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A C O M P R E H E N S I V E R A N G E O F S O L U T I O N S
Managing wealth presents many common challenges. However, at the core of the St. James’s Place Proposition for Private Clients is an appreciation that higher-net-worth clients often have a different set of motivations and ambitions. With the special character of these needs, the Private Client Division understands the importance of the relationship between Partner and client. Utilising the services offered by the division, we believe the Partner/client relationship can be enhanced to help meet each client’s financial goals.
Our service brings together a comprehensive range of solutions to address the four key areas of effective wealth planning:
• Maintaining lifestyle
• Protecting assets and family estates
• Pursuing philanthropic aims
• Supporting business and professional interests
As a private client, your key relationship remains with your Partner, but you also have exclusive access to specialist advice teams. These bring together highly experienced financial planners, investment and pension specialists, banking advisers and experts in tax and legal matters. The work is closely aligned with your Partner to provide an exceptional service.
Our Proposition for Private Clients provides a bespoke service, as befits the requirements of our private clients, to deliver added value now and in the future. By working together, your Partner and relevant experts are able to put you in control of your financial future; always being on hand for advice and guidance that can make all the difference in an uncertain world.
Overleaf you will see the breadth and depth of the St. James’s Place Proposition for Private Clients.
PARTNERS IN MANAGING YOUR WEALTH
INVESTMENTS
PHIL
AN
THR
OPY
ALTERNATIVE INVESTM
ENTS**
INVESTM
ENT-B
AC
KED
LEND
ING
*
PRIVATE B
AN
KIN
G A
NDLE
GA
L SE
RVIC
ES*
ESTATE ADMIN
ISTRATION*
CASH MANAGEMENT & FOREIGN EXCHANGE*
TAX SERVICES*
DISCRETIONARY FUND MANAGEMENT
PRO
TECTIO
N
C O R E P RO P O S I T I O N
FO
R P R I VAT E C L IE
NT
S
OU
R PROPOSITION
PROFESSIONAL
SE
RVICES PRIVATE CLIENT
BANKIN
G
S T. J A M E S ’ S P L A C E P R I VA T E C L I E N T S O U R P R O P O S I T I O N
Rowan Dartington
Advisory stockbroking, Share Exchange Service,
Sell-Down Service, Capital Gains Service, charitable
investments, ethical and environmental portfolios, company Sharesave
portfolios, probate valuation service
MASECO*
Tax, investment and estate planning for:citizens with dual nationality, UK citizens
moving to the USA, and US citizensresiding in the UK
Cha
riti
es A
id
Foun
dati
on*
Esta
blish
ing
char
itabl
e
trus
ts, f
acili
tatin
g ch
arita
ble
lega
cies
, phi
lant
hrop
ic a
dvic
e
and
tax-
effici
ent g
iftin
g
Pane
l firm
s
Brod
ies,
Cla
rke W
illm
ott,
Cle
aver
Ful
ton
Rank
in,
Edw
in C
oe, L
inde
r Mye
rs S
olic
itors
,
Pavi
lion
Row
Non
-pan
el fi
rms
New
Qua
dran
t Par
tner
s, Ta
ylor
Wes
sing
Wea
lth an
d fa
mily
pro
tect
ion
stru
ctur
ing,
com
plex
Will
dra
fting
,
besp
oke
trus
ts, f
amily
inve
stm
ent
com
pani
es, l
astin
g po
wer
s of
atto
rney
, pro
bate
serv
ices
,
non-
dom
icile
advi
ce a
nd ta
x pl
anni
ng
Flagstone
Online-only cash management service;
maximise FSCS protection; £, € and $
denominations for individuals, companies,
trustees and charities; 20 provider banks
with competitive ratesTorFX
Monex Europe
Competitive foreign
exchange services for both
personal and corporate
transactions
FUND MANAGERS FUND MANAGERS
INVESTMENT CONSULTANTS
* Please note that this will require referral to a service that is separate and distinct from those offered by St. James’s Place.
Weatherbys
Cater A
llen
Ham
pden & C
o
Arbuthnot Latham
Full Private Banking Services offering
deposit accounts, foreign currency
accounts and mortgages, including
intergenerational and
comm
ercial lending services
Metro B
ank
Credit Suisse
Short-term liquidity facilities,
secured against clients’
investment portfolios,
with both onshore and
offshore capabilities
Panel firmsKingston Smith, EY
Non-panel firmsSaffery ChampnessBlick Rothenberg
UK and cross-bordertax planning and advice,
corporate advice, VAT advice,Inheritance Tax strategies and
full compliance services
Genus Trust C
ompany
Excluded propert
y trusts,
foundations,
offshore str
ucture
review
s,
offshore tru
sts and
corporate s
tructu
res
Kings Court T
rust
Professio
nal esta
te
administratio
n and
probate se
rvices
Personal, corporate
and specialist
insurance solutions
Life assurance, critical illness
cover, income protection,
accident and sickness cover,
private medical insurance
and employee benefits Pre- and
post-retirement
planning
Retirement Account,
automatic enrolment options,
SIPP and Trustee Investment Account
Investment solutions
ISA, Junior ISA, Unit Trust, Investment
Bond, International Investment Bond, Fund
Administration Bond, Portfolio Administration
Bond, International Regular Investment Bond
and Spanish International Investment Bond
Tax-advantaged
investments
Venture Capital
Trusts
(VCTs)
Enterprise
Investm
ent Schem
es
(EISs)
Business
Relief sc
hemes
Tax-efficie
nt inves
tment p
lanning a
nd
Inheritan
ce Tax plan
ning solutio
ns
Hedge funds
Managed Fund of H
edge Funds S
olution
The value of an investment with St. James’s Place will be dependent on the funds selected and may fall as well as rise. You may get back less
than the amount you invested. The levels and bases of taxation, and reliefs from taxation, can change at any time
and are dependent on individual circumstances.**Investors must be willing to accept a high level of investment risk – as the investments
are made in small companies, some may not perform as well as the investor may hope, or may fail completely. An investor may not get back the amount invested. Furthermore, these types
of investment are typically illiquid and investors must be aware that they may have difficulty, or may be unable to realise their shares at levels close to that which reflect the value of the underlying assets.
The value of an investment with Rowan Dartington may fall as well as rise. You may get back less than the amount you invested.
The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.Members of the St. James’s Place Partnership in the UK represent St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.
St. James’s Place Wealth Management plc Registered Office: St. James’s Place House, 1 Tetbury Road, Cirencester, Gloucestershire, GL7 1FP.Registered in England Number 4113955.
SJP10135 V8 (07/19)
CONTACT DETAILS:Please contact your St. James’s Place Partner for more information.
FUND MANAGERS
EMPLOYEE BENEFITS
PENSIONS
INDIVIDUAL LIFE & HEALTH PROTECTION TAX-ADVANTAGED INVESTMENTS
WHOLE OF LIFE PROTECTION
PRIVATE MEDICAL INSURANCE
• Aviva • Medicash
• AXA PPP • VitalityHealth
• Bupa • WPA
• AIG • Unum
• Aviva • Zurich
• Canada Life
PENSION ANNUITIES
LEGAL SERVICES*
MORTGAGE LENDERS This is a selection of those available
• Barclays • Nationwide
• Halifax • Santander
• HSBC • Virgin Money
*Please note that these services are separate and distinct from those offered by St. James’s Place.
This document was correct as at 25 June 2019 and is updated biannually. Trusts, LPAs and Wills are not regulated by the Financial Conduct Authority.
• Aegon • Royal London
• Aviva • Scottish Widows
• Curtis Banks • The People’s Pension
• NEST
• Aegon • Legal & General
• AIG • LV=
• Aviva • Royal London
• British Friendly • The Exeter
• Cirencester Friendly • VitalityLife
• Guardian • Zurich
• AIG • Royal London
• Aviva • VitalityLife
• Canada Life International • Zurich
• Legal & General
• Aristotle • EdgePoint • Magellan • Sands Capital
• Artemis • First State Stewart Asia • Majedie • Schroders
• Artisan Partners • GMO • Manulife • Select Equity
• AXA Investment Managers • Impax • MidOcean • State Street
• BlackRock • Invesco Perpetual • Nippon • TwentyFour
• BlueBay • Janus Henderson Investors • Oaktree • Wasatch
• Brigade • Jennison Associates • Orchard Street • Wellington Management
• Burgundy • J O Hambro • Paradice
• Capital Four • KKR • Payden & Rygel
• Columbia Threadneedle • Loomis Sayles • RWC
IMMEDIATE NEEDSANNUITIES
TAX SERVICES*
• Aviva • EY
• Just • Kingston Smith
• Legal & General
• Brodies • Kings Court Trust
• Clarke Willmott • Linder Myers Solicitors
• Cleaver Fulton Rankin • Pavilion Row
• Edwin Coe
DISCRETIONARY FUND MANAGEMENT
SPECIALIST GENERAL INSURANCE
• Miller Insurance Services* • Rowan Dartington
• Paymentshield • MASECO*
• Select & Protect
• Stackhouse Poland*
• Aviva • Legal & General
• Canada Life • MorganAsh
• Just
The panel is subject to change as managers open and close fundraising activity throughout the year.
SPECIALIST BANKING AND LENDING SERVICES*
• Credit Suisse • Monex Europe
• Flagstone • TorFX
• Metro Bank
PRIVATE BANKING SERVICES*
• Arbuthnot Latham • Hampden & Co
• Cater Allen • Weatherbys
TRUSTEE SERVICES
• Genus Trust Company
• Beringea • Ingenious
• Close Brothers • MMC Ventures
• Downing • Oakley Capital
• Draper Esprit • Octopus Investments
• Edition Capital • Parkwalk
• Foresight • TIME Investments
• Guinness • Triple Point
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