1 GENERAL BANK MANAGEMENT Technology Management (MODULE ‘C’ ) By Onkar Nath Sir SPBT College...

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GENERAL BANK MANAGEMENTTechnology Management

(MODULE ‘C’ )

By

Onkar NathSir SPBT College

MUMBAI

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Introduction to Information Systems

Systems Development Life Cycle SDLC1: Planning & Analysis SDLC2: Design SDLC3: Implementation SDLC4: Operations & Maintenance

Types of Information Systems Transaction Processing System Management Information System Structure

Top – Overall Report Middle – Comprehensive Report Lower – Detailed Report

Decision Support System

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Essential Characteristics of DSS Broad-based approach to supporting

decision making

Human/machine interface where human retains control over the decision making process

Support decision-making for solving structured, semi- structured and unstructured problems

Utilization of appropriate mathematical and statistical models

Query capabilities to obtain information by request- interactive mode

Output directed to organization personnel at all levels

Integrated subsystems

Comprehensive database

Easy-to-use approach

Adaptive system over time

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Project ManagementBuilding Data Centres

Centralised Data EnvironmentDecentralised Data

Environment

Database Management systems DBMS Concepts

Data redundancy and inconsistency

Difficulty in Accessing dataIntegrity ProblemAtomicity ProblemConcurrency ProblemSecurity Problem

Relational DatabaseQuery Language – Structured

ORACLE

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DATA WAREHOUSING AND DATA MINING

Data Warehouse ArchitectureIt is a way of representing the overall structure of data, communication, processing & presentation that exists for end user computing within the enterprise

Data Warehouse Options Scope of Data Warehouse Data redundancy Types of end user

Developing Data Warehouses

Data Mining OLAP

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IT APPLICATIONS AND BANKING

BANKING SOFTWARE

Integrated Banking System

Centralized Banking Solution

Features of an Online Banking Web

Site

IT Services in Banking – Vendor

Selection & Retention Criteria

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ELECTRONIC CLEARING & SETTLEMENT SYSTEMS

MICR/OCR Clearing System

Debit Clearing System

Credit Clearing System

Real Time Gross Settlement (RTGS)

Structured Financial Messaging System (SFMS)

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5. Full Payment Message

4. Confirmation2. Settlement Request

1. Full Payment Message

The Indian RTGS System is based on Y topology and a “credit push” model

SendingSendingBankBank

ReceivingReceivingBankBank

IFTPIFTPCentral ProcessorCentral Processor

IASIAS3. Settlement3. Settlement

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PLASTIC MONEY

Credit Cards

Debit Cards

Smart Cards

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ELECTRONIC COMMERCE & BANKING

Dimensions of E-business

Electronic Commerce

E-commerce Building Blocks

E-banking

The Call Centre

EBPP

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NETWORKING SYSTEMS

DATA COMMUNICATIONS

Electronic Mail

Internet Connectivity

Local Area Networking

Remote Access Services

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WAN TECHNOLOGY OVERVIEW

Frame Relay Overview

ISDN Overview

ATM Overview

VSAT Network System

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TCP/IP AND INTERNET

The layers of the TCP/IP Reference Model Makes the internetwork possible by

providing common services over the diverse set of

under laying protocols and physical network

hardware.Four layers viz Application, Transport, Internet and host to Network layer; One layer is not specified. IP Addressing

A Unique identifier to node Four Octet (192.168.100.1)

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INFORMATION SYSTEM SECURITY & AUDIT

COMPUTER SECURITY

Physical Security

Logical Security

Network Security

Biometric Security

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COMMUNICATION SECURITY

Cryptography

Digital Signature

Public Key Infrastructure

Certification Authority

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DISASTER MANAGEMENT

Disaster Avoidance

Disaster Recovery

Business Continuity Planning

Disaster Recovery Planning

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INFORMATION SYSTEM AUDIT

The Concept

System Audit Procedures

System Audit – Security

Cyber Law

18 Thank You

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Data base

CRTTerminal

User input‘What if’

questions

Computer

Decision Making

Programs

Recommended courses of actions

Historical and current

status reports

Projected reports

Decision Support System

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IT Risks and Information Systems Security in banks

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Information SystemAssets

Manipulating Processes

Confiden

tialit

y

Availability

Integrity

Competitors,Adversaries

Human Errors, System Bugs

Hackersetc.

Acts ofGod

Core Banking - Architecture

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BACKUP SITE (Hyderabad)

Delhi Chennai ChandigarhKolkata Hyderabad

ATM Tele-bankingKIOSK ABBCall

CentreInternetBanking

DATA CENTRE (Belapur, Mumbai)

DATA CENTRE (Belapur, Mumbai)

Branch Branch

Mumbai

Branch Branch Z.O Branch R.O Branch Branch Branch Branch NBOBranch

WIDE AREA NETWORK BACKBONE

OTHERS.

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