Barclay's Global Retail Banking_Polaris FT Positioning

Barclays Global Retail Banking – Analysis &

PFT’s Positioning

by A.Raghu Nagendra [ARN]

Contents

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• Barclays Global Business – Snapshot• Barclays Global ‘Retail Banking’ – Snapshot• Observations from Barclays Global Retail Banking• Proposed Retail Banking Strategy • PFT’s Strategy for Barclays Global Retail Banking

Barclays Global Business - Snapshot

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Barclays Global ‘Retail Banking’ - Snapshot

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Observations from Barclays Global Retail Banking

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Greater emphasis on Wealth & Investment Management services across regions.

Americas• Low penetration of Retail banking. • Latest offering of Online Savings account for USA.Africa & Middle East• Comparatively stable Personal banking offerings.• Large scope for Mobile enabled payment offering.Asia Pacific• Large scope for Cards based payments/transactions offering. (Barclays chose to

exit cards business from India).Europe• Significant scope to improve Personal/Premium Banking business.• Latest offering of Mobile Payment service - ‘Pingit’.

Proposed Retail Banking Strategy

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4 Step Retail Strategy for Barclays

PFT’s Strategy for Barclays Global Retail Banking

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Key Business Advantage(s)

• Tap the Growing Affluent Customer base to identify their Banking needs, apart from knowing their Investment capability.

• Unified Customer view to provide greater insight into customer’s financial health and tailor Bank’s offerings.

• Informed and Intelligent decision making by leveraging PFT’s Global Banking expertise.

• Lower TCO & Quick ROI through PFT’s proven Cloud business models.

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Thank You