstNations Oweesta Corporation, Kyle,South Dakota
MARK PINSKY, President and Chief Execu-tive Officer, National Community CapitalAssociation, Philadelphia, Pennsylvania
ELIZABETH RENUART, Staff Attorney,National Consumer Law Center, Boston,Massachusetts
DEBRA S. REYES, President, NeighborhoodLending Partners, Inc., Tampa, Florida
BENSON ROBERTS, Vice President for Policy,Local Initiatives Support Corporation,Washington, District of Columbia
BENJAMIN ROBINSON III, Senior VicePresident, Strategy Management Execu-tive, Bank of America, Charlotte, NorthCarolina
DIANE THOMPSON, Supervising Attorney,Land of Lincoln Legal AssistanceFoundation, Inc., East St. Louis, Illinois
HUBERT VAN TOL, Co-Director, Fairness inRural Lending, Sparta, Wisconsin
CLINT WALKER, General Counsel/ChiefAdministrative Officer, Juniper Bank,Wilmington, Delaware
OfficersRONALD REITER, Chair
Supervising Deputy Attorney GeneralCalifornia Department of JusticeSan Francisco, California
AGNES BUNDY SCANLAN, Vice ChairManaging Director and Chief
Compliance OfficerFleetBoston FinancialBoston, Massachusetts
The Consumer Advisory Council was estab-lished pursuant to the 1976 amendments tothe Equal Credit Opportunity Act to advisethe Board of Governors on consumer finan-cial services. It is composed of academics,state and local government officials, repre-sentatives of the financial industry, and rep-resentatives of consumer and communityinterests. The council met with members ofthe Board on March 13, June 26, and Octo-ber 23, 2003.Digitized for FRASER
http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
2003
240 91st Annual Report, 2004
Consumer Advisory CouncilDecember 31,2004
MembersDENNIS L. ALGIERE, Senior Vice President,
The Washington Trust Company,Westerly, Rhode Island
JANIE BARRERA, President and Chief Execu-tive Officer, ACCION Texas, SanAntonio, Texas
KENNETH P. BORDELON, Chief ExecutiveOfficer, E Federal Credit Union, BatonRouge, Louisiana
SUSAN BREDEHOFT, Senior Vice President/Compliance Risk Management, Com-merce Bank, N.A., Cherry Hill, NewJersey
SHEILA CANAVAN, Consumer Attorney, LawOffice of Sheila Canavan, Moab, Utah
ROBIN COFFEY, Vice President, Harris Bank,Chicago, Illinois
A N N DIEDRICK, Senior Vice President,JPMorgan Chase Bank, New York, NewYork
DAN DIXON, Group Senior Vice President,World Savings Bank, FSB, Washington,District of Columbia
HATTIE B. DORSEY, President and ChiefExecutive Officer, Atlanta Neighbor-hood Development Partnership, Atlanta,Georgia
THOMAS FITZGIBBON, Senior Vice President,MB Financial Bank, Chicago, Illinois
JAMES GARNER, Senior Vice President andGeneral Counsel, North AmericaConsumer Finance for Citigroup,Baltimore, Maryland
CHARLES GATSON, Vice President, MidtownCommunity Development Corporation,Kansas City, Missouri
LARRY HAWKINS, President and ChiefExecutive Officer, Unity National Bank,Houston, Texas
W. JAMES KING, President and Chief Execu-tive Officer, Community RedevelopmentGroup, Cincinnati, Ohio
RUHI MAKER, Senior Attorney, Law Officeof Rochester, Rochester, New York
PATRICIA MCCOY, Professor of Law,University of Connecticut School of Law,Hartford, Connecticut
ELSIE MEEKS, Executive Director, FirstNations Oweesta Corporation, Rapid City,South Dakota
RRITP.F R MORHAN Chnirmnn President
DEBRA S. REYES, President, NeighborhoodLending Partners, Inc., Tampa, Florida
BENSON ROBERTS, Vice President for Policy,Local Initiatives Support Corporation,Washington, District of Columbia
BENJAMIN ROBINSON III, President and
Chief Executive Officer, Innovative RisksSolutions, LLC, Charlotte, North Carolina
MARY JANE SEEBACH, Executive VicePresident, Chief Compliance Officer,Countrywide Financial Corporation,Calabasas, California
PAUL J. SPRINGMAN, Group Executive,Predictive Sciences, Equifax, Atlanta,Georgia
FORREST F. STANLEY, Senior Vice Presidentand Deputy General Counsel, KeyBankNational Association, Cleveland, Ohio
LORI R. SWANSON, Solicitor General, Officeof the Minnesota Attorney General,St. Paul, Minnesota
DIANE THOMPSON, Supervising Attorney,Land of Lincoln Legal AssistanceFoundation, Inc., East St. Louis, Illinois
HUBERT VAN TOL, Co-Director, Fairness inRural Lending, Sparta, Wisconsin
CLINT WALKER, General Counsel/ChiefAdministrative Officer, Juniper Bank,Wilmington, Delaware
OfficersAGNES BUNDY SCANLAN, Chair
Senior Vice President,Regulatory Relations Executive
Bank of AmericaBoston, Massachusetts
MARK PINSKY, Vice ChairPresident and Chief Executive OfficerNational Community Capital AssociationPhiladelphia, Pennsylvania
The Consumer Advisory Council is com-posed of academics, state and local gov-ernment officials, representatives of thefinancial industry, and representatives ofconsumer and community interests. It wasestablished pursuant to the 1976 amend-ments to the Equal Credit Opportunity Actto advise the Board of Governors on con-sinner financial services. The council met
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
2004
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