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Banking at JA BizTown
This is Bank of America in JA BizTown.
Two types of banking take place here.
•personal banking
•business banking
Banking at JA BizTown
Personal Banking• deposit paychecks
• make withdrawals
• open savings account
Go inside the bank to do
these things.
Banking at JA BizTown
Business Banking• take loan application
and promissory note
• make business deposits
Go to the Business
Window to do these things.
Banking at JA BizTown
Before you go to the bank for the first time, there are four things you must have ready. 1. your first deposit ticket
2. your first check for $1.50 to open a savings account
3. these two transactions are entered into your checkbook register.
4. endorsed paycheck
You complete steps 1, 2, and 3 at school.
You endorse your paycheck at JA BizTown.
Banking at JA BizTown
Step 1: Your First Deposit Ticket
first paycheck amount (salary minus taxes)
signature for $2.00 cash back
2 00Be sure to take out $2.00 in cash.
Banking at JA BizTown
CEO, Attorney, Realtor,
Insurance Agent, CPA
8 82
8 82
6 822 00
8 33
8 33
6 332 00
7 84
7 84
5 842 00
CFO All Other Workers
The right hand side of your deposit ticket should look like the picture below that matches your job.
Banking at JA BizTown
Step 2: Your First Check
001
Banking at JA BizTown
deposit 6 82 + 6 826 82
Bank of America
001 1 50 - 1 505 32
New balance always goes on gray line
New balance always goes on gray line
Step 3: Your Checkbook Register
Banking at JA BizTown
deposit 6 82
+ 6 826
82Bank of America
001 1 50
- 1 505 32
deposit 6 33
+ 6 336
33Bank of America
001 1 50
- 1 504 83
deposit 5 84
+ 5 845
84Bank of America
001 1 50
- 1 504 34
CEO, Attorney, Realtor, CPA, Insurance Agent
CFO
All Other Workers
Banking at JA BizTown
Cla
ncy
Cit
izen
Don’t forget to endorse your
paycheck!
Step 4: Endorse Your Paycheck atJA BizTown
Banking at JA BizTown
Now, you are ready to go to the bank on your first break!
In a line outside the bank, someone will double-check your work.
If everything is accurate, you will enter the bank between the center columns and wait behind the red line for an available teller.
Banking at JA BizTown
Hand the teller
• your completed deposit ticket
• your endorsed paycheck
Be ready to tell the teller if you’d like your cash back in JA BizTown dollar bills or coins.
The teller doesn’t need your checkbook.
Banking at JA BizTown
After you have deposited your first paycheck, you will visit the Savings Officer’s desk to open a savings account.
The Savings Officer’s desk is on the right wall. After you deposit your paycheck, go to the desk and give the Officer your check for $1.50 to open a savings account.
You only do this ONCE during the day on your first break.
The Savings Officer will give you a certificate to take to Wells Fargo Advisors where you may invest in stock.
Banking at JA BizTown
Where do you spend JA BizTown cash and where do you write a check?
Cash BusinessesDental Office
St. Louis Children’s Hospital
The Smokehouse Market
Warehouse
Check BusinessesAT&T
Build-A-Bear Workshop
City Hall
Just-4-U
Monsanto
Print Shop
St. Louis Sports
Banking at JA BizTown
Have fun with money and banking at JA BizTown!
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