BBBBBB WR BBBBBB - golden1.com · Title: L-141 - 1000453_Platinum Rewards Credit Card Application...

Preview:

Citation preview

�����/$6(5�)3')�),��������5HY������� &23<5,*+7������6HFXULDQ�)LQDQFLDO�*URXS��,QF��$OO�ULJKWV�UHVHUYHG�

*ROGHQ���&UHGLW�8QLRQ�����&DO�&HQWHU�'ULYH6DFUDPHQWR��&$������������*2/'(1�������������������7HOHFRPPXQLFDWLRQV�'HYLFHV�IRU�WKH�'HDI��������������JROGHQ��FRP

)((6�

7UDQVDFWLRQ�)HHV

� %DODQFH�7UDQVIHU�� &DVK�$GYDQFH�� )RUHLJQ�7UDQVDFWLRQ�

1RQH�����RI�WKH�DPRXQW�RI�HDFK�FDVK�DGYDQFH�RU��������ZKLFKHYHU�LV�JUHDWHU8S�WR������RI�HDFK�WUDQVDFWLRQ�LQ�8�6��GROODUV

3HQDOW\�)HHV

8S�WR�������1RQH8S�WR�������

� /DWH�3D\PHQW�� 2YHU�WKH�&UHGLW�/LPLW�� 5HWXUQHG�3D\PHQW�

+RZ�:H�:LOO�&DOFXODWH�<RXU�%DODQFH��:H�XVH�D�PHWKRG�FDOOHG� �DYHUDJH�GDLO\�EDODQFH� �LQFOXGLQJ�QHZ�SXUFKDVHV����6HH� WKH*ROGHQ���&UHGLW�&DUG�$JUHHPHQW�IRU�PRUH�GHWDLOV�

9DULDEOH�5DWHV��7KH�$QQXDO�3HUFHQWDJH�5DWH�PD\� LQFUHDVH�RU�GHFUHDVH� LI� WKH�KLJKHVW� UDWH�RI� LQWHUHVW� LGHQWLILHG�DV� WKH� 3ULPH5DWH�LQ�WKH�0RQH\�5DWHV�FROXPQ�RI�WKH�:DOO�6WUHHW�-RXUQDO�LQFUHDVHV�RU�GHFUHDVHV��7KH�$QQXDO�3HUFHQWDJH�5DWH�ZLOO�EH�HTXDO�WRWKH�3ULPH�5DWH� SOXV� D�PDUJLQ� RI�� BBBBBBBBBB�� WR� BBBBBBBBBB��EDVHG� RQ� \RXU� FUHGLWZRUWKLQHVV� DW� WKH� WLPH� \RX� RSHQ� \RXUDFFRXQW�IRU�3XUFKDVHV��&DVK�$GYDQFHV��DQG�%DODQFH�7UDQVIHUV��URXQGHG�WR�WKH�QHDUHVW����WK�RI�D�SHUFHQW��7KH�LQWHUHVW�UDWH�FDQFKDQJH�RQ�WKH�ILUVW�GD\�RI�HDFK�ELOOLQJ�F\FOH�IROORZLQJ�D�FKDQJH�LQ�WKH�3ULPH�5DWH��$Q\�LQFUHDVH�ZLOO�OHQJWKHQ�WKH�WLPH�LW�WDNHV�WRSD\�RII�\RXU�ORDQ�

)RU�&DOLIRUQLD�$SSOLFDQWV��7KHVH�FDUGV�DUH�LGHQWLILHG�DV�D�³VHFXUHG�FUHGLW�FDUG´���,W�LV�VHFXUHG�DV�GHILQHG�EHORZ�

7KH� IROORZLQJ�GLVFORVXUH� UHSUHVHQWV� LPSRUWDQW�GHWDLOV�FRQFHUQLQJ�\RXU�FUHGLW�FDUG��7KH� LQIRUPDWLRQ�DERXW�FRVWV�RI� WKH�FDUG� LVDFFXUDWH�DV�RI�BBBBBBBBBBBBBBBBB��<RX�FDQ�FRQWDFW�XV�WROO�IUHH�DW�������*2/'(1��������������������RU�WKH�DGGUHVV�DERYHWR�LQTXLUH�LI�DQ\�FKDQJHV�RFFXUUHG�VLQFH�WKH�HIIHFWLYH�GDWH�

,03257$17�&5(',7�&$5'�',6&/2685(6

,17(5(67�5$7(6�DQG�,17(5(67�&+$5*(6�

$QQXDO�3HUFHQWDJH�5DWH��$35�IRU�3XUFKDVHV��&DVK�$GYDQFHV��%DODQFH�7UDQVIHUV

BBBBBB��WR�BBBBBB�EDVHG�RQ�\RXU�FUHGLWZRUWKLQHVV�DW�WKH�WLPH�\RX�RSHQ�\RXU�DFFRXQW��7KLV�$35�ZLOO�YDU\ZLWK�WKH�PDUNHW�EDVHG�RQ�WKH�3ULPH�5DWH �

3HQDOW\�$35�DQG�:KHQ�LW�$SSOLHV

3D\LQJ�,QWHUHVW <RXU�GXH�GDWH�LV�DW�OHDVW����GD\V�DIWHU�WKH�FORVH�RI�HDFK�ELOOLQJ�F\FOH��:H�ZLOO�QRWFKDUJH�\RX�LQWHUHVW�RQ�SXUFKDVHV�LI�\RX�SD\�\RXU�HQWLUH�EDODQFH�E\�WKH�GXH�GDWHHDFK�PRQWK��:H�ZLOO�EHJLQ�FKDUJLQJ�LQWHUHVW�RQ�FDVK�DGYDQFHV�DQG�EDODQFH�WUDQVIHUVRQ�WKH�GDWH�WKH�FDVK�DGYDQFH�RU�EDODQFH�WUDQVIHU�LV�SRVWHG�WR�\RXU�DFFRXQW�

)RU�&UHGLW�&DUG�7LSV�IURP�WKH&RQVXPHU�)LQDQFLDO�3URWHFWLRQ%XUHDX

7R�OHDUQ�PRUH�DERXW�IDFWRUV�WR�FRQVLGHU�ZKHQ�DSSO\LQJ�IRU�RU�XVLQJ�D�FUHGLW�FDUG��YLVLW�WKHZHEVLWH�RI�WKH�&RQVXPHU�)LQDQFLDO�3URWHFWLRQ�%XUHDX�DWKWWS���ZZZ�FRQVXPHUILQDQFH�JRY�OHDUQPRUH

1RQH

*ROGHQ���&UHGLW�8QLRQ�3ODWLQXP�5HZDUGV9LVD��&UHGLW�&DUG�$SSOLFDWLRQ�'LVFORVXUH

3/$7,180�5(:$5'6

6HFXULW\�,QWHUHVW��%\�XVLQJ�\RXU�*ROGHQ���&UHGLW�8QLRQ�FUHGLW�FDUG��\RX�DJUHH�*ROGHQ���&UHGLW�8QLRQ�KDV�D�VHFXULW\LQWHUHVW� LQ� DOO� VKDUHV�� SD\PHQW� RQ� VKDUHV�� GLYLGHQGV� RQ� VKDUHV�� DQG� GHSRVLWV� �H[FOXGLQJ� ,QGLYLGXDO� 5HWLUHPHQW$FFRXQW�VKDUHV��ZKLFK�\RX�QRZ�KDYH�RU�KHUHDIWHU�PD\�KDYH�LQ�*ROGHQ���&UHGLW�8QLRQ�

Recommended