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Financial Freedomworkshop
#CoachRussJuson
#CoachRussJusonFinancial Freedom
Philam Life confidential and proprietary information. Not for distribution.
#CoachRussJusonFinancial Freedom
Philam Life confidential and proprietary information. Not for distribution.
#CoachRussJuson
Philam Life confidential and proprietary information. Not for distribution.
PURPOSE
Share significant role of Personal Financial Planning to achieve Freedom;
Share some concepts & steps to meet Financial Goals & Dreams;
Create action plans to implement after the workshop.
#CoachRussJusonFinancial Freedom
Philam Life confidential and proprietary information. Not for distribution.
Philam Life confidential and proprietary information. Not for distribution.
Philam Life confidential and proprietary information. Not for distribution.
Russ JusonAge: 45Born & raised in Davao CityLiving the DREAM ChampionI am Gods Message of Hope & Abundance
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RUSS JUSON-Life Coach-Financial Wealth Planner -International Registered Financial -Consultant, ARFC Cum Laude-Registered Estate Planner (REP)
#CoachRussJusonFinancial Freedom
Philam Life confidential and proprietary information. Not for distribution.
#CoachRussJusonFinancial Freedom
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ENJOYING LIFE EXPERIENCE
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4 years ago in GuamMarch 2015 Baguio
Europe Cruise June 2015Dos Palmas Palawan June 2015
DavaoJapanDenver, COMactan ShangrilaManilaDenver, COQuality & Quantity Time with Family & Friends
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100 People After Working From Age 25 -Age 65
Dependents
Working
Deceased
OK ($1 Million)
Wealthy ($5Million)
Source: SmartMoney, 2001Why do 95% Fail when it comes to their finances?No Financial EducationNo Financial Game PlanNo Financial Coach
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Personal Advocacy
Nanay Mila72 Years Old
My Mother72 Years Old
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Taking on an overwhelming amount of (bad!) debtBelieving that the OFW life will last foreverDepending on their relatives to manage their finances
Dont want to be an OFW forever?
#CoachRussJuson
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My Value as a Wealth Planner
I can protect the innocent when someone dies prematurely so that people can have peace of mind.I provide people with worry-free retirement with an income they can outlive so they maintain their independence.
I can protect that income when they get sick so that they can maintain their dignity & provide legacy when they die.
#CoachRussJusonFinancial Freedom
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DeclarationI am building a Money Machine and its purpose is to give me income for life without working!
DeclarationI am building a Money Machine and its purpose is to give me income for life without working!
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Agenda
Share WealthCreation Instruments
Share Protection Concepts
Professionally Coach you with Financial Freedom ProgramWe are not here to sell you any products and we want to SERVE you Through Financial Wealth Planning.
#CoachRussJusonFinancial Freedom
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Simple RequestPhones on Silent Mode
Participate and respond actively 100%
Take concepts presented and apply what ever is applicable to your own life.
Choose to HAVE FUN!!
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Affirmation
#CoachRussJusonFinancial Freedom
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Affirmation
#CoachRussJusonFinancial Freedom
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#CoachRussJuson
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Three Aspects of FINANCIAL FREEDOM
Managing Money
Growing Money
Earning Money
#CoachRussJusonFinancial Freedom
Philam Life confidential and proprietary information. Not for distribution.
Three Aspects of FINANCIAL FREEDOM
Earning MoneyManaging MoneyGrowing Money
#CoachRussJusonFinancial Freedom
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What is your Dream Monthly Income?How much is your Actual Monthly Income?What do you think the Gap represents?
Earning Money
#CoachRussJusonFinancial Freedom
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#CoachRussJuson
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Recommendation
1. Be grateful with where you are and give your BEST.
#CoachRussJusonFinancial Freedom
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Recommendation2. Explore VEHICLE that is aligned to your Dream Income and matches what is natural for you.
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Recommendation
3. Work on a GROWTH plan to be the best of the best in your chosen field.
#CoachRussJusonFinancial Freedom
Philam Life confidential and proprietary information. Not for distribution.
#CoachRussJusonFinancial Freedom
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Recommendation
4. Find a great role model and seek for MENTORSHIP
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Recommendation
5. Be Aware of your LIMITING BELIEF SYSTEMS about Money.
#CoachRussJusonFinancial Freedom
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Managing Money
Three Aspects of FINANCIAL FREEDOM
Earning MoneyGrowing Money
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Three Aspects of FINANCIAL FREEDOM
2. Managing MoneyReality Check:How do you spend/allocate your Monthly income? Write Items & itsCorresponding amount.
Whats your REGULAR amount ofSAVINGS?
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Principle #1 - Pay Yourself FIRST now!
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John
Peter
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John
Peter4,748,6262,729,544
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Principle #2 - Be clear with your Purpose
Pain Tired of not having Enough Not giving the best life for people who I love Growing Old dependent on others
Pleasure
Freedom (lifestyle) Honor myself & those who I love by giving them BEST LIFE Contribution Glorify God My Creator
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Principle #2 - Develop the Money Habits
Broke PeopleRich PeopleMiddle Class
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Broke People Spending Habits
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Middle Class Spending Habits
Priority is to upgradeLIFESTYLE by buyingLiabilities (anythingThat cost you money)
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Rich People Spending Habits
Priority is to buy ASSETS (anything that brings in Profit) MONEY AT WORK CONCEPT
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Three Aspects of FINANCIAL FREEDOM
2. Managing MoneyAction Plans:
Decide on one change you wantto embrace as a new money habit.
How much Money will I Committo Save REGULARLY to start myfinancial Freedom Plan?
12
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Managing Money
Three Aspects of FINANCIAL FREEDOM
Earning Money
Growing Money
#CoachRussJusonFinancial Freedom
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Growing Money
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Most Popular way of Growing Money
Bank Products:Time Deposit
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Most Popular way of Growing Money
Bank Products:Time Deposit
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Beat Inflation Rate
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Step 1 - Know your Investment Priority
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What People Do?
GROWTH UITF, Mutual Fund, VUL
HIGH RISK
Stock Trading, Business, Forex
Emergency Funds, Life Protection, HMO or Health Insurance, Critical illness Fund, Educational Fund & Retirement FundFOUNDATION
LOI
DREAM LIFESTYLE
#CoachRussJuson
Philam Life confidential and proprietary information. Not for distribution.
What People Do?
GROWTH UITF, Mutual Fund, VUL
HIGH RISK
Stock Trading, Business, Forex
Emergency Funds, Life Protection, HMO or Health Insurance, Critical illness Fund, Educational Fund & Retirement FundFOUNDATION
LOI
BROKE!
#CoachRussJuson
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Step 2 - Build your FF FOUNDATION
Emergency Funds, Life Protection, HMO or Health Insurance, Critical illness Fund, Educational Fund & Retirement Fund
FOUNDATION
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Protect the Most Important Asset
BREAD WINNERMONEY MACHINE
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Dying To SoonFoundation: Protection Investment
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Foundation: Protection Investment
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Accident
Dying To SoonFoundation: Protection Investment
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Foundation: Protection Investment
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Critical Illness
Accident
Dying To SoonFoundation: Protection Investment
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CI Facts: Age 50 (1 out of 3)/ Age 60 (2 out of 3)
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Living Too Long
Critical Illness
Accident
Dying To SoonFoundation: Protection Investment
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Trend : Longer Life Expectancy
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Protection: Investment
Life Insurance is the only substitute to meet the Future Financial Needs
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PJ - Breadwinner
PJs FamilyLola Inday62 years Old Afford ko ba yan?
#CoachRussJusonFinancial Freedom
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DIFFERENTIATION
FWD is a fresh and innovative approach to life insurance with the vision of changing the way people feel about insurance, apart from Financial Strength and Wealth Management Expertise, I also decided upon FWD as a partner because of the clear vision of not just being a challenger brand but a very different type of life insurance company that has customers at the heart of its business.
FWD leverages on technology to ensure an excellent customer experience and focuses on lifestyle continuity rather than just talking about death.
For all these reasons and more I have made FWD my partner in my business, with your help I hope to make FWD as your partner as well in achieving your financial goals for the future.
Retirement with Protection Plan PJ @ Age 21
Budget PhP1,500.00/Month
Retirement Fund @ age 60@ 4% = 378,871@ 8% = 9,080,192@12% = 26,921,101Age 21 Age 31 Age 100 Age 70 Age 60
Coverage of PHP 500,000
Critical Illness Cover of PHP 250,000
PHP 1,500/month for 10 Years Afford ko ba yan?
#CoachRussJusonFinancial Freedom
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VARIABLE UNIT-LINKED PRODUCT(GIO)How does it work?
VUL
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Educational Fund
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HMO
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What People Do?
GROWTHTime Deposit, UITF, Mutual Fund, VUL
Emergency Funds, Life Protection, HMO or Health Insurance, Critical illness Fund, Educational Fund & Retirement FundFOUNDATION
#CoachRussJuson
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Growth Investment
Stock Investments
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Madaming Nalugi sa Stocks?
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PSE Index Actual Returns in 32 YearsAve 14% per annumWhere will 1 Million go?Equity Return14.3M Php1 Million
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Ave 19.72% per annumWhere will 1 Million go?Equity Return37M Php1 Million
Actual Returns in 21 Years
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Philam Life confidential and proprietary information. Not for distribution.
Actual Asset Comparison in 19 YearsWhere will 10 Million go?
92.3M Php Equity18.56% p.a.15.95% p.a.4.38% p.a.10 Million
72.8M Php Balance
29.5 Php Bonds
7.54% p.a.
19.8 Php Special Deposit Accounts
Philam Life confidential and proprietary information. Not for distribution.
Philam Life confidential and proprietary information. Not for distribution.
Philippine Economic ForecastWhere are we heading?The Centre for Economics and Business Research said that Philippines will be in the Top 30 world Economies by 2028
IHS Global Insight believes the Philippines is on track to become a $1-trillion economy by 2030.
Goldman Sachs estimates that PHL will be 14th largest economy in the world in 2050
HSBC forecasts that PHL will be 16th largest economy in the world, fifth in Asia and Number 1 in Southeast Asia in 2050.
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Growth Investment
As LOW as PhP5,000.00 INVESTMENT!
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Five Pillars of Investment
SAFETYTAXADVANTAGERETURNPROTECTIONLIQUIDITYSAFETY
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Five Pillars of Investment
SAFETYRETURNTAX ADVANTAGEPROTECTIONLIQUIDITYBANKXOKTRADLBUSINESS??XX?REAL ESTATEOKOKXX?VULOKOKOKOKOK
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Pacific Century Group
Vietnam Japan Singapore Malaysia ShanghaiPineBridge InvestmentGlobal asset under management - US$ 72.9 billion
FWD Group: US$ 10.9 billion Total Assets of 2014
Li Ka ShingGeographical Footprint
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WEALTH MANAGEMENT EXPERTISE
Pacific Century Group has three main pillars of business:
Property and Real EstateFinancial ServicesTelecom Media & Technology
FWD is under the financial services business along with Pinebridge Investments, the global asset management business with 72.9 Billion USD of Assets under management
We are located in Hong Kong, Macau, Thailand, Indonesia and in the Philippines and have also established strong bank partnerships in the region, along with Security Bank in the Philippines.
2015 Bank of the Year20% Owned by MUFG5th largest Bank of the Philippines
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PSEi
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PSEiSun Life
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PSEiSun LifePhilam Life
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PSEiSun LifePhilam LifeSecurity Bank
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PSEiSun LifePhilam LifeSecurity BankBPI Equity
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Step 4 - High Risk Investment
GROWTHTime Deposit, UITF, Mutual Fund, VUL
Emergency Funds, Life Protection, HMO or Health Insurance, Critical illness Fund, Educational Fund & Retirement FundFOUNDATION
HIGH RISK
Stock Trading, Business, Forex
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Step 4 - High Risk Investment
Traditional Business
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Step 4 - High Risk Investment
Trading Stocks
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85% LOSSAVERAGE TRADERand NEWBIEGAIN15%TONY HERBOSAWARREN BUFFETTGEORGE SOROSEDWARD LEEFUND MANAGERS
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Step 4 - High Risk Investment
COMMODITIES TRADINGFOREXTRADING
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Invest until you are Living on Interest
GROWTHTime Deposit, UITF, Mutual Fund, VUL
Emergency Funds, Life Protection, HMO or Health Insurance, Critical illness Fund, Educational Fund & Retirement FundFOUNDATION
HIGH RISK
Stock Trading, Business, Forex
LOI
DREAM LIFESTYLE
#CoachRussJuson
Philam Life confidential and proprietary information. Not for distribution.
Financial Freedom Principles
Spend less than you earn and invest the difference.Reinvest your returns for compounded growth.Reach a critical mass of investment capital that creates the annual income you want.
The reason to invest should be To have income for life without working.
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Kaya ko ba yan?
Age Started: 20 years oldMonthly Savings: P1,500.00Annual Savings: P18,000.00Instrument: Mutual FundsAverage Historical Performance: 18%/year
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Age Started: 20 years oldMonthly Savings: P1,500.00Annual Savings: P18,000.00Instrument: Mutual FundsAverage Historical Performance: 18%/year
Total Amt Saved: P828,000.00COMPOUNDED GROWTHPHP238M
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DREAM LIFE STLE#CoachRussJuson
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Three Aspects of FINANCIAL FREEDOM
Earning Money Managing Money Growing Money
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You NOW have this GOLDEN OPPORTUNITY
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Next Steps: Options
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Billionaire (Glee Cast Version)Glee CastGlee CastAri Levine, Bruno Mars, Phillip Lawrence & Travis McCoyGlee: The Music, Vol. 42010-11-26T08:00:00Zportse75@bigpond.com 2010 Twentieth Century Fox Film Corporation2010-11-27 10:10:00SonyBMG:isrc:USQX91001009
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