Commercial Banking Presented by: Vidya Nallasivan, Rebecca Hunter, John Wooley, Nicholas Jones

Commercial Banking

Presented by: Vidya Nallasivan, Rebecca Hunter, John Wooley, Nicholas Jones

Commercial Banking: Chase

● History

● What is commercial banking

● Profit Drivers

● Industry Trends Vidya John Rebecca Nicholas

History

Vidya John Rebecca Nicholas

1996: Chemical Bank of New York acquires Chase Manhattan Bank

2000: Chase acquires J.P. Morgan & Co., becoming JPMorgan Chase

2004: JPMorgan Chase acquires Bank One, moves to New York

Chase Commercial Bank

Vidya John Rebecca Nicholas

Client and community

focus

Middle market banking

($20M-50M)

Corporate client banking

$500M-2B)

What is Commercial Banking

Investment Banking

Asset Management

Commercial BankComme

rcial

2014

Commercial Banking Activities

Your Money

Loans

Relationships

Vidya John Rebecca Nicholas

Value Drivers Commercial Banking

• Real Estate Loans

• Securities

• Deposits

Vidya John Rebecca Nicholas

Assets and Liabilities

Assets

Cash and Balances

Securities

Net Loans & Leases

Vidya John Rebecca Nicholas

Assets and Liabilities

Vidya John Rebecca Nicholas

Assets

Vidya John Rebecca Nicholas

Liabilities

Liabilities

Deposits

Borrowings

Fed Funds Purchased

Vidya John Rebecca Nicholas

Liabilities

Vidya John Rebecca Nicholas

Liabilities

Vidya John Rebecca Nicholas

Liabilities

Vidya John Rebecca Nicholas

Net Income

• Net interest income • Non-interest income• Charge Offs and Allowance for loan lease

losses (ALLL)

Vidya John Rebecca Nicholas

Net Income

Vidya John Rebecca Nicholas

Net Income

Vidya John Rebecca Nicholas

Snapshot Analysis: Tear Sheets

Vidya John Rebecca Nicholas

Current Industry Trends

Vidya John Rebecca Nicholas

Commercial Banking

Vidya John Rebecca Nicholas