Beneficiary Led ‘Individual House’ Construction or ...• ULBs should, afterverificationof land...

Beneficiary Led ‘Individual House’ Construction or Enhancement

(BLC)

Ministry of Housing and Urban Poverty AlleviationGovernment of India

Housing for All

“lcdk liuk---?kj gks viuk ”

Housing for All

Pradhan Mantri Awas Yojana (Urban)

The Joint Secretary & Mission Director (Housing for All)Ministry of Housing and Urban Poverty AlleviationGovernment of IndiaRoom No.116, G-Wing, Nirman Bhawan, New DelhiTel: 011-23061419; Fax: 011-23061420E-mail: jshfa-mhupa@nic.inWebsite: http://mhupa.gov.in

Ministry of Housing and Urban Poverty Alleviation,Government of India twitter.com/mohupa

• ULBs should, after verification of land docu-ments,approvedlayout&inspectionofthesite,enter into an agreement with the beneficiaryoutliningconstrucitonandpaymentmilestones.

• BeneficiarymaystarttheconstructionusinghisownfundsoranyotherfundandGoIassistancewill be released inproportion to the construc-tionbyindividualbeneficiary.

• ThelastinstallmentofRs.30,000/-ofGOIas-sistance shouldbe releasedonlyaftercomple-tionofthehouse.

• The progress of such individual houses shouldbetrackedthroughgeo-taggedphotographssothateachhousecanbemonitoredeffectively.

• Stateswillberequiredtodevelopasystemfortracking progress of suchhouses through geo-taggedphotographs.

• Transfer of funds to the beneficiary’s bank ac-countbyDirectBeneficiaryTransfer(DBT)modeismandatorybasedongeo-taggingofhouseatvariousstagesofconstructionunderBLCverti-cal.

Why Enhancement?• As per the Technical Group onUrbanHousing

Shortage (2012-17), 80% of households arelivingincongestedhouses.

• Congestion factor isdefinedas thepercentageof households in which each married coupledoesnothaveaseparateroomtolive.

Provisions related to enhancement in PMAY(U)Guidelines*Asperclause7.2(b)ofPMAY(U)guidelines:• “Ifthebeneficiaryhasapuccahousewithcarpet

areaofupto21sq.mt.orasemi-puccahouse,lackinginoneofthefacilities(i.e.room,kitchen,toilet, bathroom or a combination of any ofthese), it may be taken up for enhancementsubject toULB/Stateensuring structural safety

of the house and adherence to followingconditions:

i. The total carpet area after enhancementmustnotbelessthan21SqMtandmustnotbemorethan30SqMt.

ii. Enhancement shall mean addition ofminimumcarpetareaof9.0SqMt intotheexisting house with pucca construction ofat least one habitable room or room withkitchen and/or bathroom and/or toiletconformingtoNBCnorms.

iii. The details of the enhancement proposalsunder BLC vertical shall be submitted inproposed Annexure 7D of the PMAY(U)guidelines.”

*addendum dated 25-May-2016

Illustrative list of beneficiaries who can avail assistance under enhancement component of PMAY(U)• EWScategorybeneficiarieshavingexistinghouse

withcarpetareaupto21sq.mts.• Families where married son does not have a

separateroom.• Joint families living in congested condition

wheremorethanonefamilyshareahousecanexpand the house by constructing additionalroom/dwelling either in open plot or verticalexpansion._______________________________* Under PMAY(U), beneficiaries can avail benefit of one vertical only.

* Grant/Subsidy/Assistance available in each vertical.

04_BLC_leaflet_two_fold_English.indd 1 2/13/2017 1:53:03 PM

Allowed: Yes Reason: Complies with all criteria # Illustrations shown are not to scale.

Incase,thereisnotenoughspaceonthegroundfloor, enhancement can also be carried out onthefirstfloor;providedthattheStructuralSafetyisensured.

Allowed: No Reason: Enhancement proposed must be at least 9 Sq Mt

Illustration of Enhancement allowed under PMAY (Urban)

Allowed: YesReason: Complies with all criteria

Allowed: NoReason: Proposed Enhancement is less than 9 Sq Mt

Allowed: YesReason: Complies with all criteria

Allowed: NoReason: Enhancement must include at least One room

Beneficiaries could avail the benefits of scheme component for

• Newconstruction• Enhancementofexistinghouse

Highlights of ‘Beneficiary Led (Individual House) Construction’ or Enhancement (BLC)

Progress tobetrackedthroughgeotaggedphoto-graphsofthehouse.

Eligibility

For New Construction

1. UrbanresidentsofEWS:EconomicallyWeakerSection (annual incomeuptoRs 3 lakh)& LIG:Low Income Group (annual income Rs 3 to 6lakh).

2. Beneficiary families should not own a puccahouseanywhereinIndia.

For BLC Enhancement

3. Beneficiariesmayberesidingeitherinslumsoroutsidetheslums.

4. Beneficiariesinslumswhicharenotbeingrede-velopedcanbecoveredunderthiscomponentif beneficiaries have a Kutcha or Semi-Puccahouse.

Benefit

• ToindividualeligiblefamiliesbelongingtoEWScategories, toeither constructanewhouseorenhance existing house on their own to coverthebeneficiaries,whoarenotabletotakead-vantageofothercomponentsofthemission.

• SuchfamiliesmayavailofcentralassistanceofRs.1.50lakhsforconstructionofnewhouseorfor enhancement of existing house under themission.

Implementation through ULBs

• Beneficiariesdesirousofavailingthisassistanceshall approach the ULBs with adequate docu-mentation regardingavailabilityof landownedbythem.

• TheULBsshallvalidatetheinformationgivenbythebeneficiaryandbuildingplanforthehouse

MiniMUM CArPEt ArEA As PEr nBCILLUstrAtIonsubmitted by beneficiary so that ownership ofland and other details of beneficiary like eco-nomicstatusandeligibilitycanbeascertained.

• Theconditionof thehousese.g.Kutcha,Semi-Kutchaetc.oftheprospectivebeneficiaryshouldbe checked with SECC data to ensure benefi-ciary’sconsequenteligibilityforconstructionofnewhousing.

• SECCdataregardingnumberofrooms,detailsoffamilymembersetc.shouldalsobecheckedtoensurebeneficiary’seligibilityforenhancementofhouse.

• Onthebasisoftheseapplications,ULBswillpre-pareanintegratedcitywidehousingprojectforsuchindividualbeneficiariesinaccordancewiththeCityDevelopmentPlan(CDP)orothersuchplan of the city to ensure construction of pro-posedhousesareasperplanningnormsofthecityandschemeisimplementedinanintegratedmanner.

• Individualapplicantsforassistanceshallnotbeconsidered.SuchProjectswouldbeapprovedbyStatesinSLSMC.

• While approving projects for individual houseconstruction, ULBs and States/UTs should en-sure that requiredfinance for constructing theplanned house is available to the beneficiaryfrom different sources including his own con-tribution,GoIassistance,StateGovernmentas-sistance etc. In no case, GoI assistancewill bereleased for housewherebalance cost of con-structionisnottiedup,asotherwisereleaseofGoIassistancemay result intohalf constructedhouses.

• States/UTs or citiesmay also contribute finan-cially for such individual house construction.CentralassistancewillbereleasedtotheAadharlinkedbankaccountsofbeneficiaries identifiedinprojectsbytheStates/UTsasperrecommen-dationsofULBs/implementingagency.

• Though the funds fromCentralGovernment toStateGovernmentswouldbereleasedinlump-sum including assistance for this component,State Government should release financial as-sistancetothebeneficiaries in3-4 installmentsdepending on progress of construction of thehouse.

04_BLC_leaflet_two_fold_English.indd 2 2/13/2017 1:53:04 PM